Rents are 8% above what Ridgeland's 10-year trend predicts — running hotter than its own history.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,445 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: October 17, 2026
What the numbers show
Rent in Ridgeland is at its highest level since Zillow's records here began in November 2021.
Rent in Ridgeland changed +14.2% over the year to September 2026. Across the 23 Mississippi cities Zillow tracks, the typical change was +3.8%.
Rent has risen 6 months in a row, and rose in 11 of the last 12 months.
30% of the median household income ($66,038) is $1,651 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,390); a 3-bedroom is $1,670.
Jackson, 6 miles away, rents for 15% less ($1,228/mo), about $2,600 a year in savings.
From Zillow's monthly rent index (ZORI) for Ridgeland. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
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Who lives here
Ridgeland, MS is roughly split between renters and owners, has a median income below the national average, 51.7% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Ridgeland, MS has changed in 5 years
Five years ago, renters in Ridgeland, MS paid around $1,149 a month. That figure now sits near $1,445, up 25.8% from the 2022 baseline. On the earnings side, the typical household in Ridgeland, MS now reports about $66,038, up from $64,034 in 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show Ridgeland, MS adding about 257 residents over the five-year window, up 1.1% on net. The renter share has risen from 50.1% to 52.7%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 54% to 51.7% across the same window. For context, the 2022 to 2026 window covers an unusually volatile run for US rents nationally, and Ridgeland, MS reflects that arc in its own way.
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Can you afford rent in Ridgeland on your salary?
At $1,445/mo, how Ridgeland rent compares to typical pay (30% rule).
Ridgeland rent by bedroom count
Median rent for each apartment size in Ridgeland. Click any size for full breakdown.
Tips for renters in Ridgeland
Last updated: October 17, 2026
The median rent in Ridgeland is $1,445/mo as of October 2026. A studio apartment averages $1,180/mo while a 2-bedroom runs $1,390/mo. One-bedroom apartments average $1,190/mo and 3-bedroom units go for $1,670/mo.
At 26% of local median household income ($66,038/yr), Ridgeland ranks as affordable compared to the national benchmark of 30%. Rents have increased 14.2% over the past year.
Frequently asked questions
How much income do you need to rent in Ridgeland?
Is rent going up or down in Ridgeland?
How does Ridgeland rent compare to other cities in Mississippi?
Which nearby cities are cheaper to rent in than Ridgeland?
At $1,445/mo, rent takes ~26% of Ridgeland's median household income ($66,038/yr). The standard benchmark is 30%.
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Estimated from ZIP-level data
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