City Report · TX

Fate

Pop. 22,884·50th most expensive in Texas·Rental market data updated monthly for Fate, TX
Median rent (all units)
$1,923/mo
Year-over-Year
-0.8%
Month-over-Month
-0.2%
vs US Median
-$9
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
Fate · $1,923
More expensive than 55% of US cities · National median $1,932/mo
Rent Reality Score
58/100
Fairly priced
OverheatedFairGreat value

Rents are 4% below what Fate's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,923/mo
Expected by trend
$2,002/mo
The Rent Reality Score compares today's median rent to where Fate's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

3 BR
$1,806
4 BR+
$2,215

Bedroom figures are derived from HUD Fair Market Rents and scaled to match Fate's market median, because the published HUD values all ran above it. They are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in Fate is 0.9% below its high of $1,941 in December 2025, at $1,923 as of September 2026.

Past year vs. the rest of Texas

Rent in Fate changed -0.8% over the year to September 2026. Across the 224 Texas cities Zillow tracks, the typical change was +1.0%.

Recent direction

Rent has fallen 2 months in a row, and rose in 4 of the last 12 months.

Cheaper nearby

Rowlett, 10 miles away, rents for 15% less ($1,634/mo), about $3,500 a year in savings.

From Zillow's monthly rent index (ZORI) for Fate.

Annual cost
$23,076/yr
At $1,923/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (-0.8% YoY, -0.2% MoM), not inventory.
Rent check

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Demographics

Who lives here

Fate, TX is majority owner-occupied, has a large share of families with children, has a median income above the national average, 42.3% of residents hold a bachelor's degree or higher.

Population
22,884
Median income
$132,752
Median age
31.6
Renters
8.5%
Age distribution
33.6%
21.1%
30%
Under 1833.6%
18–3421.1%
35–5430%
55–648.8%
65+6.6%
Gender
50.4%
49.6%
Male50.4%
Female49.6%
Race & ethnicity
54.8%
32%
White54.8%
Black11.5%
Hispanic32%
Asian3.1%
Education (25+)
17.9%
31.9%
42.3%
No HS diploma7.9%
HS diploma17.9%
Some college31.9%
Bachelor's+42.3%
Housing tenure
91.5%
Owner91.5%
Renter8.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How Fate, TX has changed in 5 years

Rent
$1,850 → $1,923
up 3.9%
Income
$114,280 → $132,752
up 16.2%
Population
17,403 → 22,884
up 31.5%
Renter share
8.3% → 8.5%
+0.2 pts
Bachelor's+
46.9% → 42.3%
-4.6 pts
Median age
34.2 → 31.6
-2.6 yrs

Compared with 2023, rent in Fate, TX has increased by $73 per month, settling near $1,923 after starting the period at $1,850. On the earnings side, the typical household in Fate, TX now reports about $132,752, up from $114,280 in 2021. Income growth outran rent by about 12.3 percentage points, easing the affordability math somewhat compared with 2021. Headcount in the area went from 17,403 to 22,884 between 2021 and 2024, a 31.5% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher slipped from 46.9% to 42.3%. For context, the 2023 to 2026 window covers an unusually volatile run for US rents nationally, and Fate, TX reflects that arc in its own way.

Community

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View Fate rent history (2015–2026) →
Salary vs rent

Can you afford rent in Fate on your salary?

At $1,923/mo, how Fate rent compares to typical pay (30% rule).

By apartment size

Fate rent by bedroom count

Median rent for each apartment size in Fate. Click any size for full breakdown.

Local insights

Tips for renters in Fate

About renting in Fate, TX

Last updated: October 17, 2026

The median rent in Fate is $1,923/mo as of October 2026. and 3-bedroom units go for $1,806/mo.

At 17% of local median household income ($132,752/yr), Fate ranks as affordable compared to the national benchmark of 30%. Rents have decreased 0.8% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Fate?

To keep rent at or below 30% of gross income, you would need to earn at least $77,000/year (about $37/hour full-time) to afford the median rent of $1,923/mo in Fate. The local median household income is $132,752/yr, so the typical household meets that bar.

Is rent going up or down in Fate?

Rent in Fate has fallen 0.8% over the past year as of September 2026. It sits 0.9% below its high of $1,941 in December 2025.

How does Fate rent compare to other cities in Texas?

Fate is one of the pricier among Texas cities for rent, ranking #50 of 257 tracked cities at $1,923/mo. Over the year to September 2026, rent in Fate changed -0.8%, against a typical +1.0% across the 224 Texas cities Zillow tracks.

Which nearby cities are cheaper to rent in than Fate?

Nearby cities with lower median rent than Fate ($1,923/mo) include Rowlett ($1,634/mo), Rockwall ($1,764/mo), and Wylie ($1,880/mo).
Income Affordability
17%
VERY AFFORDABLE

At $1,923/mo, rent takes ~17% of Fate's median household income ($132,752/yr). The standard benchmark is 30%.

Fate 17%Benchmark 30%
State income taxNone
Run the Fate affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Fate, TX

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