City Report · OH

Oxford

Pop. 21,753·73rd most expensive in Ohio·One of the most affordable rental markets in the US
Median rent (all units)
$1,388/mo
Year-over-Year
Stable
Month-over-Month
-4.6%
vs US Median
-$544
Reported rents
Falling (Monthly)
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Most AffordableMost Expensive
Oxford · $1,388
More affordable than 83% of US cities · National median $1,932/mo
Affordability
41% of income
STRETCHED
0%30% benchmark60%+

At $1,388/mo, rent takes about 41% of the local median household income, well above the 30% benchmark.

Income to afford
$56,000/yr
Local median income
$40,764/yr
Based on the 30%-of-income rule using Oxford's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$860
1 BR
$970
2 BR
$1,260
3 BR
$1,670
4 BR+
$1,850
Fair Market Rent (HUD)
$1,260/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,388 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($40,764) is $1,019 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($970); a 2-bedroom is $1,260.

From Zillow's monthly rent index (ZORI) for Oxford. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$16,656/yr
At $1,388/mo median
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 0.0% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (+0.0% YoY, -4.6% MoM), not inventory.
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Demographics

Who lives here

Oxford, OH is majority renter-occupied, skews toward younger working-age adults, has a median income below the national average, 61% of residents hold a bachelor's degree or higher.

Population
21,753
Median income
$40,764
Median age
21.1
Renters
65.7%
Age distribution
68.3%
Under 187.8%
18–3468.3%
35–549.1%
55–646.2%
65+8.7%
Gender
47.8%
52.2%
Male47.8%
Female52.2%
Race & ethnicity
78.6%
White78.6%
Black5.7%
Hispanic2.4%
Asian8%
Other5.3%
Education (25+)
19.9%
16.1%
61%
No HS diploma3%
HS diploma19.9%
Some college16.1%
Bachelor's+61%
Housing tenure
34.3%
65.7%
Owner34.3%
Renter65.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Oxford, OH has changed in 5 years

Income
$41,749 → $40,764
down 2.4%
Population
22,783 → 21,753
down 4.5%
Renter share
63.7% → 65.7%
+2.0 pts
Bachelor's+
64.9% → 61%
-3.9 pts

Household income in the area moved from $41,749 to $40,764 across the same window, down 2.4% versus 2021. Headcount in the area went from 22,783 to 21,753 between 2021 and 2024, a 4.5% change. About 65.7% of households rent today, against 63.7% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher slipped from 64.9% to 61%.

Community

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View Oxford rent history (2015–2026) →
Salary vs rent

Can you afford rent in Oxford on your salary?

At $1,388/mo, how Oxford rent compares to typical pay (30% rule).

By apartment size

Oxford rent by bedroom count

Median rent for each apartment size in Oxford. Click any size for full breakdown.

Local insights

Tips for renters in Oxford

About renting in Oxford, OH

Last updated: October 17, 2026

The median rent in Oxford is $1,388/mo as of October 2026. A studio apartment averages $860/mo while a 2-bedroom runs $1,260/mo. One-bedroom apartments average $970/mo and 3-bedroom units go for $1,670/mo.

At 41% of local median household income ($40,764/yr), Oxford ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Oxford?

To keep rent at or below 30% of gross income, you would need to earn at least $56,000/year (about $27/hour full-time) to afford the median rent of $1,388/mo in Oxford. The local median household income is $40,764/yr, so the typical household falls short of that bar.

Is rent going up or down in Oxford?

Rent in Oxford has been roughly flat over the past year, a 0.0% change.

How does Oxford rent compare to other cities in Ohio?

Oxford is in the middle among Ohio cities for rent, ranking #73 of 125 tracked cities at $1,388/mo.

Which nearby cities are cheaper to rent in than Oxford?

Nearby cities with lower median rent than Oxford ($1,388/mo) include Groesbeck ($1,333/mo), and Fairfield ($1,357/mo).
Income Affordability
41%
STRETCHED

At $1,388/mo, rent takes ~41% of Oxford's median household income ($40,764/yr). The standard benchmark is 30%.

Oxford 41%Benchmark 30%
State income tax2.75–3.5%
Run the Oxford affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Oxford, OH

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