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City Report · NY

Oceanside

Pop. 31,639·24th most expensive in New York·One of the pricier rental markets in the US
Median rent (all units)
$3,475/mo
Year-over-Year
Stable
Month-over-Month
+8.6%
vs US Median
+$1,513
Rising (Monthly)
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Most AffordableMost Expensive
Oceanside · $3,475
More expensive than 95% of US cities · National median $1,962/mo
Affordability
28% of income
AFFORDABLE
0%30% benchmark60%+

At $3,475/mo, rent takes about 28% of the local median household income, comfortably within the 30% benchmark.

Income to afford
$139,000/yr
Local median income
$149,560/yr
Based on the 30%-of-income rule using Oceanside's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$1,790
1 BR
$2,170
2 BR
$2,510
3 BR
$3,250
4 BR+
$3,490
Fair Market Rent (HUD)
$2,510/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $3,475 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$41,700/yr
At $3,475/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 0.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+0.0% YoY, +8.6% MoM), not inventory.
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Demographics

Who lives here

Oceanside, NY is majority owner-occupied, has a large retiree population, has a median income above the national average, 48.7% of residents hold a bachelor's degree or higher.

Population
31,639
Median income
$149,560
Median age
45.7
Renters
6.8%
Age distribution
20.4%
18.1%
24.3%
14.8%
22.4%
Under 1820.4%
18–3418.1%
35–5424.3%
55–6414.8%
65+22.4%
Gender
51.3%
48.7%
Male51.3%
Female48.7%
Race & ethnicity
79.3%
16.3%
White79.3%
Black1.5%
Hispanic16.3%
Asian3.9%
Education (25+)
26%
20.8%
48.7%
No HS diploma4.5%
HS diploma26%
Some college20.8%
Bachelor's+48.7%
Housing tenure
93.2%
Owner93.2%
Renter6.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Oceanside, NY has changed in 5 years

Income
$125,130 → $149,560
up 19.5%
Population
31,182 → 31,639
up 1.5%
Renter share
9.7% → 6.8%
-2.9 pts
Bachelor's+
48.2% → 48.7%
+0.5 pts

Median household income climbed from $125,130 to $149,560 between 2021 and 2024, a 19.5% shift. Census counts show Oceanside, NY adding about 457 residents over the five-year window, up 1.5% on net. The renter share has eased from 9.7% to 6.8%, with owner-occupied housing accounting for the remainder.

Community

Discussions about Oceanside

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View Oceanside rent history (2015–2026) →
Salary vs rent

Can you afford rent in Oceanside on your salary?

At $3,475/mo, how Oceanside rent compares to typical pay (30% rule).

By apartment size

Oceanside rent by bedroom count

Median rent for each apartment size in Oceanside. Click any size for full breakdown.

Local insights

Tips for renters in Oceanside

About renting in Oceanside, NY

Last updated: August 17, 2026

The median rent in Oceanside is $3,475/mo as of August 2026. A studio apartment averages $1,790/mo while a 2-bedroom runs $2,510/mo. One-bedroom apartments average $2,170/mo and 3-bedroom units go for $3,250/mo.

At 28% of local median household income ($149,560/yr), Oceanside ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

Is Oceanside an affordable city for renters?

Oceanside is considered affordable for renters. At $3,475/mo, rent takes approximately 28% of the local median household income ($149,560/yr). The standard benchmark is 30%. Oceanside falls comfortably within that range.

How much income do you need to rent in Oceanside?

To keep rent at or below 30% of gross income, you would need to earn at least $139,000/year (~$67/hour full-time) to afford the median rent of $3,475/mo in Oceanside. The local median household income is $149,560/yr, meaning the typical Oceanside household meets that threshold.

Is rent going up or down in Oceanside?

Rent in Oceanside has been relatively stable over the past year, with a 0.0% change year over year as of August 2026.

How does Oceanside rent compare to other cities in New York?

Oceanside is one of the pricier cities in New York for rent, ranking #24 out of 125 tracked cities at $3,475/mo.

Which nearby cities are cheaper to rent in than Oceanside?

Several nearby cities have lower median rents than Oceanside ($3,475/mo): Valley Stream ($2,967/mo), Rockville Centre ($3,465/mo).

What percentage of Oceanside residents rent vs. own?

According to Census data, approximately 6.8% of Oceanside households are renters, while 93.2% are owner-occupied. Oceanside leans toward homeownership, which can mean a smaller rental inventory.

How does Oceanside rent compare to the national average?

Oceanside's median rent of $3,475/mo is $1,513 (77%) above the US national median of $1,962/mo. Within New York, it ranks #24 out of 125 tracked cities.
Income Affordability
28%
AFFORDABLE

At $3,475/mo, rent takes ~28% of Oceanside's median household income ($149,560/yr). The standard benchmark is 30%.

Oceanside 28%Benchmark 30%
State income tax4–10.9%
Run the Oceanside affordability calculator →
Lowest-rent ZIP codes in Oceanside
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Oceanside, NY

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