Can A Registered Nurse Afford Rent in Toms River, NJ?

Stretched but workable — rent takes 31.7% of gross income.

Toms River rent: June 2026. Salary: BLS OEWS May 2024 (New Jersey state estimate).

Toms River median rent
$2,797/mo
Registered Nurse salary (New Jersey)
$105,818/yr
Rent as % of income
31.7%
Gross monthly income works out to about $8,818, and the 30% rule supports up to $2,645/mo in rent. Toms River's median rent of $2,797 exceeds that threshold by $152/mo, putting a registered nurse salary into the rent-burdened range here. A registered nurse works roughly 55 hours a month to cover that rent.

About rent and a registered nurse salary

Rent is the single largest fixed cost most renters carry, and the rent-to-income ratio is the simplest measure of whether a city is livable on a given salary. For renters earning a typical registered-nurse income, the 30% rule supports about $2,360 a month in rent. That margin covers comfortable one-bedroom rent in the vast majority of US metros but tightens significantly in the highest-rent coastal cities, where rent can claim 40% or more of an RN paycheck. The per-city pages below show the local rent, the local nurse-pay estimate, and where that combination sits on the affordability scale.

Cheaper rent nearby

These New Jersey cities have lower median rent than Toms River, which improves the affordability math on a registered nurse salary:

West Orange, NJ
$2,796/mo (31.7% of income)
Pennington, NJ
$2,796/mo (31.7% of income)
Glassboro, NJ
$2,796/mo (31.7% of income)

Compare with full rent data for Toms River

View full rent data for Toms River, NJ

Frequently asked questions

Can a registered nurse afford rent in Toms River, NJ?

Median rent in Toms River is $2,797 a month. A typical registered nurse in New Jersey earns about $105,818 a year, which makes that rent 31.7% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a registered nurse afford in Toms River?

Using the 30% rule, a registered nurse salary in New Jersey (~$105,818/yr) supports up to $2,645 a month in rent. Toms River's current median rent is $2,797/mo, which is $152/mo over the affordability threshold.

How many hours does a registered nurse work to cover rent in Toms River?

At an hourly equivalent of about $51 an hour, a registered nurse in New Jersey works roughly 55 hours a month to cover Toms River's median rent of $2,797.

Where is rent cheaper than Toms River for a registered nurse?

Nearby New Jersey cities with lower median rent include West Orange ($2,796/mo), Pennington ($2,796/mo), Glassboro ($2,796/mo). Each shifts the affordability math materially on a registered nurse salary.

Methodology: Salary uses the BLS-derived New Jersey state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Toms River, NJ. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.