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City Report · PA

Mount Joy

Pop. 8,344·123rd most expensive in Pennsylvania·Mount Joy rents have dropped 15.7%, currently a renter's market
Median rent (all units)
$1,336/mo
Year-over-Year
-15.7%
Month-over-Month
-6.5%
vs US Median
-$629
Falling (Monthly)
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Most AffordableMost Expensive
Mount Joy · $1,336
More affordable than 86% of US cities · National median $1,965/mo
Affordability
18% of income
VERY AFFORDABLE
0%30% benchmark60%+

At $1,336/mo, rent takes about 18% of the local median household income, comfortably within the 30% benchmark.

Income to afford
$53,000/yr
Local median income
$90,061/yr
Based on the 30%-of-income rule using Mount Joy's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$1,020
1 BR
$1,140
2 BR
$1,440
3 BR
$1,880
4 BR+
$1,910
Research median
$1,440/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$16,032/yr
At $1,336/mo median
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 15.7% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (-15.7% YoY, -6.5% MoM), not inventory.
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Demographics

Who lives here

Mount Joy, PA is majority owner-occupied, has a large retiree population, has a median income above the national average, 33.7% of residents hold a bachelor's degree or higher.

Population
8,344
Median income
$90,061
Median age
39.5
Renters
36.8%
Age distribution
22.2%
22.1%
24.9%
20.3%
Under 1822.2%
18–3422.1%
35–5424.9%
55–6410.4%
65+20.3%
Gender
49.2%
50.8%
Male49.2%
Female50.8%
Race & ethnicity
83.2%
13.2%
White83.2%
Black1.9%
Hispanic13.2%
Asian1.1%
Other0.6%
Education (25+)
35.6%
25.6%
33.7%
No HS diploma5.1%
HS diploma35.6%
Some college25.6%
Bachelor's+33.7%
Housing tenure
63.2%
36.8%
Owner63.2%
Renter36.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Mount Joy, PA has changed in 5 years

Income
$67,265 → $90,061
up 33.9%
Population
8,251 → 8,344
up 1.1%
Renter share
37.9% → 36.8%
-1.1 pts
Bachelor's+
28.9% → 33.7%
+4.8 pts
Median age
40.5 → 39.5
-1.0 yrs

Local incomes tracked alongside that move, going from a median of $67,265 in 2021 to $90,061 more recently. Census counts show Mount Joy, PA adding about 93 residents over the five-year window, up 1.1% on net. Bachelor's-degree-or-higher attainment moved from 28.9% to 33.7% across the same window.

Community

Discussions about Mount Joy

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View Mount Joy rent history (2015–2026) →
Salary vs rent

Can you afford rent in Mount Joy on your salary?

At $1,336/mo, how Mount Joy rent compares to typical pay (30% rule).

By apartment size

Mount Joy rent by bedroom count

Median rent for each apartment size in Mount Joy. Click any size for full breakdown.

Local insights

Tips for renters in Mount Joy

About renting in Mount Joy, PA

Last updated: July 20, 2026

The median rent in Mount Joy is $1,336/mo as of July 2026. A studio apartment averages $1,020/mo while a 2-bedroom runs $1,440/mo. One-bedroom apartments average $1,140/mo and 3-bedroom units go for $1,880/mo.

At 18% of local median household income ($90,061/yr), Mount Joy ranks as affordable compared to the national benchmark of 30%. Rents have decreased 15.7% over the past year.

FAQ

Frequently asked questions

Is Mount Joy an affordable city for renters?

Mount Joy is considered very affordable for renters. At $1,336/mo, rent takes approximately 18% of the local median household income ($90,061/yr). The standard benchmark is 30%. Mount Joy falls comfortably within that range.

How much income do you need to rent in Mount Joy?

To keep rent at or below 30% of gross income, you would need to earn at least $53,000/year (~$25/hour full-time) to afford the median rent of $1,336/mo in Mount Joy. The local median household income is $90,061/yr, meaning the typical Mount Joy household meets that threshold.

Is rent going up or down in Mount Joy?

Rent in Mount Joy has decreased 15.7% over the past year as of July 2026, offering some relief compared to 12 months ago.

How does Mount Joy rent compare to other cities in Pennsylvania?

Mount Joy is one of the more affordable cities in Pennsylvania for rent, ranking #123 out of 167 tracked cities at $1,336/mo.

Which nearby cities are cheaper to rent in than Mount Joy?

Columbia is nearby and more affordable at $1,291/mo, which is $45 less than Mount Joy.

What percentage of Mount Joy residents rent vs. own?

According to Census data, approximately 36.8% of Mount Joy households are renters, while 63.2% are owner-occupied. Mount Joy leans toward homeownership, which can mean a smaller rental inventory.

How does Mount Joy rent compare to the national average?

Mount Joy's median rent of $1,336/mo is $629 (32%) below the US national median of $1,965/mo. Within Pennsylvania, it ranks #123 out of 167 tracked cities.
Income Affordability
18%
VERY AFFORDABLE

At $1,336/mo, rent takes ~18% of Mount Joy's median household income ($90,061/yr). The standard benchmark is 30%.

Mount Joy 18%Benchmark 30%
State income tax3.07%
Run the Mount Joy affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Mount Joy, PA

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