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City Report · NY

Garden City

Pop. 22,941·5th most expensive in New York·One of the pricier rental markets in the US
Median rent (all units)
$6,075/mo
Year-over-Year
Stable
Month-over-Month
+9.5%
vs US Median
+$4,113
Rising (Monthly)
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Most AffordableMost Expensive
Garden City · $6,075
More expensive than 99% of US cities · National median $1,962/mo
Affordability
30% of income
MODERATE
0%30% benchmark60%+

At $6,075/mo, rent takes about 30% of the local median household income, slightly above the 30% benchmark.

Income to afford
$243,000/yr
Local median income
$244,152/yr
Based on the 30%-of-income rule using Garden City's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$2,770
1 BR
$3,360
2 BR
$3,880
3 BR
$5,030
4 BR+
$5,390
Fair Market Rent (HUD)
$3,880/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $6,075 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$72,900/yr
At $6,075/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 0.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+0.0% YoY, +9.5% MoM), not inventory.
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Demographics

Who lives here

Garden City, NY is majority owner-occupied, has a large share of families with children, has a median income above the national average, 75.9% of residents hold a bachelor's degree or higher.

Population
22,941
Median income
$244,152
Median age
41.3
Renters
6.3%
Age distribution
25.4%
16.7%
26.4%
14%
17.4%
Under 1825.4%
18–3416.7%
35–5426.4%
55–6414%
65+17.4%
Gender
47.7%
52.3%
Male47.7%
Female52.3%
Race & ethnicity
82.6%
White82.6%
Black1.7%
Hispanic6.1%
Asian6.6%
Other3.1%
Education (25+)
75.9%
No HS diploma3.8%
HS diploma8.6%
Some college11.6%
Bachelor's+75.9%
Housing tenure
93.7%
Owner93.7%
Renter6.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Garden City, NY has changed in 5 years

Income
$185,188 → $244,152
up 31.8%
Population
23,087 → 22,941
down 0.6%
Renter share
7.4% → 6.3%
-1.1 pts
Bachelor's+
73.8% → 75.9%
+2.1 pts

Local incomes tracked alongside that move, going from a median of $185,188 in 2021 to $244,152 more recently. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 73.8% to 75.9%.

Community

Discussions about Garden City

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View Garden City rent history (2015–2026) →
Salary vs rent

Can you afford rent in Garden City on your salary?

At $6,075/mo, how Garden City rent compares to typical pay (30% rule).

By apartment size

Garden City rent by bedroom count

Median rent for each apartment size in Garden City. Click any size for full breakdown.

Local insights

Tips for renters in Garden City

About renting in Garden City, NY

Last updated: August 17, 2026

The median rent in Garden City is $6,075/mo as of August 2026. A studio apartment averages $2,770/mo while a 2-bedroom runs $3,880/mo. One-bedroom apartments average $3,360/mo and 3-bedroom units go for $5,030/mo.

At 30% of local median household income ($244,152/yr), Garden City ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

Is Garden City an affordable city for renters?

Garden City is considered moderate for renters. At $6,075/mo, rent takes approximately 30% of the local median household income ($244,152/yr). The standard benchmark is 30%. Garden City slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Garden City?

To keep rent at or below 30% of gross income, you would need to earn at least $243,000/year (~$117/hour full-time) to afford the median rent of $6,075/mo in Garden City. The local median household income is $244,152/yr, meaning the typical Garden City household meets that threshold.

Is rent going up or down in Garden City?

Rent in Garden City has been relatively stable over the past year, with a 0.0% change year over year as of August 2026.

How does Garden City rent compare to other cities in New York?

Garden City is one of the pricier cities in New York for rent, ranking #5 out of 125 tracked cities at $6,075/mo.

Which nearby cities are cheaper to rent in than Garden City?

Several nearby cities have lower median rents than Garden City ($6,075/mo): Franklin Square ($3,100/mo), Mineola ($3,467/mo), Hempstead ($3,480/mo).

What percentage of Garden City residents rent vs. own?

According to Census data, approximately 6.3% of Garden City households are renters, while 93.7% are owner-occupied. Garden City leans toward homeownership, which can mean a smaller rental inventory.

How does Garden City rent compare to the national average?

Garden City's median rent of $6,075/mo is $4,113 (210%) above the US national median of $1,962/mo. Within New York, it ranks #5 out of 125 tracked cities.
Income Affordability
30%
MODERATE

At $6,075/mo, rent takes ~30% of Garden City's median household income ($244,152/yr). The standard benchmark is 30%.

Garden City 30%Benchmark 30%
State income tax4–10.9%
Run the Garden City affordability calculator →
Lowest-rent ZIP codes in Garden City
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Garden City, NY

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