Rents are 3% below what Havelock's 10-year trend predicts — a better deal than its own history suggests.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,542 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: October 17, 2026
What the numbers show
Rent in Havelock is 0.8% below its high of $1,554 in February 2026, at $1,542 as of September 2026.
Rent in Havelock changed +2.3% over the year to September 2026. Across the 94 North Carolina cities Zillow tracks, the typical change was +2.9%.
Rent rose in 8 of the last 12 months.
30% of the median household income ($58,408) is $1,460 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,130); a 2-bedroom is $1,480.
From Zillow's monthly rent index (ZORI) for Havelock. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
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Who lives here
Havelock, NC is majority renter-occupied, skews toward younger working-age adults, has a median income below the national average, 18.7% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Havelock, NC has changed in 5 years
Five years ago, renters in Havelock, NC paid around $1,328 a month. That figure now sits near $1,542, up 16.1% from the 2023 baseline. Household income in the area moved from $53,344 to $58,408 across the same window, up 9.5% versus 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Bachelor's-degree-or-higher attainment moved from 16.6% to 18.7% across the same window. Reading these numbers side by side helps frame whether current listings in Havelock, NC look reasonable against where the market sat half a decade ago.
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Can you afford rent in Havelock on your salary?
At $1,542/mo, how Havelock rent compares to typical pay (30% rule).
Havelock rent by bedroom count
Median rent for each apartment size in Havelock. Click any size for full breakdown.
Tips for renters in Havelock
Last updated: October 17, 2026
The median rent in Havelock is $1,542/mo as of October 2026. A studio apartment averages $1,120/mo while a 2-bedroom runs $1,480/mo. One-bedroom apartments average $1,130/mo and 3-bedroom units go for $1,990/mo.
At 32% of local median household income ($58,408/yr), Havelock ranks as moderate compared to the national benchmark of 30%. Rents have increased 2.3% over the past year.
Frequently asked questions
How much income do you need to rent in Havelock?
Is rent going up or down in Havelock?
How does Havelock rent compare to other cities in North Carolina?
At $1,542/mo, rent takes ~32% of Havelock's median household income ($58,408/yr). The standard benchmark is 30%.
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Estimated from ZIP-level data
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