City Report · PA

Carlisle

Pop. 21,852·108th most expensive in Pennsylvania·One of the most affordable rental markets in the US
Median rent (all units)
$1,391/mo
Year-over-Year
+2.4%
Month-over-Month
Stable
vs US Median
-$541
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
Carlisle · $1,391
More affordable than 83% of US cities · National median $1,932/mo
Rent Reality Score
66/100
Good value
OverheatedFairGreat value

Rents are 8% below what Carlisle's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,391/mo
Expected by trend
$1,513/mo
The Rent Reality Score compares today's median rent to where Carlisle's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$850
1 BR
$990
2 BR
$1,220
3 BR
$1,570
4 BR+
$1,620
Fair Market Rent (HUD)
$1,220/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,391 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

February. Asking rents in Carlisle usually run 1.4% below trend in February and 1.4% above it in July, about $39 a month apart at today's median. Based on 5 years of data.

Compared with the peak

Rent in Carlisle is 0.1% below its high of $1,392 in July 2026, at $1,391 as of September 2026.

Past year vs. the rest of Pennsylvania

Rent in Carlisle changed +2.4% over the year to September 2026. Across the 114 Pennsylvania cities Zillow tracks, the typical change was +3.6%.

What a typical income covers

30% of the median household income ($61,720) is $1,543 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,220); a 3-bedroom is $1,570.

Cheaper nearby

Shippensburg, 21 miles away, rents for 17% less ($1,161/mo), about $2,800 a year in savings.

From Zillow's monthly rent index (ZORI) for Carlisle. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$16,692/yr
At $1,391/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (2.4% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+2.4% YoY, +0.0% MoM), not inventory.
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Demographics

Who lives here

Carlisle, PA is roughly split between renters and owners, skews toward younger working-age adults, has a median income below the national average, 37.9% of residents hold a bachelor's degree or higher.

Population
21,852
Median income
$61,720
Median age
35.8
Renters
51.3%
Age distribution
15.2%
34.2%
19.9%
18.7%
Under 1815.2%
18–3434.2%
35–5419.9%
55–6412%
65+18.7%
Gender
51.7%
48.3%
Male51.7%
Female48.3%
Race & ethnicity
78.2%
White78.2%
Black10.1%
Hispanic8.4%
Asian2.6%
Other0.6%
Education (25+)
35.3%
20.3%
37.9%
No HS diploma6.4%
HS diploma35.3%
Some college20.3%
Bachelor's+37.9%
Housing tenure
48.7%
51.3%
Owner48.7%
Renter51.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Carlisle, PA has changed in 5 years

Rent
$991 → $1,391
up 40.4%
Income
$52,098 → $61,720
up 18.5%
Population
19,869 → 21,852
up 10.0%
Renter share
51.5% → 51.3%
-0.2 pts
Bachelor's+
39.7% → 37.9%
-1.8 pts
Median age
34.9 → 35.8
+0.9 yrs

Compared with 2021, rent in Carlisle, PA has increased by $400 per month, settling near $1,391 after starting the period at $991. Local incomes tracked alongside that move, going from a median of $52,098 in 2021 to $61,720 more recently. Rent outpaced income growth by roughly 21.9 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 19,869 to 21,852 between 2021 and 2024, a 10.0% change. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the Carlisle, PA market of 2021.

Community

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View Carlisle rent history (2015–2026) →
Salary vs rent

Can you afford rent in Carlisle on your salary?

At $1,391/mo, how Carlisle rent compares to typical pay (30% rule).

By apartment size

Carlisle rent by bedroom count

Median rent for each apartment size in Carlisle. Click any size for full breakdown.

Local insights

Tips for renters in Carlisle

About renting in Carlisle, PA

Last updated: October 17, 2026

The median rent in Carlisle is $1,391/mo as of October 2026. A studio apartment averages $850/mo while a 2-bedroom runs $1,220/mo. One-bedroom apartments average $990/mo and 3-bedroom units go for $1,570/mo.

At 27% of local median household income ($61,720/yr), Carlisle ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Carlisle?

To keep rent at or below 30% of gross income, you would need to earn at least $56,000/year (about $27/hour full-time) to afford the median rent of $1,391/mo in Carlisle. The local median household income is $61,720/yr, so the typical household meets that bar.

Is rent going up or down in Carlisle?

Rent in Carlisle has risen 2.4% over the past year as of September 2026. It sits 0.1% below its high of $1,392 in July 2026.

When is the cheapest time to rent in Carlisle?

Asking rents in Carlisle are usually lowest in February, about 1.4% below their yearly trend, and highest in July, about 1.4% above it. At today's median that is a gap of roughly $39 a month. This pattern comes from 5 years of Zillow rent data.

How does Carlisle rent compare to other cities in Pennsylvania?

Carlisle is one of the more affordable among Pennsylvania cities for rent, ranking #108 of 161 tracked cities at $1,391/mo. Over the year to September 2026, rent in Carlisle changed +2.4%, against a typical +3.6% across the 114 Pennsylvania cities Zillow tracks.

Which nearby cities are cheaper to rent in than Carlisle?

Nearby cities with lower median rent than Carlisle ($1,391/mo) include Lemoyne ($1,314/mo), and Newville ($1,325/mo).
Income Affordability
27%
AFFORDABLE

At $1,391/mo, rent takes ~27% of Carlisle's median household income ($61,720/yr). The standard benchmark is 30%.

Carlisle 27%Benchmark 30%
State income tax3.07%
Run the Carlisle affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Carlisle, PA

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