City Report · NJ

Belmar

Pop. 5,869·57th most expensive in New Jersey·One of the pricier rental markets in the US
Median rent (all units)
$2,818/mo
Year-over-Year
Stable
Month-over-Month
+5.5%
vs US Median
+$886
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
Belmar · $2,818
More expensive than 87% of US cities · National median $1,932/mo
Affordability
36% of income
MODERATE
0%30% benchmark60%+

At $2,818/mo, rent takes about 36% of the local median household income, slightly above the 30% benchmark.

Income to afford
$113,000/yr
Local median income
$93,573/yr
Based on the 30%-of-income rule using Belmar's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$1,240
1 BR
$1,523
2 BR
$1,916
3 BR
$2,711
Fair Market Rent (HUD)
$1,916/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,818 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($93,573) is $2,339 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,916); a 3-bedroom is $2,711.

From Zillow's monthly rent index (ZORI) for Belmar. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$33,816/yr
At $2,818/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 0.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+0.0% YoY, +5.5% MoM), not inventory.
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Demographics

Who lives here

Belmar, NJ is majority owner-occupied, has a large retiree population, has a median income above the national average, 53.6% of residents hold a bachelor's degree or higher.

Population
5,869
Median income
$93,573
Median age
49.5
Renters
43.2%
Age distribution
21.9%
25%
20.9%
20.2%
Under 1812%
18–3421.9%
35–5425%
55–6420.9%
65+20.2%
Gender
58.9%
41.1%
Male58.9%
Female41.1%
Race & ethnicity
83.9%
14.3%
White83.9%
Black1.1%
Hispanic14.3%
Asian1%
Education (25+)
27.3%
53.6%
No HS diploma7.9%
HS diploma11.3%
Some college27.3%
Bachelor's+53.6%
Housing tenure
56.8%
43.2%
Owner56.8%
Renter43.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Belmar, NJ has changed in 5 years

Income
$90,461 → $93,573
up 3.4%
Population
5,869 → 5,869
up 0.0%
Renter share
52.7% → 43.2%
-9.5 pts
Bachelor's+
49.8% → 53.6%
+3.8 pts
Median age
42.3 → 49.5
+7.2 yrs

Household income in the area moved from $90,461 to $93,573 across the same window, up 3.4% versus 2021. The renter share has eased from 52.7% to 43.2%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 49.8% to 53.6% across the same window.

Community

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View Belmar rent history (2015–2026) →
Salary vs rent

Can you afford rent in Belmar on your salary?

At $2,818/mo, how Belmar rent compares to typical pay (30% rule).

By apartment size

Belmar rent by bedroom count

Median rent for each apartment size in Belmar. Click any size for full breakdown.

Local insights

Tips for renters in Belmar

About renting in Belmar, NJ

Last updated: October 17, 2026

The median rent in Belmar is $2,818/mo as of October 2026. A studio apartment averages $1,240/mo while a 2-bedroom runs $1,916/mo. One-bedroom apartments average $1,523/mo and 3-bedroom units go for $2,711/mo.

At 36% of local median household income ($93,573/yr), Belmar ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Belmar?

To keep rent at or below 30% of gross income, you would need to earn at least $113,000/year (about $54/hour full-time) to afford the median rent of $2,818/mo in Belmar. The local median household income is $93,573/yr, so the typical household falls short of that bar.

Is rent going up or down in Belmar?

Rent in Belmar has been roughly flat over the past year, a 0.0% change.

How does Belmar rent compare to other cities in New Jersey?

Belmar is one of the pricier among New Jersey cities for rent, ranking #57 of 178 tracked cities at $2,818/mo.

Which nearby cities are cheaper to rent in than Belmar?

Nearby cities with lower median rent than Belmar ($2,818/mo) include Neptune Township ($2,461/mo), and Asbury Park ($2,684/mo).
Income Affordability
36%
MODERATE

At $2,818/mo, rent takes ~36% of Belmar's median household income ($93,573/yr). The standard benchmark is 30%.

Belmar 36%Benchmark 30%
State income tax1.4–10.75%
Run the Belmar affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Belmar, NJ

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