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City Report · NJ

Lodi

Pop. 26,082·127th most expensive in New Jersey·Lodi rents are up 7.5% over the past year
Median rent (all units)
$2,343/mo
Year-over-Year
+7.5%
Month-over-Month
-0.5%
vs US Median
+$378
Stable (Monthly)
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Most AffordableMost Expensive
Lodi · $2,343
More expensive than 74% of US cities · National median $1,965/mo
Rent Reality Score
58/100
Fairly priced
OverheatedFairGreat value

Rents are 4% below what Lodi's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$2,343/mo
Expected by trend
$2,445/mo
The Rent Reality Score compares today's median rent to where Lodi's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,470
1 BR
$1,710
2 BR
$1,960
3 BR
$2,410
4 BR+
$3,050
Research median
$1,960/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$28,116/yr
At $2,343/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 7.5% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+7.5% YoY, -0.5% MoM), not inventory.
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Demographics

Who lives here

Lodi, NJ is majority renter-occupied, 29.6% of residents hold a bachelor's degree or higher.

Population
26,082
Median income
$89,305
Median age
41.1
Renters
57.6%
Age distribution
18.7%
22.7%
28.2%
16.8%
13.6%
Under 1818.7%
18–3422.7%
35–5428.2%
55–6416.8%
65+13.6%
Gender
47%
53%
Male47%
Female53%
Race & ethnicity
48.9%
39%
White48.9%
Black8.4%
Hispanic39%
Asian6.7%
Education (25+)
13.5%
29.9%
27%
29.6%
No HS diploma13.5%
HS diploma29.9%
Some college27%
Bachelor's+29.6%
Housing tenure
42.4%
57.6%
Owner42.4%
Renter57.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How Lodi, NJ has changed in 5 years

Rent
$1,789 → $2,343
up 31.0%
Income
$70,821 → $89,305
up 26.1%
Population
25,983 → 26,082
up 0.4%
Renter share
58.3% → 57.6%
-0.7 pts
Bachelor's+
28.4% → 29.6%
+1.2 pts
Median age
38.3 → 41.1
+2.8 yrs

Five years ago, renters in Lodi, NJ paid around $1,789 a month. That figure now sits near $2,343, up 31.0% from the 2022 baseline. Census figures show median household income at $89,305 today, compared with $70,821 five years earlier. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. The combined trend lines point to a market that has changed measurably from where it stood in early 2022.

Community

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View Lodi rent history (2015–2026) →
Salary vs rent

Can you afford rent in Lodi on your salary?

At $2,343/mo, how Lodi rent compares to typical pay (30% rule).

By apartment size

Lodi rent by bedroom count

Median rent for each apartment size in Lodi. Click any size for full breakdown.

Local insights

Tips for renters in Lodi

About renting in Lodi, NJ

Last updated: July 20, 2026

The median rent in Lodi is $2,343/mo as of July 2026. A studio apartment averages $1,470/mo while a 2-bedroom runs $1,960/mo. One-bedroom apartments average $1,710/mo and 3-bedroom units go for $2,410/mo.

At 31% of local median household income ($89,305/yr), Lodi ranks as moderate compared to the national benchmark of 30%. Rents have increased 7.5% over the past year.

FAQ

Frequently asked questions

Is Lodi an affordable city for renters?

Lodi is considered moderate for renters. At $2,343/mo, rent takes approximately 31% of the local median household income ($89,305/yr). The standard benchmark is 30%. Lodi slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Lodi?

To keep rent at or below 30% of gross income, you would need to earn at least $94,000/year (~$45/hour full-time) to afford the median rent of $2,343/mo in Lodi. The local median household income is $89,305/yr, meaning the typical Lodi household falls short of that threshold.

Is rent going up or down in Lodi?

Rent in Lodi has increased 7.5% over the past year as of July 2026, putting upward pressure on renter budgets.

How does Lodi rent compare to other cities in New Jersey?

Lodi is one of the more affordable cities in New Jersey for rent, ranking #127 out of 180 tracked cities at $2,343/mo.

Which nearby cities are cheaper to rent in than Lodi?

Passaic is nearby and more affordable at $2,097/mo, which is $246 less than Lodi.

What percentage of Lodi residents rent vs. own?

According to Census data, approximately 57.6% of Lodi households are renters, while 42.4% are owner-occupied. With a majority renter population, Lodi has a strong rental market.

How does Lodi rent compare to the national average?

Lodi's median rent of $2,343/mo is $378 (19%) above the US national median of $1,965/mo. Within New Jersey, it ranks #127 out of 180 tracked cities.
Income Affordability
31%
MODERATE

At $2,343/mo, rent takes ~31% of Lodi's median household income ($89,305/yr). The standard benchmark is 30%.

Lodi 31%Benchmark 30%
State income tax1.4–10.75%
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Lodi, NJ

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