Rents are 15% below what Temple's 10-year trend predicts — a better deal than its own history suggests.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,400 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: August 17, 2026
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Who lives here
Temple, TX is roughly split between renters and owners, has a large share of families with children, 30.6% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Temple, TX has changed in 5 years
Rent in Temple, TX has climbed 12.3% since 2021, going from about $1,247 per month to roughly $1,400 today. Median household income grew from $56,058 to $68,204 between 2021 and 2024, a 21.7% shift. Income growth outran rent by about 9.4 percentage points, easing the affordability math somewhat compared with 2021. Headcount in the area went from 80,793 to 89,602 between 2021 and 2024, a 10.9% change. About 47.7% of households rent today, against 46.1% in 2021. Taken together, the five-year picture in Temple, TX reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.
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Can you afford rent in Temple on your salary?
At $1,400/mo, how Temple rent compares to typical pay (30% rule).
Temple rent by bedroom count
Median rent for each apartment size in Temple. Click any size for full breakdown.
Tips for renters in Temple
Last updated: August 17, 2026
The median rent in Temple is $1,400/mo as of August 2026. A studio apartment averages $967/mo while a 2-bedroom runs $1,227/mo. One-bedroom apartments average $970/mo and 3-bedroom units go for $1,710/mo.
At 25% of local median household income ($68,204/yr), Temple ranks as affordable compared to the national benchmark of 30%. Rents have decreased 2.2% over the past year.
Frequently asked questions
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What percentage of Temple residents rent vs. own?
How does Temple rent compare to the national average?
At $1,400/mo, rent takes ~25% of Temple's median household income ($68,204/yr). The standard benchmark is 30%.
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Estimated from ZIP-level data
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