Can A Police Officer Afford Rent in Lodi, NJ?
Stretched but workable — rent takes 33.4% of gross income.
Lodi rent: September 2026. Salary: BLS OEWS May 2024 (New Jersey state estimate).
About rent and a police officer salary
The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.
Cheaper rent nearby
These New Jersey cities have lower median rent than Lodi, which improves the affordability math on a police officer salary:
Compare with full rent data for Lodi
View full rent data for Lodi, NJ →Frequently asked questions
Can a police officer afford rent in Lodi, NJ?
Median rent in Lodi is $2,408 a month. A typical police officer in New Jersey earns about $86,542 a year, which makes that rent 33.4% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a police officer afford in Lodi?
Using the 30% rule, a police officer salary in New Jersey (~$86,542/yr) supports up to $2,164 a month in rent. Lodi's current median rent is $2,408/mo, which is $244/mo over the affordability threshold.
How many hours does a police officer work to cover rent in Lodi?
At an hourly equivalent of about $42 an hour, a police officer in New Jersey works roughly 57.9 hours a month to cover Lodi's median rent of $2,408.
Where is rent cheaper than Lodi for a police officer?
Nearby New Jersey cities with lower median rent include Bloomfield ($2,407/mo), Rahway ($2,407/mo), Carteret ($2,406/mo). Each shifts the affordability math materially on a police officer salary.