Rents are 2% below what Loveland's 10-year trend predicts — a better deal than its own history suggests.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,739 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: October 17, 2026
What the numbers show
February. Asking rents in Loveland usually run 0.8% below trend in February and 1.1% above it in September, about $33 a month apart at today's median. Based on 5 years of data.
Rent in Loveland is at its highest level since Zillow's records here began in October 2021.
Rent in Loveland changed +3.8% over the year to September 2026. Across the 93 Ohio cities Zillow tracks, the typical change was +4.3%.
Rent has risen 8 months in a row, and rose in 10 of the last 12 months.
30% of the median household income ($94,323) is $2,358 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($2,160); a 4-bedroom is $2,390.
Milford, 6 miles away, rents for 20% less ($1,386/mo), about $4,200 a year in savings.
From Zillow's monthly rent index (ZORI) for Loveland. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
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Who lives here
Loveland, OH is majority owner-occupied, has a large share of families with children, has a median income above the national average, 50.2% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Loveland, OH has changed in 5 years
Five years ago, renters in Loveland, OH paid around $1,420 a month. That figure now sits near $1,739, up 22.5% from the 2022 baseline. Local incomes tracked alongside that move, going from a median of $75,610 in 2021 to $94,323 more recently. The renter share has eased from 29.7% to 25.4%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 44.8% to 50.2% across the same window. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the Loveland, OH market of 2022.
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Can you afford rent in Loveland on your salary?
At $1,739/mo, how Loveland rent compares to typical pay (30% rule).
Loveland rent by bedroom count
Median rent for each apartment size in Loveland. Click any size for full breakdown.
Tips for renters in Loveland
Last updated: October 17, 2026
The median rent in Loveland is $1,739/mo as of October 2026. A studio apartment averages $1,120/mo while a 2-bedroom runs $1,630/mo. One-bedroom apartments average $1,260/mo and 3-bedroom units go for $2,160/mo.
At 22% of local median household income ($94,323/yr), Loveland ranks as affordable compared to the national benchmark of 30%. Rents have increased 3.8% over the past year.
Frequently asked questions
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How does Loveland rent compare to other cities in Ohio?
Which nearby cities are cheaper to rent in than Loveland?
At $1,739/mo, rent takes ~22% of Loveland's median household income ($94,323/yr). The standard benchmark is 30%.
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Estimated from ZIP-level data
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