How much rent can you afford in Middletown, NY?
Run your salary against Middletown's current rent, or find the income you'd need for a target rent. Powered by live RentDataNow medians.
The 30% rent rule, in Middletown
At a median rent of $2,442/mo, Middletown is moderately stretched when measured against Middletown median household income of $79,346/yr. Rent would consume roughly 37% of pre-tax income, and a salary of about $97,680 keeps rent at the recommended 30% threshold.
How Middletown compares nearby
Median rent for the closest cities with data.
Frequently asked
How much rent can I afford in Middletown?
On a $79,346 salary (the Middletown median household income), the recommended ceiling is 30% of pre-tax income, or about $1,984/mo. Middletown's median rent is $2,442/mo. Use the calculator on this page to run your own salary.
What salary do I need to live in Middletown?
To keep Middletown's $2,442/mo median rent under 30% of income, you'd need about $97,680/yr. Lower your target share (e.g. 25%) to need more, or raise it (e.g. 40%) to need less.
Is Middletown affordable on the median New York income?
Middletown is moderately stretched on a $79,346 income. Rent would take 37% of pre-tax pay, outside the recommended 30% threshold.
What's the 30% rent rule?
The 30% rule is a long-standing budgeting guideline that keeps rent at or below 30% of gross (pre-tax) income. It leaves enough room for utilities, transit, savings, and debt service. In high-cost markets, many renters exceed 30%, and the Census Bureau classifies households paying more than 30% of income on rent as "cost-burdened".