Rents are 6% below what Lodi's 10-year trend predicts — a better deal than its own history suggests.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,408 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: October 17, 2026
What the numbers show
Rent in Lodi is 0.3% below its high of $2,415 in August 2026, at $2,408 as of September 2026.
Rent in Lodi changed +2.7% over the year to September 2026. Across the 121 New Jersey cities Zillow tracks, the typical change was +3.1%.
Rent rose in 6 of the last 12 months.
30% of the median household income ($89,305) is $2,233 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,960); a 3-bedroom is $2,410.
Passaic, 3 miles away, rents for 15% less ($2,055/mo), about $4,200 a year in savings.
From Zillow's monthly rent index (ZORI) for Lodi. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
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Who lives here
Lodi, NJ is majority renter-occupied, 29.6% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Lodi, NJ has changed in 5 years
Five years ago, renters in Lodi, NJ paid around $1,838 a month. That figure now sits near $2,408, up 31.0% from the 2022 baseline. Census figures show median household income at $89,305 today, compared with $70,821 five years earlier. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. The combined trend lines point to a market that has changed measurably from where it stood in early 2022.
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At $2,408/mo, how Lodi rent compares to typical pay (30% rule).
Lodi rent by bedroom count
Median rent for each apartment size in Lodi. Click any size for full breakdown.
Tips for renters in Lodi
Last updated: October 17, 2026
The median rent in Lodi is $2,408/mo as of October 2026. A studio apartment averages $1,470/mo while a 2-bedroom runs $1,960/mo. One-bedroom apartments average $1,710/mo and 3-bedroom units go for $2,410/mo.
At 32% of local median household income ($89,305/yr), Lodi ranks as moderate compared to the national benchmark of 30%. Rents have increased 2.7% over the past year.
Frequently asked questions
How much income do you need to rent in Lodi?
Is rent going up or down in Lodi?
How does Lodi rent compare to other cities in New Jersey?
Which nearby cities are cheaper to rent in than Lodi?
At $2,408/mo, rent takes ~32% of Lodi's median household income ($89,305/yr). The standard benchmark is 30%.
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Estimated from ZIP-level data
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