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City Report · NC

Havelock

Pop. 17,691·116th most expensive in North Carolina·Havelock rents have dropped 7.1%, currently a renter's market
Median rent (all units)
$1,289/mo
Year-over-Year
-7.1%
Month-over-Month
-5.3%
vs US Median
-$676
Falling (Monthly)
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Most AffordableMost Expensive
Havelock · $1,289
More affordable than 88% of US cities · National median $1,965/mo
Rent Reality Score
76/100
Good value
OverheatedFairGreat value

Rents are 13% below what Havelock's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,289/mo
Expected by trend
$1,485/mo
The Rent Reality Score compares today's median rent to where Havelock's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,120
1 BR
$1,130
2 BR
$1,480
3 BR
$1,990
4 BR+
$2,490
Research median
$1,480/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$15,468/yr
At $1,289/mo median
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 7.1% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (-7.1% YoY, -5.3% MoM), not inventory.
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Demographics

Who lives here

Havelock, NC is majority renter-occupied, skews toward younger working-age adults, has a median income below the national average, 18.7% of residents hold a bachelor's degree or higher.

Population
17,691
Median income
$58,408
Median age
24.7
Renters
58.7%
Age distribution
23.4%
43.1%
18.3%
Under 1823.4%
18–3443.1%
35–5418.3%
55–649.2%
65+6%
Gender
57.2%
42.8%
Male57.2%
Female42.8%
Race & ethnicity
60.6%
16.1%
15.9%
White60.6%
Black16.1%
Hispanic15.9%
Asian4.1%
Other3.2%
Education (25+)
30.6%
45.2%
18.7%
No HS diploma5.5%
HS diploma30.6%
Some college45.2%
Bachelor's+18.7%
Housing tenure
41.3%
58.7%
Owner41.3%
Renter58.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How Havelock, NC has changed in 5 years

Rent
$1,224 → $1,289
up 5.3%
Income
$53,344 → $58,408
up 9.5%
Population
17,570 → 17,691
up 0.7%
Renter share
59.6% → 58.7%
-0.9 pts
Bachelor's+
16.6% → 18.7%
+2.1 pts
Median age
23.5 → 24.7
+1.2 yrs

Five years ago, renters in Havelock, NC paid around $1,224 a month. That figure now sits near $1,289, up 5.3% from the 2023 baseline. Household income in the area moved from $53,344 to $58,408 across the same window, up 9.5% versus 2021. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. Bachelor's-degree-or-higher attainment moved from 16.6% to 18.7% across the same window. Reading these numbers side by side helps frame whether current listings in Havelock, NC look reasonable against where the market sat half a decade ago.

Community

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View Havelock rent history (2015–2026) →
Salary vs rent

Can you afford rent in Havelock on your salary?

At $1,289/mo, how Havelock rent compares to typical pay (30% rule).

By apartment size

Havelock rent by bedroom count

Median rent for each apartment size in Havelock. Click any size for full breakdown.

Local insights

Tips for renters in Havelock

About renting in Havelock, NC

Last updated: July 20, 2026

The median rent in Havelock is $1,289/mo as of July 2026. A studio apartment averages $1,120/mo while a 2-bedroom runs $1,480/mo. One-bedroom apartments average $1,130/mo and 3-bedroom units go for $1,990/mo.

At 26% of local median household income ($58,408/yr), Havelock ranks as affordable compared to the national benchmark of 30%. Rents have decreased 7.1% over the past year.

FAQ

Frequently asked questions

Is Havelock an affordable city for renters?

Havelock is considered affordable for renters. At $1,289/mo, rent takes approximately 26% of the local median household income ($58,408/yr). The standard benchmark is 30%. Havelock falls comfortably within that range.

How much income do you need to rent in Havelock?

To keep rent at or below 30% of gross income, you would need to earn at least $52,000/year (~$25/hour full-time) to afford the median rent of $1,289/mo in Havelock. The local median household income is $58,408/yr, meaning the typical Havelock household meets that threshold.

Is rent going up or down in Havelock?

Rent in Havelock has decreased 7.1% over the past year as of July 2026, offering some relief compared to 12 months ago.

How does Havelock rent compare to other cities in North Carolina?

Havelock is one of the more affordable cities in North Carolina for rent, ranking #116 out of 126 tracked cities at $1,289/mo.

What percentage of Havelock residents rent vs. own?

According to Census data, approximately 58.7% of Havelock households are renters, while 41.3% are owner-occupied. With a majority renter population, Havelock has a strong rental market.

How does Havelock rent compare to the national average?

Havelock's median rent of $1,289/mo is $676 (34%) below the US national median of $1,965/mo. Within North Carolina, it ranks #116 out of 126 tracked cities.
Income Affordability
26%
AFFORDABLE

At $1,289/mo, rent takes ~26% of Havelock's median household income ($58,408/yr). The standard benchmark is 30%.

Havelock 26%Benchmark 30%
State income tax4.5%
Run the Havelock affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Havelock, NC

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