City Report · NY

Bay Shore

Pop. 31,683·27th most expensive in New York·Bay Shore rents are up 10.2% over the past year
Median rent (all units)
$3,362/mo
Year-over-Year
+10.2%
Month-over-Month
+2.9%
vs US Median
+$1,430
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
Bay Shore · $3,362
More expensive than 95% of US cities · National median $1,932/mo
Affordability
38% of income
MODERATE
0%30% benchmark60%+

At $3,362/mo, rent takes about 38% of the local median household income, slightly above the 30% benchmark.

Income to afford
$134,000/yr
Local median income
$105,618/yr
Based on the 30%-of-income rule using Bay Shore's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$1,680
1 BR
$2,040
2 BR
$2,350
3 BR
$3,050
4 BR+
$3,260
Fair Market Rent (HUD)
$2,350/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $3,362 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of New York

Rent in Bay Shore changed +10.2% over the year to September 2026. Across the 82 New York cities Zillow tracks, the typical change was +5.3%.

Recent direction

Rent has risen 5 months in a row, and rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($105,618) is $2,640 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,350); a 3-bedroom is $3,050.

Cheaper nearby

Deer Park, 5 miles away, rents for 28% less ($2,404/mo), about $11,500 a year in savings.

From Zillow's monthly rent index (ZORI) for Bay Shore. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$40,344/yr
At $3,362/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 10.2% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+10.2% YoY, +2.9% MoM), not inventory.
Rent check

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Demographics

Who lives here

Bay Shore, NY is majority owner-occupied, has a large share of families with children, has a median income above the national average, 30.1% of residents hold a bachelor's degree or higher.

Population
31,683
Median income
$105,618
Median age
34.6
Renters
37.5%
Age distribution
27.3%
23%
26.5%
12.7%
Under 1827.3%
18–3423%
35–5426.5%
55–6410.4%
65+12.7%
Gender
49.4%
50.6%
Male49.4%
Female50.6%
Race & ethnicity
36.9%
13.8%
39.2%
White36.9%
Black13.8%
Hispanic39.2%
Asian10.1%
Education (25+)
15%
28.4%
26.4%
30.1%
No HS diploma15%
HS diploma28.4%
Some college26.4%
Bachelor's+30.1%
Housing tenure
62.5%
37.5%
Owner62.5%
Renter37.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Bay Shore, NY has changed in 5 years

Income
$97,783 → $105,618
up 8.0%
Population
31,488 → 31,683
up 0.6%
Renter share
33.8% → 37.5%
+3.7 pts
Bachelor's+
33.6% → 30.1%
-3.5 pts
Median age
35.6 → 34.6
-1.0 yrs

Census figures show median household income at $105,618 today, compared with $97,783 five years earlier. About 37.5% of households rent today, against 33.8% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher slipped from 33.6% to 30.1%.

Community

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View Bay Shore rent history (2015–2026) →
Salary vs rent

Can you afford rent in Bay Shore on your salary?

At $3,362/mo, how Bay Shore rent compares to typical pay (30% rule).

By apartment size

Bay Shore rent by bedroom count

Median rent for each apartment size in Bay Shore. Click any size for full breakdown.

Local insights

Tips for renters in Bay Shore

About renting in Bay Shore, NY

Last updated: October 17, 2026

The median rent in Bay Shore is $3,362/mo as of October 2026. A studio apartment averages $1,680/mo while a 2-bedroom runs $2,350/mo. One-bedroom apartments average $2,040/mo and 3-bedroom units go for $3,050/mo.

At 38% of local median household income ($105,618/yr), Bay Shore ranks as moderate compared to the national benchmark of 30%. Rents have increased 10.2% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Bay Shore?

To keep rent at or below 30% of gross income, you would need to earn at least $134,000/year (about $64/hour full-time) to afford the median rent of $3,362/mo in Bay Shore. The local median household income is $105,618/yr, so the typical household falls short of that bar.

Is rent going up or down in Bay Shore?

Rent in Bay Shore has risen 10.2% over the past year.

How does Bay Shore rent compare to other cities in New York?

Bay Shore is one of the pricier among New York cities for rent, ranking #27 of 121 tracked cities at $3,362/mo. Over the year to September 2026, rent in Bay Shore changed +10.2%, against a typical +5.3% across the 82 New York cities Zillow tracks.

Which nearby cities are cheaper to rent in than Bay Shore?

Nearby cities with lower median rent than Bay Shore ($3,362/mo) include Brentwood ($2,300/mo), Deer Park ($2,404/mo), and Central Islip ($2,876/mo).
Income Affordability
38%
MODERATE

At $3,362/mo, rent takes ~38% of Bay Shore's median household income ($105,618/yr). The standard benchmark is 30%.

Bay Shore 38%Benchmark 30%
State income tax4–10.9%
Run the Bay Shore affordability calculator →
Lowest-rent ZIP codes in Bay Shore
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Bay Shore, NY

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