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City Report · TX

Belton

Pop. 24,356·149th most expensive in Texas·Rental market data updated monthly for Belton, TX
Median rent (all units)
$1,638/mo
Year-over-Year
+3.0%
Month-over-Month
+6.6%
vs US Median
-$327
Rising (Monthly)
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Most AffordableMost Expensive
Belton · $1,638
More affordable than 66% of US cities · National median $1,965/mo
Rent Reality Score
58/100
Fairly priced
OverheatedFairGreat value

Rents are 4% below what Belton's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,638/mo
Expected by trend
$1,705/mo
The Rent Reality Score compares today's median rent to where Belton's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$960
1 BR
$970
2 BR
$1,220
3 BR
$1,700
4 BR+
$2,050
Research median
$1,220/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$19,656/yr
At $1,638/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 3.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+3.0% YoY, +6.6% MoM), not inventory.
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Demographics

Who lives here

Belton, TX is majority owner-occupied, has a median income below the national average, 28.3% of residents hold a bachelor's degree or higher.

Population
24,356
Median income
$59,130
Median age
32.4
Renters
44%
Age distribution
24.3%
29.9%
22.3%
13.9%
Under 1824.3%
18–3429.9%
35–5422.3%
55–649.6%
65+13.9%
Gender
47.5%
52.5%
Male47.5%
Female52.5%
Race & ethnicity
62.7%
32.6%
White62.7%
Black6.6%
Hispanic32.6%
Asian1.2%
Education (25+)
14.6%
28.7%
28.4%
28.3%
No HS diploma14.6%
HS diploma28.7%
Some college28.4%
Bachelor's+28.3%
Housing tenure
56%
44%
Owner56%
Renter44%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Belton, TX has changed in 5 years

Rent
$1,245 → $1,638
up 31.6%
Income
$51,490 → $59,130
up 14.8%
Population
22,866 → 24,356
up 6.5%
Renter share
53.3% → 44%
-9.3 pts
Bachelor's+
28.4% → 28.3%
-0.1 pts
Median age
26.4 → 32.4
+6.0 yrs

Compared with 2021, rent in Belton, TX has climbed by $393 per month, settling near $1,638 after starting the period at $1,245. Household income in the area moved from $51,490 to $59,130 across the same window, up 14.8% versus 2021. Rent outpaced income growth by roughly 16.8 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 22,866 to 24,356 between 2021 and 2024, a 6.5% change. About 44% of households rent today, against 53.3% in 2021. Reading these numbers side by side helps frame whether current listings in Belton, TX look reasonable against where the market sat half a decade ago.

Community

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View Belton rent history (2015–2026) →
Salary vs rent

Can you afford rent in Belton on your salary?

At $1,638/mo, how Belton rent compares to typical pay (30% rule).

By apartment size

Belton rent by bedroom count

Median rent for each apartment size in Belton. Click any size for full breakdown.

Local insights

Tips for renters in Belton

About renting in Belton, TX

Last updated: July 20, 2026

The median rent in Belton is $1,638/mo as of July 2026. A studio apartment averages $960/mo while a 2-bedroom runs $1,220/mo. One-bedroom apartments average $970/mo and 3-bedroom units go for $1,700/mo.

At 33% of local median household income ($59,130/yr), Belton ranks as moderate compared to the national benchmark of 30%. Rents have increased 3.0% over the past year.

FAQ

Frequently asked questions

Is Belton an affordable city for renters?

Belton is considered moderate for renters. At $1,638/mo, rent takes approximately 33% of the local median household income ($59,130/yr). The standard benchmark is 30%. Belton slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Belton?

To keep rent at or below 30% of gross income, you would need to earn at least $66,000/year (~$32/hour full-time) to afford the median rent of $1,638/mo in Belton. The local median household income is $59,130/yr, meaning the typical Belton household falls short of that threshold.

Is rent going up or down in Belton?

Rent in Belton has increased 3.0% over the past year as of July 2026, putting upward pressure on renter budgets.

How does Belton rent compare to other cities in Texas?

Belton is middle-of-the-pack for Texas for rent, ranking #149 out of 269 tracked cities at $1,638/mo.

Which nearby cities are cheaper to rent in than Belton?

Several nearby cities have lower median rents than Belton ($1,638/mo): Killeen ($1,254/mo), Nolanville ($1,361/mo), Temple ($1,428/mo).

What percentage of Belton residents rent vs. own?

According to Census data, approximately 44% of Belton households are renters, while 56% are owner-occupied. Belton leans toward homeownership, which can mean a smaller rental inventory.

How does Belton rent compare to the national average?

Belton's median rent of $1,638/mo is $327 (17%) below the US national median of $1,965/mo. Within Texas, it ranks #149 out of 269 tracked cities.
Income Affordability
33%
MODERATE

At $1,638/mo, rent takes ~33% of Belton's median household income ($59,130/yr). The standard benchmark is 30%.

Belton 33%Benchmark 30%
State income taxNone
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Belton, TX

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