City Report · OH

Kettering

Pop. 57,206·80th most expensive in Ohio·Kettering rents are up 22.2% over the past year
Median rent (all units)
$1,366/mo
Year-over-Year
+22.2%
Month-over-Month
+4.0%
vs US Median
-$599
Rising (Monthly)
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Most AffordableMost Expensive
Kettering · $1,366
More affordable than 84% of US cities · National median $1,965/mo
Rent Reality Score
39/100
Overpriced
OverheatedFairGreat value

Rents are 6% above what Kettering's 10-year trend predicts — running hotter than its own history.

Actual rent
$1,366/mo
Expected by trend
$1,294/mo
The Rent Reality Score compares today's median rent to where Kettering's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$820
1 BR
$885
2 BR
$1,130
3 BR
$1,455
4 BR+
$1,615
Research median
$1,130/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$16,392/yr
At $1,366/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 22.2% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+22.2% YoY, +4.0% MoM), not inventory.
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Demographics

Who lives here

Kettering, OH is majority owner-occupied, 41.7% of residents hold a bachelor's degree or higher.

Population
57,206
Median income
$74,681
Median age
38.5
Renters
35.1%
Age distribution
20.9%
24.5%
22.4%
12.5%
19.7%
Under 1820.9%
18–3424.5%
35–5422.4%
55–6412.5%
65+19.7%
Gender
48.2%
51.8%
Male48.2%
Female51.8%
Race & ethnicity
83.8%
White83.8%
Black6%
Hispanic3.7%
Asian1.7%
Other4.8%
Education (25+)
21.2%
32.4%
41.7%
No HS diploma4.7%
HS diploma21.2%
Some college32.4%
Bachelor's+41.7%
Housing tenure
64.9%
35.1%
Owner64.9%
Renter35.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Kettering, OH has changed in 5 years

Rent
$868 → $1,366
up 57.4%
Income
$65,054 → $74,681
up 14.8%
Population
57,503 → 57,206
down 0.5%
Renter share
36% → 35.1%
-0.9 pts
Bachelor's+
38.6% → 41.7%
+3.1 pts
Median age
39.2 → 38.5
-0.7 yrs

Five years ago, renters in Kettering, OH paid around $868 a month. That figure now sits near $1,366, up 57.4% from the 2021 baseline. Local incomes tracked alongside that move, going from a median of $65,054 in 2021 to $74,681 more recently. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Bachelor's-degree-or-higher attainment moved from 38.6% to 41.7% across the same window. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the Kettering, OH market of 2021.

Community

Discussions about Kettering

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View Kettering rent history (2015–2026) →
Salary vs rent

Can you afford rent in Kettering on your salary?

At $1,366/mo, how Kettering rent compares to typical pay (30% rule).

By apartment size

Kettering rent by bedroom count

Median rent for each apartment size in Kettering. Click any size for full breakdown.

Local insights

Tips for renters in Kettering

About renting in Kettering, OH

Last updated: July 20, 2026

The median rent in Kettering is $1,366/mo as of July 2026. A studio apartment averages $820/mo while a 2-bedroom runs $1,130/mo. One-bedroom apartments average $885/mo and 3-bedroom units go for $1,455/mo.

At 22% of local median household income ($74,681/yr), Kettering ranks as affordable compared to the national benchmark of 30%. Rents have increased 22.2% over the past year.

FAQ

Frequently asked questions

Is Kettering an affordable city for renters?

Kettering is considered very affordable for renters. At $1,366/mo, rent takes approximately 22% of the local median household income ($74,681/yr). The standard benchmark is 30%. Kettering falls comfortably within that range.

How much income do you need to rent in Kettering?

To keep rent at or below 30% of gross income, you would need to earn at least $55,000/year (~$26/hour full-time) to afford the median rent of $1,366/mo in Kettering. The local median household income is $74,681/yr, meaning the typical Kettering household meets that threshold.

Is rent going up or down in Kettering?

Rent in Kettering has increased 22.2% over the past year as of July 2026, putting upward pressure on renter budgets.

Which Kettering neighborhoods have the lowest rent?

The most affordable ZIP codes in Kettering are 45420 ($1,339/mo), and 45440 ($1,548/mo). Citywide, the median rent in Kettering is $1,366/mo.

How does Kettering rent compare to other cities in Ohio?

Kettering is middle-of-the-pack for Ohio for rent, ranking #80 out of 128 tracked cities at $1,366/mo.

Which nearby cities are cheaper to rent in than Kettering?

Several nearby cities have lower median rents than Kettering ($1,366/mo): Dayton ($1,207/mo), West Carrollton ($1,245/mo), Huber Heights ($1,335/mo).

What percentage of Kettering residents rent vs. own?

According to Census data, approximately 35.1% of Kettering households are renters, while 64.9% are owner-occupied. Kettering leans toward homeownership, which can mean a smaller rental inventory.

How does Kettering rent compare to the national average?

Kettering's median rent of $1,366/mo is $599 (30%) below the US national median of $1,965/mo. Within Ohio, it ranks #80 out of 128 tracked cities.
Income Affordability
22%
VERY AFFORDABLE

At $1,366/mo, rent takes ~22% of Kettering's median household income ($74,681/yr). The standard benchmark is 30%.

Kettering 22%Benchmark 30%
State income tax2.75–3.5%
Run the Kettering affordability calculator →
Lowest-rent ZIP codes in Kettering
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Kettering, OH

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