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City Report · NC

Fairfield Harbour

Pop. 2,948·53rd most expensive in North Carolina·Rental market data updated monthly for Fairfield Harbour, NC
Median rent (all units)
$1,788/mo
Year-over-Year
Stable
Month-over-Month
+19.2%
vs US Median
-$174
Rising (Monthly)
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Most AffordableMost Expensive
Fairfield Harbour · $1,788
More affordable than 55% of US cities · National median $1,962/mo
Affordability
30% of income
MODERATE
0%30% benchmark60%+

At $1,788/mo, rent takes about 30% of the local median household income, slightly above the 30% benchmark.

Income to afford
$72,000/yr
Local median income
$72,583/yr
Based on the 30%-of-income rule using Fairfield Harbour's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

3 BR
$1,788

Bedroom figures are derived from HUD Fair Market Rents and scaled to match Fairfield Harbour's market median, because the published HUD values all ran above it. They are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$21,456/yr
At $1,788/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 0.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+0.0% YoY, +19.2% MoM), not inventory.
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Demographics

Who lives here

Fairfield Harbour, NC is majority owner-occupied, has a large retiree population, 38.3% of residents hold a bachelor's degree or higher.

Population
2,948
Median income
$72,583
Median age
62.2
Renters
11.1%
Age distribution
15.8%
21.1%
43.1%
Under 188.3%
18–3411.7%
35–5415.8%
55–6421.1%
65+43.1%
Gender
46.9%
53.1%
Male46.9%
Female53.1%
Race & ethnicity
85.2%
White85.2%
Black3.3%
Hispanic7.4%
Asian0.5%
Other3.6%
Education (25+)
14.1%
45.5%
38.3%
No HS diploma2.2%
HS diploma14.1%
Some college45.5%
Bachelor's+38.3%
Housing tenure
88.9%
Owner88.9%
Renter11.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Fairfield Harbour, NC has changed in 5 years

Income
$69,239 → $72,583
up 4.8%
Population
2,872 → 2,948
up 2.6%
Renter share
13.5% → 11.1%
-2.4 pts
Bachelor's+
42% → 38.3%
-3.7 pts
Median age
64.3 → 62.2
-2.1 yrs

On the earnings side, the typical household in Fairfield Harbour, NC now reports about $72,583, up from $69,239 in 2021. The population has grown by 2.6% since 2021, moving from about 2,872 residents to roughly 2,948. Renters now make up 11.1% of households, compared with 13.5% five years ago. College-educated residents now make up 38.3% of adults here, versus 42% in 2021.

Community

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View Fairfield Harbour rent history (2015–2026) →
Salary vs rent

Can you afford rent in Fairfield Harbour on your salary?

At $1,788/mo, how Fairfield Harbour rent compares to typical pay (30% rule).

By apartment size

Fairfield Harbour rent by bedroom count

Median rent for each apartment size in Fairfield Harbour. Click any size for full breakdown.

Local insights

Tips for renters in Fairfield Harbour

About renting in Fairfield Harbour, NC

Last updated: August 17, 2026

The median rent in Fairfield Harbour is $1,788/mo as of August 2026. and 3-bedroom units go for $1,788/mo.

At 30% of local median household income ($72,583/yr), Fairfield Harbour ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

Is Fairfield Harbour an affordable city for renters?

Fairfield Harbour is considered moderate for renters. At $1,788/mo, rent takes approximately 30% of the local median household income ($72,583/yr). The standard benchmark is 30%. Fairfield Harbour slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Fairfield Harbour?

To keep rent at or below 30% of gross income, you would need to earn at least $72,000/year (~$35/hour full-time) to afford the median rent of $1,788/mo in Fairfield Harbour. The local median household income is $72,583/yr, meaning the typical Fairfield Harbour household meets that threshold.

Is rent going up or down in Fairfield Harbour?

Rent in Fairfield Harbour has been relatively stable over the past year, with a 0.0% change year over year as of August 2026.

How does Fairfield Harbour rent compare to other cities in North Carolina?

Fairfield Harbour is middle-of-the-pack for North Carolina for rent, ranking #53 out of 128 tracked cities at $1,788/mo.

Which nearby cities are cheaper to rent in than Fairfield Harbour?

Several nearby cities have lower median rents than Fairfield Harbour ($1,788/mo): Havelock ($1,384/mo), New Bern ($1,623/mo), Morehead City ($1,682/mo).

What percentage of Fairfield Harbour residents rent vs. own?

According to Census data, approximately 11.1% of Fairfield Harbour households are renters, while 88.9% are owner-occupied. Fairfield Harbour leans toward homeownership, which can mean a smaller rental inventory.

How does Fairfield Harbour rent compare to the national average?

Fairfield Harbour's median rent of $1,788/mo is $174 (9%) below the US national median of $1,962/mo. Within North Carolina, it ranks #53 out of 128 tracked cities.
Income Affordability
30%
MODERATE

At $1,788/mo, rent takes ~30% of Fairfield Harbour's median household income ($72,583/yr). The standard benchmark is 30%.

Fairfield Harbour 30%Benchmark 30%
State income tax4.5%
Run the Fairfield Harbour affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Fairfield Harbour, NC

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