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City Report · NY

Liverpool

Pop. 2,695·64th most expensive in New York·Rental market data updated monthly for Liverpool, NY
Median rent (all units)
$2,427/mo
Year-over-Year
+4.8%
Month-over-Month
+0.3%
vs US Median
+$465
Stable (Monthly)
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Most AffordableMost Expensive
Liverpool · $2,427
More expensive than 77% of US cities · National median $1,962/mo
Affordability
34% of income
MODERATE
0%30% benchmark60%+

At $2,427/mo, rent takes about 34% of the local median household income, slightly above the 30% benchmark.

Income to afford
$97,000/yr
Local median income
$86,932/yr
Based on the 30%-of-income rule using Liverpool's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$1,090
1 BR
$1,215
2 BR
$1,495
3 BR
$1,830
4 BR+
$2,060
Fair Market Rent (HUD)
$1,495/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,427 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$29,124/yr
At $2,427/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (4.8% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+4.8% YoY, +0.3% MoM), not inventory.
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Demographics

Who lives here

Liverpool, NY is majority owner-occupied, has a large retiree population, 57.9% of residents hold a bachelor's degree or higher.

Population
2,695
Median income
$86,932
Median age
42.7
Renters
37.1%
Age distribution
15.4%
27.6%
15.7%
17.2%
24%
Under 1815.4%
18–3427.6%
35–5415.7%
55–6417.2%
65+24%
Gender
50.5%
49.5%
Male50.5%
Female49.5%
Race & ethnicity
85.1%
White85.1%
Black3.6%
Hispanic1.7%
Asian5.9%
Other3.6%
Education (25+)
17.5%
21.7%
57.9%
No HS diploma2.9%
HS diploma17.5%
Some college21.7%
Bachelor's+57.9%
Housing tenure
62.9%
37.1%
Owner62.9%
Renter37.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Liverpool, NY has changed in 5 years

Income
$63,393 → $86,932
up 37.1%
Population
2,235 → 2,695
up 20.6%
Renter share
31.4% → 37.1%
+5.7 pts
Bachelor's+
44.7% → 57.9%
+13.2 pts
Median age
51.5 → 42.7
-8.8 yrs

Local incomes tracked alongside that move, going from a median of $63,393 in 2021 to $86,932 more recently. The population has grown by 20.6% since 2021, moving from about 2,235 residents to roughly 2,695. Renters now make up 37.1% of households, compared with 31.4% five years ago. College-educated residents now make up 57.9% of adults here, versus 44.7% in 2021.

Community

Discussions about Liverpool

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View Liverpool rent history (2015–2026) →
Salary vs rent

Can you afford rent in Liverpool on your salary?

At $2,427/mo, how Liverpool rent compares to typical pay (30% rule).

By apartment size

Liverpool rent by bedroom count

Median rent for each apartment size in Liverpool. Click any size for full breakdown.

Local insights

Tips for renters in Liverpool

About renting in Liverpool, NY

Last updated: August 17, 2026

The median rent in Liverpool is $2,427/mo as of August 2026. A studio apartment averages $1,090/mo while a 2-bedroom runs $1,495/mo. One-bedroom apartments average $1,215/mo and 3-bedroom units go for $1,830/mo.

At 34% of local median household income ($86,932/yr), Liverpool ranks as moderate compared to the national benchmark of 30%. Rents have increased 4.8% over the past year.

FAQ

Frequently asked questions

Is Liverpool an affordable city for renters?

Liverpool is considered moderate for renters. At $2,427/mo, rent takes approximately 34% of the local median household income ($86,932/yr). The standard benchmark is 30%. Liverpool slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Liverpool?

To keep rent at or below 30% of gross income, you would need to earn at least $97,000/year (~$47/hour full-time) to afford the median rent of $2,427/mo in Liverpool. The local median household income is $86,932/yr, meaning the typical Liverpool household falls short of that threshold.

Is rent going up or down in Liverpool?

Rent in Liverpool has increased 4.8% over the past year as of August 2026, putting upward pressure on renter budgets.

Which Liverpool neighborhoods have the lowest rent?

The most affordable ZIP codes in Liverpool are 13088 ($1,770/mo), and 13090 ($2,474/mo). Citywide, the median rent in Liverpool is $2,427/mo.

How does Liverpool rent compare to other cities in New York?

Liverpool is middle-of-the-pack for New York for rent, ranking #64 out of 125 tracked cities at $2,427/mo.

Which nearby cities are cheaper to rent in than Liverpool?

Several nearby cities have lower median rents than Liverpool ($2,427/mo): Oswego ($1,282/mo), Syracuse ($1,525/mo), Camillus ($1,805/mo).

What percentage of Liverpool residents rent vs. own?

According to Census data, approximately 37.1% of Liverpool households are renters, while 62.9% are owner-occupied. Liverpool leans toward homeownership, which can mean a smaller rental inventory.

How does Liverpool rent compare to the national average?

Liverpool's median rent of $2,427/mo is $465 (24%) above the US national median of $1,962/mo. Within New York, it ranks #64 out of 125 tracked cities.
Income Affordability
34%
MODERATE

At $2,427/mo, rent takes ~34% of Liverpool's median household income ($86,932/yr). The standard benchmark is 30%.

Liverpool 34%Benchmark 30%
State income tax4–10.9%
Run the Liverpool affordability calculator →
Lowest-rent ZIP codes in Liverpool
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Liverpool, NY

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