City Report · NJ

Toms River

Pop. 94,956·35th most expensive in New Jersey·Toms River rents are up 5.0% over the past year
Median rent (all units)
$3,026/mo
Year-over-Year
+5.0%
Month-over-Month
+1.2%
vs US Median
+$1,094
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
Toms River · $3,026
More expensive than 91% of US cities · National median $1,932/mo
Rent Reality Score
55/100
Fairly priced
OverheatedFairGreat value

Rents are 3% below what Toms River's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$3,026/mo
Expected by trend
$3,108/mo
The Rent Reality Score compares today's median rent to where Toms River's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,400
1 BR
$1,570
2 BR
$1,937
3 BR
$2,580
4 BR+
$2,870
Fair Market Rent (HUD)
$1,937/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $3,026 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in Toms River usually run 0.8% below trend in December and 0.6% above it in September, about $42 a month apart at today's median. Based on 5 years of data.

Compared with the peak

Rent in Toms River is at its highest level since Zillow's records here began in October 2021.

Past year vs. the rest of New Jersey

Rent in Toms River changed +5.0% over the year to September 2026. Across the 121 New Jersey cities Zillow tracks, the typical change was +3.1%.

Recent direction

Rent has risen 8 months in a row, and rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($100,137) is $2,503 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,937); a 3-bedroom is $2,580.

Spread across ZIP codes

The priciest of 3 ZIP codes in Toms River, 08755 ($3,467/mo), costs 27% more than the cheapest, 08753 ($2,735/mo).

Cheaper nearby

Seaside Heights, 7 miles away, rents for 30% less ($2,123/mo), about $10,800 a year in savings.

From Zillow's monthly rent index (ZORI) for Toms River. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$36,312/yr
At $3,026/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 5.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+5.0% YoY, +1.2% MoM), not inventory.
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Demographics

Who lives here

Toms River, NJ is majority owner-occupied, has a median income above the national average, 36.4% of residents hold a bachelor's degree or higher.

Population
94,956
Median income
$100,137
Median age
41.4
Renters
18.1%
Age distribution
22.3%
19.7%
24.7%
13.3%
20%
Under 1822.3%
18–3419.7%
35–5424.7%
55–6413.3%
65+20%
Gender
48.1%
51.9%
Male48.1%
Female51.9%
Race & ethnicity
78%
12.4%
White78%
Black5.1%
Hispanic12.4%
Asian4%
Other0.6%
Education (25+)
30.9%
25.6%
36.4%
No HS diploma7%
HS diploma30.9%
Some college25.6%
Bachelor's+36.4%
Housing tenure
81.9%
18.1%
Owner81.9%
Renter18.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How Toms River, NJ has changed in 5 years

Rent
$2,399 → $3,026
up 26.1%
Income
$85,752 → $100,137
up 16.8%
Population
91,798 → 94,956
up 3.4%
Renter share
19.8% → 18.1%
-1.7 pts
Bachelor's+
33.8% → 36.4%
+2.6 pts
Median age
42.7 → 41.4
-1.3 yrs

Across the past five years, the going rent in Toms River, NJ has shifted from $2,399 to $3,026, up 26.1% since 2022. Census figures show median household income at $100,137 today, compared with $85,752 five years earlier. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show Toms River, NJ adding about 3,158 residents over the five-year window, up 3.4% on net. The renter share has eased from 19.8% to 18.1%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 33.8% to 36.4% across the same window. The combined trend lines point to a market that has changed measurably from where it stood in early 2022.

Community

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View Toms River rent history (2015–2026) →
Salary vs rent

Can you afford rent in Toms River on your salary?

At $3,026/mo, how Toms River rent compares to typical pay (30% rule).

By apartment size

Toms River rent by bedroom count

Median rent for each apartment size in Toms River. Click any size for full breakdown.

Local insights

Tips for renters in Toms River

About renting in Toms River, NJ

Last updated: October 17, 2026

The median rent in Toms River is $3,026/mo as of October 2026. A studio apartment averages $1,400/mo while a 2-bedroom runs $1,937/mo. One-bedroom apartments average $1,570/mo and 3-bedroom units go for $2,580/mo.

At 36% of local median household income ($100,137/yr), Toms River ranks as moderate compared to the national benchmark of 30%. Rents have increased 5.0% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Toms River?

To keep rent at or below 30% of gross income, you would need to earn at least $121,000/year (about $58/hour full-time) to afford the median rent of $3,026/mo in Toms River. The local median household income is $100,137/yr, so the typical household falls short of that bar.

Is rent going up or down in Toms River?

Rent in Toms River has risen 5.0% over the past year as of September 2026. That is the highest level since Zillow's records here began in October 2021.

When is the cheapest time to rent in Toms River?

Asking rents in Toms River are usually lowest in December, about 0.8% below their yearly trend, and highest in September, about 0.6% above it. At today's median that is a gap of roughly $42 a month. This pattern comes from 5 years of Zillow rent data.

Which Toms River neighborhoods have the lowest rent?

The most affordable ZIP codes in Toms River are 08753 ($2,735/mo), 08757 ($2,794/mo), and 08755 ($3,467/mo). Citywide, the median rent is $3,026/mo.

How does Toms River rent compare to other cities in New Jersey?

Toms River is one of the pricier among New Jersey cities for rent, ranking #35 of 178 tracked cities at $3,026/mo. Over the year to September 2026, rent in Toms River changed +5.0%, against a typical +3.1% across the 121 New Jersey cities Zillow tracks.

Which nearby cities are cheaper to rent in than Toms River?

Nearby cities with lower median rent than Toms River ($3,026/mo) include Lavallette ($2,067/mo), Seaside Heights ($2,123/mo), and Lakewood ($2,288/mo).
Income Affordability
36%
MODERATE

At $3,026/mo, rent takes ~36% of Toms River's median household income ($100,137/yr). The standard benchmark is 30%.

Toms River 36%Benchmark 30%
State income tax1.4–10.75%
Run the Toms River affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Toms River, NJ

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