City Report · TX

Rockwall

Pop. 51,168·89th most expensive in Texas·Rental market data updated monthly for Rockwall, TX
Median rent (all units)
$1,764/mo
Year-over-Year
+2.1%
Month-over-Month
Stable
vs US Median
-$168
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
Rockwall · $1,764
More affordable than 56% of US cities · National median $1,932/mo
Rent Reality Score
67/100
Good value
OverheatedFairGreat value

Rents are 8% below what Rockwall's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,764/mo
Expected by trend
$1,926/mo
The Rent Reality Score compares today's median rent to where Rockwall's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,750
1 BR
$1,835
2 BR
$2,155
3 BR
$2,700
4 BR+
$3,465
Fair Market Rent (HUD)
$2,155/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,764 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in Rockwall usually run 1% below trend in December and 0.7% above it in August, about $30 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in Rockwall is at its highest level since Zillow's records here began in January 2015.

Past year vs. the rest of Texas

Rent in Rockwall changed +2.1% over the year to September 2026. Across the 224 Texas cities Zillow tracks, the typical change was +1.0%.

Rent vs. income since 2019

From 2019 to 2024, rent in Rockwall rose 27.8% while median household income rose 20.8% ($95,653 to $115,580). Rent outpaced income.

Since before the pandemic

Rent in Rockwall is 27.6% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 5 months in a row, and rose in 10 of the last 12 months.

What a typical income covers

30% of the median household income ($115,580) is $2,890 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($2,700); a 4-bedroom is $3,465.

Cheaper nearby

Garland, 11 miles away, rents for 12% less ($1,560/mo), about $2,400 a year in savings.

From Zillow's monthly rent index (ZORI) for Rockwall. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$21,168/yr
At $1,764/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (2.1% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+2.1% YoY, +0.1% MoM), not inventory.
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Demographics

Who lives here

Rockwall, TX is majority owner-occupied, has a median income above the national average, 48.6% of residents hold a bachelor's degree or higher.

Population
51,168
Median income
$115,580
Median age
39.5
Renters
27.5%
Age distribution
24.3%
19.7%
29.1%
15.8%
Under 1824.3%
18–3419.7%
35–5429.1%
55–6411.1%
65+15.8%
Gender
49.1%
50.9%
Male49.1%
Female50.9%
Race & ethnicity
69.6%
15.8%
White69.6%
Black10.9%
Hispanic15.8%
Asian4.6%
Education (25+)
18.6%
28.8%
48.6%
No HS diploma4%
HS diploma18.6%
Some college28.8%
Bachelor's+48.6%
Housing tenure
72.5%
27.5%
Owner72.5%
Renter27.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Rockwall, TX has changed in 5 years

Rent
$1,470 → $1,764
up 20.0%
Income
$107,301 → $115,580
up 7.7%
Population
46,150 → 51,168
up 10.9%
Renter share
23.4% → 27.5%
+4.1 pts
Bachelor's+
47.5% → 48.6%
+1.1 pts
Median age
38.3 → 39.5
+1.2 yrs

Rent in Rockwall, TX has increased 20.0% since 2021, going from about $1,470 per month to roughly $1,764 today. Local incomes tracked alongside that move, going from a median of $107,301 in 2021 to $115,580 more recently. Rent outpaced income growth by roughly 12.3 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 46,150 to 51,168 between 2021 and 2024, a 10.9% change. About 27.5% of households rent today, against 23.4% in 2021. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the Rockwall, TX market of 2021.

Community

Discussions about Rockwall

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View Rockwall rent history (2015–2026) →
Salary vs rent

Can you afford rent in Rockwall on your salary?

At $1,764/mo, how Rockwall rent compares to typical pay (30% rule).

By apartment size

Rockwall rent by bedroom count

Median rent for each apartment size in Rockwall. Click any size for full breakdown.

Local insights

Tips for renters in Rockwall

About renting in Rockwall, TX

Last updated: October 17, 2026

The median rent in Rockwall is $1,764/mo as of October 2026. A studio apartment averages $1,750/mo while a 2-bedroom runs $2,155/mo. One-bedroom apartments average $1,835/mo and 3-bedroom units go for $2,700/mo.

At 18% of local median household income ($115,580/yr), Rockwall ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Rockwall?

To keep rent at or below 30% of gross income, you would need to earn at least $71,000/year (about $34/hour full-time) to afford the median rent of $1,764/mo in Rockwall. The local median household income is $115,580/yr, so the typical household meets that bar.

Is rent going up or down in Rockwall?

Rent in Rockwall has risen 2.1% over the past year as of September 2026. That is the highest level since Zillow's records here began in January 2015.

When is the cheapest time to rent in Rockwall?

Asking rents in Rockwall are usually lowest in December, about 1% below their yearly trend, and highest in August, about 0.7% above it. At today's median that is a gap of roughly $30 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in Rockwall?

Yes. From 2019 to 2024, rent in Rockwall rose 27.8% while median household income rose 20.8%, from $95,653 to $115,580. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

Which Rockwall neighborhoods have the lowest rent?

The most affordable ZIP codes in Rockwall are 75032 ($1,808/mo), and 75087 ($1,820/mo). Citywide, the median rent is $1,764/mo.

How does Rockwall rent compare to other cities in Texas?

Rockwall is in the middle among Texas cities for rent, ranking #89 of 257 tracked cities at $1,764/mo. Over the year to September 2026, rent in Rockwall changed +2.1%, against a typical +1.0% across the 224 Texas cities Zillow tracks.

Which nearby cities are cheaper to rent in than Rockwall?

Nearby cities with lower median rent than Rockwall ($1,764/mo) include Rowlett ($1,634/mo).
Income Affordability
18%
VERY AFFORDABLE

At $1,764/mo, rent takes ~18% of Rockwall's median household income ($115,580/yr). The standard benchmark is 30%.

Rockwall 18%Benchmark 30%
State income taxNone
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Lowest-rent ZIP codes in Rockwall
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Rockwall, TX

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