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City Report · OH

Loveland

Pop. 13,197·27th most expensive in Ohio·Rental market data updated monthly for Loveland, OH
Median rent (all units)
$1,804/mo
Year-over-Year
+2.5%
Month-over-Month
+2.6%
vs US Median
-$161
Rising (Monthly)
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Most AffordableMost Expensive
Loveland · $1,804
More affordable than 53% of US cities · National median $1,965/mo
Rent Reality Score
52/100
Fairly priced
OverheatedFairGreat value

Rents are right about where Loveland's 10-year trend predicts.

Actual rent
$1,804/mo
Expected by trend
$1,821/mo
The Rent Reality Score compares today's median rent to where Loveland's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,120
1 BR
$1,260
2 BR
$1,630
3 BR
$2,160
4 BR+
$2,390
Research median
$1,630/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$21,648/yr
At $1,804/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 2.5% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+2.5% YoY, +2.6% MoM), not inventory.
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Demographics

Who lives here

Loveland, OH is majority owner-occupied, has a large share of families with children, has a median income above the national average, 50.2% of residents hold a bachelor's degree or higher.

Population
13,197
Median income
$94,323
Median age
39.7
Renters
25.4%
Age distribution
26.6%
19.8%
24.6%
17%
Under 1826.6%
18–3419.8%
35–5424.6%
55–6412%
65+17%
Gender
47.1%
52.9%
Male47.1%
Female52.9%
Race & ethnicity
85.5%
White85.5%
Black2.6%
Hispanic5.6%
Asian4.1%
Other2.2%
Education (25+)
18.3%
28.3%
50.2%
No HS diploma3.2%
HS diploma18.3%
Some college28.3%
Bachelor's+50.2%
Housing tenure
74.6%
25.4%
Owner74.6%
Renter25.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How Loveland, OH has changed in 5 years

Rent
$1,429 → $1,804
up 26.2%
Income
$75,610 → $94,323
up 24.7%
Population
13,125 → 13,197
up 0.5%
Renter share
29.7% → 25.4%
-4.3 pts
Bachelor's+
44.8% → 50.2%
+5.4 pts
Median age
38.6 → 39.7
+1.1 yrs

Five years ago, renters in Loveland, OH paid around $1,429 a month. That figure now sits near $1,804, up 26.2% from the 2022 baseline. Local incomes tracked alongside that move, going from a median of $75,610 in 2021 to $94,323 more recently. The renter share has eased from 29.7% to 25.4%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 44.8% to 50.2% across the same window. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the Loveland, OH market of 2022.

Community

Discussions about Loveland

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View Loveland rent history (2015–2026) →
Salary vs rent

Can you afford rent in Loveland on your salary?

At $1,804/mo, how Loveland rent compares to typical pay (30% rule).

By apartment size

Loveland rent by bedroom count

Median rent for each apartment size in Loveland. Click any size for full breakdown.

Local insights

Tips for renters in Loveland

About renting in Loveland, OH

Last updated: July 20, 2026

The median rent in Loveland is $1,804/mo as of July 2026. A studio apartment averages $1,120/mo while a 2-bedroom runs $1,630/mo. One-bedroom apartments average $1,260/mo and 3-bedroom units go for $2,160/mo.

At 23% of local median household income ($94,323/yr), Loveland ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.5% over the past year.

FAQ

Frequently asked questions

Is Loveland an affordable city for renters?

Loveland is considered very affordable for renters. At $1,804/mo, rent takes approximately 23% of the local median household income ($94,323/yr). The standard benchmark is 30%. Loveland falls comfortably within that range.

How much income do you need to rent in Loveland?

To keep rent at or below 30% of gross income, you would need to earn at least $72,000/year (~$35/hour full-time) to afford the median rent of $1,804/mo in Loveland. The local median household income is $94,323/yr, meaning the typical Loveland household meets that threshold.

Is rent going up or down in Loveland?

Rent in Loveland has increased 2.5% over the past year as of July 2026, putting upward pressure on renter budgets.

How does Loveland rent compare to other cities in Ohio?

Loveland is one of the pricier cities in Ohio for rent, ranking #27 out of 128 tracked cities at $1,804/mo.

Which nearby cities are cheaper to rent in than Loveland?

Several nearby cities have lower median rents than Loveland ($1,804/mo): Milford ($1,606/mo), Sixteen Mile Stand ($1,674/mo).

What percentage of Loveland residents rent vs. own?

According to Census data, approximately 25.4% of Loveland households are renters, while 74.6% are owner-occupied. Loveland leans toward homeownership, which can mean a smaller rental inventory.

How does Loveland rent compare to the national average?

Loveland's median rent of $1,804/mo is $161 (8%) below the US national median of $1,965/mo. Within Ohio, it ranks #27 out of 128 tracked cities.
Income Affordability
23%
VERY AFFORDABLE

At $1,804/mo, rent takes ~23% of Loveland's median household income ($94,323/yr). The standard benchmark is 30%.

Loveland 23%Benchmark 30%
State income tax2.75–3.5%
Run the Loveland affordability calculator →
Lowest-rent ZIP codes in Loveland
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Loveland, OH

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