Rents are 15% below what Belton's 10-year trend predicts — a better deal than its own history suggests.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,557 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: October 17, 2026
What the numbers show
January. Asking rents in Belton usually run 0.9% below trend in January and 0.7% above it in July, about $25 a month apart at today's median. Based on 8 years of data.
Rent in Belton is 1.1% below its high of $1,575 in August 2024, at $1,557 as of September 2026.
Rent in Belton changed -0.6% over the year to September 2026. Across the 224 Texas cities Zillow tracks, the typical change was +1.0%.
Rent in Belton is 40.7% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.
Rent rose in 5 of the last 12 months.
30% of the median household income ($59,130) is $1,478 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,220); a 3-bedroom is $1,700.
Temple, 10 miles away, rents for 11% less ($1,383/mo), about $2,100 a year in savings.
From Zillow's monthly rent index (ZORI) for Belton. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
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Who lives here
Belton, TX is majority owner-occupied, has a median income below the national average, 28.3% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Belton, TX has changed in 5 years
Compared with 2021, rent in Belton, TX has climbed by $250 per month, settling near $1,557 after starting the period at $1,307. Household income in the area moved from $51,490 to $59,130 across the same window, up 14.8% versus 2021. Rent outpaced income growth by roughly 4.3 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 22,866 to 24,356 between 2021 and 2024, a 6.5% change. About 44% of households rent today, against 53.3% in 2021. Reading these numbers side by side helps frame whether current listings in Belton, TX look reasonable against where the market sat half a decade ago.
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At $1,557/mo, how Belton rent compares to typical pay (30% rule).
Belton rent by bedroom count
Median rent for each apartment size in Belton. Click any size for full breakdown.
Tips for renters in Belton
Last updated: October 17, 2026
The median rent in Belton is $1,557/mo as of October 2026. A studio apartment averages $960/mo while a 2-bedroom runs $1,220/mo. One-bedroom apartments average $970/mo and 3-bedroom units go for $1,700/mo.
At 32% of local median household income ($59,130/yr), Belton ranks as moderate compared to the national benchmark of 30%. Rents have decreased 0.6% over the past year.
Frequently asked questions
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How does Belton rent compare to other cities in Texas?
Which nearby cities are cheaper to rent in than Belton?
At $1,557/mo, rent takes ~32% of Belton's median household income ($59,130/yr). The standard benchmark is 30%.
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Estimated from ZIP-level data
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