City Report · TN

Columbia

Pop. 45,441·38th most expensive in Tennessee·Columbia rents are up 11.3% over the past year
Median rent (all units)
$1,580/mo
Year-over-Year
+11.3%
Month-over-Month
-0.2%
vs US Median
-$385
Stable (Monthly)
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Most AffordableMost Expensive
Columbia · $1,580
More affordable than 71% of US cities · National median $1,965/mo
Rent Reality Score
71/100
Good value
OverheatedFairGreat value

Rents are 10% below what Columbia's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,580/mo
Expected by trend
$1,760/mo
The Rent Reality Score compares today's median rent to where Columbia's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,270
1 BR
$1,300
2 BR
$1,460
3 BR
$1,840
4 BR+
$2,240
Research median
$1,460/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$18,960/yr
At $1,580/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 11.3% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+11.3% YoY, -0.2% MoM), not inventory.
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Demographics

Who lives here

Columbia, TN is majority owner-occupied, has a large share of families with children, has a median income below the national average, 25.4% of residents hold a bachelor's degree or higher.

Population
45,441
Median income
$63,719
Median age
35.5
Renters
36.7%
Age distribution
25.6%
24.1%
24.8%
15.5%
Under 1825.6%
18–3424.1%
35–5424.8%
55–6410%
65+15.5%
Gender
46.8%
53.2%
Male46.8%
Female53.2%
Race & ethnicity
69.9%
16.7%
White69.9%
Black16.7%
Hispanic11.1%
Asian1.1%
Other1.2%
Education (25+)
33.8%
32.2%
25.4%
No HS diploma8.6%
HS diploma33.8%
Some college32.2%
Bachelor's+25.4%
Housing tenure
63.3%
36.7%
Owner63.3%
Renter36.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Columbia, TN has changed in 5 years

Rent
$1,206 → $1,580
up 31.0%
Income
$50,892 → $63,719
up 25.2%
Population
40,957 → 45,441
up 10.9%
Renter share
39.3% → 36.7%
-2.6 pts
Bachelor's+
20.8% → 25.4%
+4.6 pts
Median age
34.9 → 35.5
+0.6 yrs

Compared with 2021, rent in Columbia, TN has increased by $374 per month, settling near $1,580 after starting the period at $1,206. Median household income grew from $50,892 to $63,719 between 2021 and 2024, a 25.2% shift. Rent outpaced income growth by roughly 5.8 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 40,957 to 45,441 between 2021 and 2024, a 10.9% change. About 36.7% of households rent today, against 39.3% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 20.8% to 25.4%. Taken together, the five-year picture in Columbia, TN reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

Community

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View Columbia rent history (2015–2026) →
Salary vs rent

Can you afford rent in Columbia on your salary?

At $1,580/mo, how Columbia rent compares to typical pay (30% rule).

By apartment size

Columbia rent by bedroom count

Median rent for each apartment size in Columbia. Click any size for full breakdown.

Local insights

Tips for renters in Columbia

About renting in Columbia, TN

Last updated: July 20, 2026

The median rent in Columbia is $1,580/mo as of July 2026. A studio apartment averages $1,270/mo while a 2-bedroom runs $1,460/mo. One-bedroom apartments average $1,300/mo and 3-bedroom units go for $1,840/mo.

At 30% of local median household income ($63,719/yr), Columbia ranks as moderate compared to the national benchmark of 30%. Rents have increased 11.3% over the past year.

FAQ

Frequently asked questions

Is Columbia an affordable city for renters?

Columbia is considered moderate for renters. At $1,580/mo, rent takes approximately 30% of the local median household income ($63,719/yr). The standard benchmark is 30%. Columbia slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Columbia?

To keep rent at or below 30% of gross income, you would need to earn at least $63,000/year (~$30/hour full-time) to afford the median rent of $1,580/mo in Columbia. The local median household income is $63,719/yr, meaning the typical Columbia household meets that threshold.

Is rent going up or down in Columbia?

Rent in Columbia has increased 11.3% over the past year as of July 2026, putting upward pressure on renter budgets.

How does Columbia rent compare to other cities in Tennessee?

Columbia is middle-of-the-pack for Tennessee for rent, ranking #38 out of 65 tracked cities at $1,580/mo.

Which nearby cities are cheaper to rent in than Columbia?

Lawrenceburg is nearby and more affordable at $1,170/mo, which is $410 less than Columbia.

What percentage of Columbia residents rent vs. own?

According to Census data, approximately 36.7% of Columbia households are renters, while 63.3% are owner-occupied. Columbia leans toward homeownership, which can mean a smaller rental inventory.

How does Columbia rent compare to the national average?

Columbia's median rent of $1,580/mo is $385 (20%) below the US national median of $1,965/mo. Within Tennessee, it ranks #38 out of 65 tracked cities.
Income Affordability
30%
MODERATE

At $1,580/mo, rent takes ~30% of Columbia's median household income ($63,719/yr). The standard benchmark is 30%.

Columbia 30%Benchmark 30%
State income taxNone
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Columbia, TN

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