At $1,161/mo, rent takes about 27% of the local median household income, comfortably within the 30% benchmark.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,161 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: October 17, 2026
What the numbers show
Rent in Shippensburg changed +6.9% over the year to September 2026. Across the 114 Pennsylvania cities Zillow tracks, the typical change was +3.6%.
Rent rose in 9 of the last 12 months.
30% of the median household income ($51,503) is $1,288 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,230); a 3-bedroom is $1,600.
From Zillow's monthly rent index (ZORI) for Shippensburg. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
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Who lives here
Shippensburg, PA is majority renter-occupied, skews toward younger working-age adults, has a median income below the national average, 35% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Shippensburg, PA has changed in 5 years
Median household income climbed from $45,219 to $51,503 between 2021 and 2024, a 13.9% shift.
Discussions about Shippensburg
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Can you afford rent in Shippensburg on your salary?
At $1,161/mo, how Shippensburg rent compares to typical pay (30% rule).
Shippensburg rent by bedroom count
Median rent for each apartment size in Shippensburg. Click any size for full breakdown.
Tips for renters in Shippensburg
Last updated: October 17, 2026
The median rent in Shippensburg is $1,161/mo as of October 2026. A studio apartment averages $890/mo while a 2-bedroom runs $1,230/mo. One-bedroom apartments average $1,000/mo and 3-bedroom units go for $1,600/mo.
At 27% of local median household income ($51,503/yr), Shippensburg ranks as affordable compared to the national benchmark of 30%. Rents have increased 6.9% over the past year.
Frequently asked questions
How much income do you need to rent in Shippensburg?
Is rent going up or down in Shippensburg?
How does Shippensburg rent compare to other cities in Pennsylvania?
At $1,161/mo, rent takes ~27% of Shippensburg's median household income ($51,503/yr). The standard benchmark is 30%.
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Estimated from ZIP-level data
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