Can A Police Officer Afford Rent in Loveland, OH?

Comfortably affordable — rent takes 29.8% of gross income.

Loveland rent: June 2026. Salary: BLS OEWS May 2024 (Ohio state estimate).

Loveland median rent
$1,804/mo
Police Officer salary (Ohio)
$72,634/yr
Rent as % of income
29.8%
Gross monthly income works out to about $6,053, and the 30% rule supports up to $1,816/mo in rent. Loveland's median rent of $1,804 leaves roughly $12/mo of headroom under that threshold. A police officer works roughly 51.7 hours a month to cover that rent.

About rent and a police officer salary

The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.

Cheaper rent nearby

These Ohio cities have lower median rent than Loveland, which improves the affordability math on a police officer salary:

Lebanon, OH
$1,801/mo (29.8% of income)
West Chester, OH
$1,801/mo (29.8% of income)
Oxford, OH
$1,800/mo (29.7% of income)

Compare with full rent data for Loveland

View full rent data for Loveland, OH

Frequently asked questions

Can a police officer afford rent in Loveland, OH?

Median rent in Loveland is $1,804 a month. A typical police officer in Ohio earns about $72,634 a year, which makes that rent 29.8% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a police officer afford in Loveland?

Using the 30% rule, a police officer salary in Ohio (~$72,634/yr) supports up to $1,816 a month in rent. Loveland's current median rent is $1,804/mo, which leaves a $12/mo buffer.

How many hours does a police officer work to cover rent in Loveland?

At an hourly equivalent of about $35 an hour, a police officer in Ohio works roughly 51.7 hours a month to cover Loveland's median rent of $1,804.

Where is rent cheaper than Loveland for a police officer?

Nearby Ohio cities with lower median rent include Lebanon ($1,801/mo), West Chester ($1,801/mo), Oxford ($1,800/mo). Each shifts the affordability math materially on a police officer salary.

Methodology: Salary uses the BLS-derived Ohio state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Loveland, OH. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.