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City Report · NY

Centereach

Pop. 31,839·16th most expensive in New York·One of the pricier rental markets in the US
Median rent (all units)
$4,020/mo
Year-over-Year
Stable
Month-over-Month
+11.6%
vs US Median
+$2,055
Rising (Monthly)
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Most AffordableMost Expensive
Centereach · $4,020
More expensive than 98% of US cities · National median $1,965/mo
Affordability
36% of income
MODERATE
0%30% benchmark60%+

At $4,020/mo, rent takes about 36% of the local median household income, slightly above the 30% benchmark.

Income to afford
$161,000/yr
Local median income
$132,240/yr
Based on the 30%-of-income rule using Centereach's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$1,850
1 BR
$2,240
2 BR
$2,590
3 BR
$3,360
4 BR+
$3,600
Research median
$2,590/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$48,240/yr
At $4,020/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 0.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+0.0% YoY, +11.6% MoM), not inventory.
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Demographics

Who lives here

Centereach, NY is majority owner-occupied, has a median income above the national average, 35.5% of residents hold a bachelor's degree or higher.

Population
31,839
Median income
$132,240
Median age
38.4
Renters
13.5%
Age distribution
23.1%
21.7%
25.6%
14.6%
14.9%
Under 1823.1%
18–3421.7%
35–5425.6%
55–6414.6%
65+14.9%
Gender
51.6%
48.4%
Male51.6%
Female48.4%
Race & ethnicity
71.9%
17.3%
White71.9%
Black4.5%
Hispanic17.3%
Asian8.5%
Education (25+)
27.1%
30.3%
35.5%
No HS diploma7.1%
HS diploma27.1%
Some college30.3%
Bachelor's+35.5%
Housing tenure
86.5%
13.5%
Owner86.5%
Renter13.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Centereach, NY has changed in 5 years

Income
$115,091 → $132,240
up 14.9%
Population
31,979 → 31,839
down 0.4%
Renter share
16.7% → 13.5%
-3.2 pts
Bachelor's+
35.4% → 35.5%
+0.1 pts
Median age
37.2 → 38.4
+1.2 yrs

Median household income grew from $115,091 to $132,240 between 2021 and 2024, a 14.9% shift. About 13.5% of households rent today, against 16.7% in 2021.

Community

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View Centereach rent history (2015–2026) →
Salary vs rent

Can you afford rent in Centereach on your salary?

At $4,020/mo, how Centereach rent compares to typical pay (30% rule).

By apartment size

Centereach rent by bedroom count

Median rent for each apartment size in Centereach. Click any size for full breakdown.

Local insights

Tips for renters in Centereach

About renting in Centereach, NY

Last updated: July 20, 2026

The median rent in Centereach is $4,020/mo as of July 2026. A studio apartment averages $1,850/mo while a 2-bedroom runs $2,590/mo. One-bedroom apartments average $2,240/mo and 3-bedroom units go for $3,360/mo.

At 36% of local median household income ($132,240/yr), Centereach ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

Is Centereach an affordable city for renters?

Centereach is considered moderate for renters. At $4,020/mo, rent takes approximately 36% of the local median household income ($132,240/yr). The standard benchmark is 30%. Centereach slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Centereach?

To keep rent at or below 30% of gross income, you would need to earn at least $161,000/year (~$77/hour full-time) to afford the median rent of $4,020/mo in Centereach. The local median household income is $132,240/yr, meaning the typical Centereach household falls short of that threshold.

Is rent going up or down in Centereach?

Rent in Centereach has been relatively stable over the past year, with a 0.0% change year over year as of July 2026.

How does Centereach rent compare to other cities in New York?

Centereach is one of the pricier cities in New York for rent, ranking #16 out of 126 tracked cities at $4,020/mo.

Which nearby cities are cheaper to rent in than Centereach?

Several nearby cities have lower median rents than Centereach ($4,020/mo): Holbrook ($2,827/mo), Ronkonkoma ($2,934/mo), Port Jefferson Station ($2,979/mo).

What percentage of Centereach residents rent vs. own?

According to Census data, approximately 13.5% of Centereach households are renters, while 86.5% are owner-occupied. Centereach leans toward homeownership, which can mean a smaller rental inventory.

How does Centereach rent compare to the national average?

Centereach's median rent of $4,020/mo is $2,055 (105%) above the US national median of $1,965/mo. Within New York, it ranks #16 out of 126 tracked cities.
Income Affordability
36%
MODERATE

At $4,020/mo, rent takes ~36% of Centereach's median household income ($132,240/yr). The standard benchmark is 30%.

Centereach 36%Benchmark 30%
State income tax4–10.9%
Run the Centereach affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Centereach, NY

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