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City Report · TX

Temple

Pop. 89,602·197th most expensive in Texas·Rental market data updated monthly for Temple, TX
Median rent (all units)
$1,452/mo
Year-over-Year
+1.7%
Month-over-Month
+0.3%
vs US Median
-$499
Stable (Monthly)
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Most AffordableMost Expensive
Temple · $1,452
More affordable than 79% of US cities · National median $1,951/mo
Rent Reality Score
72/100
Good value
OverheatedFairGreat value

Rents are 11% below what Temple's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,452/mo
Expected by trend
$1,634/mo
The Rent Reality Score compares today's median rent to where Temple's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$967
1 BR
$970
2 BR
$1,227
3 BR
$1,710
4 BR+
$2,063
Research median
$1,227/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: June 22, 2026

Annual cost
$17,424/yr
At $1,452/mo median
Market timing
Rents stable
Prices holding steady month-over-month.
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Demographics

Who lives here

Temple, TX is roughly split between renters and owners, has a large share of families with children, 30.6% of residents hold a bachelor's degree or higher.

Population
89,602
Median income
$68,204
Median age
33.8
Renters
47.7%
Age distribution
26.6%
25.2%
23.2%
15.1%
Under 1826.6%
18–3425.2%
35–5423.2%
55–649.8%
65+15.1%
Gender
48.7%
51.3%
Male48.7%
Female51.3%
Race & ethnicity
59.1%
12.7%
29%
White59.1%
Black12.7%
Hispanic29%
Asian2.1%
Education (25+)
12.1%
25.6%
31.8%
30.6%
No HS diploma12.1%
HS diploma25.6%
Some college31.8%
Bachelor's+30.6%
Housing tenure
52.3%
47.7%
Owner52.3%
Renter47.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Temple, TX has changed in 5 years

Rent
$1,247 → $1,452
up 16.4%
Income
$56,058 → $68,204
up 21.7%
Population
80,793 → 89,602
up 10.9%
Renter share
46.1% → 47.7%
+1.6 pts
Bachelor's+
29.8% → 30.6%
+0.8 pts

Rent in Temple, TX has climbed 16.4% since 2021, going from about $1,247 per month to roughly $1,452 today. Median household income grew from $56,058 to $68,204 between 2021 and 2024, a 21.7% shift. Income growth outran rent by about 5.3 percentage points, easing the affordability math somewhat compared with 2021. Headcount in the area went from 80,793 to 89,602 between 2021 and 2024, a 10.9% change. About 47.7% of households rent today, against 46.1% in 2021. Taken together, the five-year picture in Temple, TX reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

Community

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View Temple rent history (2015–2026) →
Salary vs rent

Can you afford rent in Temple on your salary?

At $1,452/mo, how Temple rent compares to typical pay (30% rule).

By apartment size

Temple rent by bedroom count

Median rent for each apartment size in Temple. Click any size for full breakdown.

Local insights

Tips for renters in Temple

About renting in Temple, TX

Last updated: June 22, 2026

The median rent in Temple is $1,452/mo as of June 2026. A studio apartment averages $967/mo while a 2-bedroom runs $1,227/mo. One-bedroom apartments average $970/mo and 3-bedroom units go for $1,710/mo.

At 26% of local median household income ($68,204/yr), Temple ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.7% over the past year.

FAQ

Frequently asked questions

Is Temple an affordable city for renters?

Temple is considered affordable for renters. At $1,452/mo, rent takes approximately 26% of the local median household income ($68,204/yr). The standard benchmark is 30%. Temple falls comfortably within that range.

How much income do you need to rent in Temple?

To keep rent at or below 30% of gross income, you would need to earn at least $58,000/year (~$28/hour full-time) to afford the median rent of $1,452/mo in Temple. The local median household income is $68,204/yr, meaning the typical Temple household meets that threshold.

Is rent going up or down in Temple?

Rent in Temple has increased 1.7% over the past year as of June 2026, putting upward pressure on renter budgets.

Which Temple neighborhoods have the lowest rent?

The most affordable ZIP codes in Temple are 76504 ($1,282/mo), 76501 ($1,313/mo), and 76502 ($1,640/mo). Citywide, the median rent in Temple is $1,452/mo.

How does Temple rent compare to other cities in Texas?

Temple is one of the more affordable cities in Texas for rent, ranking #197 out of 263 tracked cities at $1,452/mo.

What percentage of Temple residents rent vs. own?

According to Census data, approximately 47.7% of Temple households are renters, while 52.3% are owner-occupied. Temple leans toward homeownership, which can mean a smaller rental inventory.

How does Temple rent compare to the national average?

Temple's median rent of $1,452/mo is $499 (26%) below the US national median of $1,951/mo. Within Texas, it ranks #197 out of 263 tracked cities.
Income Affordability
26%
AFFORDABLE

At $1,452/mo, rent takes ~26% of Temple's median household income ($68,204/yr). The standard benchmark is 30%.

Temple 26%Benchmark 30%
State income taxNone
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Temple, TX

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