City Report · NJ

Union

Pop. 66,463·85th most expensive in New Jersey·Union rents are up 5.9% over the past year
Median rent (all units)
$2,589/mo
Year-over-Year
+5.9%
Month-over-Month
+0.9%
vs US Median
+$657
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
Union · $2,589
More expensive than 82% of US cities · National median $1,932/mo
Rent Reality Score
60/100
Good value
OverheatedFairGreat value

Rents are 5% below what Union's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$2,589/mo
Expected by trend
$2,726/mo
The Rent Reality Score compares today's median rent to where Union's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,830
1 BR
$2,090
2 BR
$2,530
3 BR
$3,190
4 BR+
$3,620
Fair Market Rent (HUD)
$2,530/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,589 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

April. Asking rents in Union usually run 1.6% below trend in April and 2.3% above it in January, about $101 a month apart at today's median. Based on 5 years of data.

Compared with the peak

Rent in Union is 0.7% below its high of $2,606 in July 2026, at $2,589 as of September 2026.

Past year vs. the rest of New Jersey

Rent in Union changed +5.9% over the year to September 2026. Across the 121 New Jersey cities Zillow tracks, the typical change was +3.1%.

Recent direction

Rent rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($182,730) is $4,568 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($3,620).

Cheaper nearby

Irvington, 3 miles away, rents for 25% less ($1,939/mo), about $7,800 a year in savings.

From Zillow's monthly rent index (ZORI) for Union. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$31,068/yr
At $2,589/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 5.9% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+5.9% YoY, +0.9% MoM), not inventory.
Rent check

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Demographics

Who lives here

Union, NJ is majority renter-occupied, has a median income above the national average, 28.3% of residents hold a bachelor's degree or higher.

Population
66,463
Median income
$182,730
Median age
37.4
Renters
80.9%
Age distribution
22%
24.2%
29.8%
12.6%
Under 1822%
18–3424.2%
35–5429.8%
55–6411.4%
65+12.6%
Gender
49%
51%
Male49%
Female51%
Race & ethnicity
19.3%
81.8%
White19.3%
Black4.7%
Hispanic81.8%
Asian3.7%
Education (25+)
22.9%
32.4%
16.3%
28.3%
No HS diploma22.9%
HS diploma32.4%
Some college16.3%
Bachelor's+28.3%
Housing tenure
19.1%
80.9%
Owner19.1%
Renter80.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Union, NJ has changed in 5 years

Rent
$1,742 → $2,589
up 48.6%
Income
$100,750 → $182,730
up 81.4%
Population
2,848 → 66,463
up 2233.7%
Renter share
26% → 80.9%
+54.9 pts
Bachelor's+
41% → 28.3%
-12.7 pts
Median age
47.3 → 37.4
-9.9 yrs

The median rent in Union, NJ stood at $1,742 in 2021 and currently runs about $2,589, reflecting a 48.6% increase over the period. On the earnings side, the typical household in Union, NJ now reports about $182,730, up from $100,750 in 2021. On paper, paychecks moved up faster than rent, which softens the affordability squeeze versus the 2021 baseline. The population has grown by 2233.7% since 2021, moving from about 2,848 residents to roughly 66,463. Renters now make up 80.9% of households, compared with 26% five years ago. College-educated residents now make up 28.3% of adults here, versus 41% in 2021. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and Union, NJ reflects that arc in its own way.

Community

Discussions about Union

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View Union rent history (2015–2026) →
Salary vs rent

Can you afford rent in Union on your salary?

At $2,589/mo, how Union rent compares to typical pay (30% rule).

By apartment size

Union rent by bedroom count

Median rent for each apartment size in Union. Click any size for full breakdown.

Local insights

Tips for renters in Union

About renting in Union, NJ

Last updated: October 17, 2026

The median rent in Union is $2,589/mo as of October 2026. A studio apartment averages $1,830/mo while a 2-bedroom runs $2,530/mo. One-bedroom apartments average $2,090/mo and 3-bedroom units go for $3,190/mo.

At 17% of local median household income ($182,730/yr), Union ranks as affordable compared to the national benchmark of 30%. Rents have increased 5.9% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Union?

To keep rent at or below 30% of gross income, you would need to earn at least $104,000/year (about $50/hour full-time) to afford the median rent of $2,589/mo in Union. The local median household income is $182,730/yr, so the typical household meets that bar.

Is rent going up or down in Union?

Rent in Union has risen 5.9% over the past year as of September 2026. It sits 0.7% below its high of $2,606 in July 2026.

When is the cheapest time to rent in Union?

Asking rents in Union are usually lowest in April, about 1.6% below their yearly trend, and highest in January, about 2.3% above it. At today's median that is a gap of roughly $101 a month. This pattern comes from 5 years of Zillow rent data.

How does Union rent compare to other cities in New Jersey?

Union is in the middle among New Jersey cities for rent, ranking #85 of 178 tracked cities at $2,589/mo. Over the year to September 2026, rent in Union changed +5.9%, against a typical +3.1% across the 121 New Jersey cities Zillow tracks.

Which nearby cities are cheaper to rent in than Union?

Nearby cities with lower median rent than Union ($2,589/mo) include Irvington ($1,939/mo), and Roselle ($2,495/mo).
Income Affordability
17%
VERY AFFORDABLE

At $2,589/mo, rent takes ~17% of Union's median household income ($182,730/yr). The standard benchmark is 30%.

Union 17%Benchmark 30%
State income tax1.4–10.75%
Run the Union affordability calculator →
Lowest-rent ZIP codes in Union
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Union, NJ

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