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City Report · NY

Middletown

Pop. 30,289·66th most expensive in New York·Middletown rents are up 10.3% over the past year
Median rent (all units)
$2,294/mo
Year-over-Year
+10.3%
Month-over-Month
+3.8%
vs US Median
+$332
Rising (Monthly)
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Most AffordableMost Expensive
Middletown · $2,294
More expensive than 73% of US cities · National median $1,962/mo
Rent Reality Score
38/100
Overpriced
OverheatedFairGreat value

Rents are 6% above what Middletown's 10-year trend predicts — running hotter than its own history.

Actual rent
$2,294/mo
Expected by trend
$2,167/mo
The Rent Reality Score compares today's median rent to where Middletown's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,375
1 BR
$1,565
2 BR
$2,005
3 BR
$2,555
4 BR+
$2,765
Fair Market Rent (HUD)
$2,005/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,294 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$27,528/yr
At $2,294/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 10.3% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+10.3% YoY, +3.8% MoM), not inventory.
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Demographics

Who lives here

Middletown, NY is roughly split between renters and owners, has a large share of families with children, 20.1% of residents hold a bachelor's degree or higher.

Population
30,289
Median income
$79,346
Median age
36.3
Renters
48.3%
Age distribution
25.9%
22.6%
26.4%
13.6%
Under 1825.9%
18–3422.6%
35–5426.4%
55–6411.4%
65+13.6%
Gender
51.2%
48.8%
Male51.2%
Female48.8%
Race & ethnicity
32.4%
26%
43.6%
White32.4%
Black26%
Hispanic43.6%
Asian3.5%
Education (25+)
17.8%
31%
31%
20.1%
No HS diploma17.8%
HS diploma31%
Some college31%
Bachelor's+20.1%
Housing tenure
51.7%
48.3%
Owner51.7%
Renter48.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How Middletown, NY has changed in 5 years

Rent
$1,946 → $2,294
up 17.9%
Income
$59,755 → $79,346
up 32.8%
Population
30,086 → 30,289
up 0.7%
Renter share
44.7% → 48.3%
+3.6 pts
Bachelor's+
19.1% → 20.1%
+1.0 pts
Median age
37.8 → 36.3
-1.5 yrs

Since 2022, the typical rent in Middletown, NY has increased from $1,946 to $2,294, a 17.9% change over five years. Local incomes tracked alongside that move, going from a median of $59,755 in 2021 to $79,346 more recently. On paper, paychecks moved up faster than rent, which softens the affordability squeeze versus the 2021 baseline. Renters now make up 48.3% of households, compared with 44.7% five years ago. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the Middletown, NY market of 2022.

Community

Discussions about Middletown

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View Middletown rent history (2015–2026) →
Salary vs rent

Can you afford rent in Middletown on your salary?

At $2,294/mo, how Middletown rent compares to typical pay (30% rule).

By apartment size

Middletown rent by bedroom count

Median rent for each apartment size in Middletown. Click any size for full breakdown.

Local insights

Tips for renters in Middletown

About renting in Middletown, NY

Last updated: August 17, 2026

The median rent in Middletown is $2,294/mo as of August 2026. A studio apartment averages $1,375/mo while a 2-bedroom runs $2,005/mo. One-bedroom apartments average $1,565/mo and 3-bedroom units go for $2,555/mo.

At 35% of local median household income ($79,346/yr), Middletown ranks as moderate compared to the national benchmark of 30%. Rents have increased 10.3% over the past year.

FAQ

Frequently asked questions

Is Middletown an affordable city for renters?

Middletown is considered moderate for renters. At $2,294/mo, rent takes approximately 35% of the local median household income ($79,346/yr). The standard benchmark is 30%. Middletown slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Middletown?

To keep rent at or below 30% of gross income, you would need to earn at least $92,000/year (~$44/hour full-time) to afford the median rent of $2,294/mo in Middletown. The local median household income is $79,346/yr, meaning the typical Middletown household falls short of that threshold.

Is rent going up or down in Middletown?

Rent in Middletown has increased 10.3% over the past year as of August 2026, putting upward pressure on renter budgets.

Which Middletown neighborhoods have the lowest rent?

The most affordable ZIP codes in Middletown are 10941 ($2,225/mo), and 10940 ($2,364/mo). Citywide, the median rent in Middletown is $2,294/mo.

How does Middletown rent compare to other cities in New York?

Middletown is middle-of-the-pack for New York for rent, ranking #66 out of 125 tracked cities at $2,294/mo.

Which nearby cities are cheaper to rent in than Middletown?

Port Jervis is nearby and more affordable at $1,708/mo, which is $586 less than Middletown.

What percentage of Middletown residents rent vs. own?

According to Census data, approximately 48.3% of Middletown households are renters, while 51.7% are owner-occupied. Middletown leans toward homeownership, which can mean a smaller rental inventory.

How does Middletown rent compare to the national average?

Middletown's median rent of $2,294/mo is $332 (17%) above the US national median of $1,962/mo. Within New York, it ranks #66 out of 125 tracked cities.
Income Affordability
35%
MODERATE

At $2,294/mo, rent takes ~35% of Middletown's median household income ($79,346/yr). The standard benchmark is 30%.

Middletown 35%Benchmark 30%
State income tax4–10.9%
Run the Middletown affordability calculator →
Lowest-rent ZIP codes in Middletown
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Middletown, NY

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