Rents are 12% below what Garland's 10-year trend predicts — a better deal than its own history suggests.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,560 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: October 17, 2026
What the numbers show
February. Asking rents in Garland usually run 0.8% below trend in February and 0.7% above it in August, about $23 a month apart at today's median. Based on 11 years of data.
Rent in Garland is 0.5% below its high of $1,568 in May 2025, at $1,560 as of September 2026.
Rent in Garland changed -0.4% over the year to September 2026. Across the 224 Texas cities Zillow tracks, the typical change was +1.0%.
From 2019 to 2024, rent in Garland rose 34% while median household income rose 24.7% ($61,211 to $76,320). Rent outpaced income.
Rent in Garland is 31.3% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.
Rent rose in 3 of the last 12 months.
30% of the median household income ($76,320) is $1,908 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,796); a 3-bedroom is $2,252.
The priciest of 5 ZIP codes in Garland, 75040 ($1,832/mo), costs 23% more than the cheapest, 75041 ($1,490/mo).
Bedford, 30 miles away, rents for 14% less ($1,340/mo), about $2,600 a year in savings.
From Zillow's monthly rent index (ZORI) for Garland. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
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Who lives here
Garland, TX is majority owner-occupied, has a large share of families with children, 25.4% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Garland, TX has changed in 5 years
Across the past five years, the going rent in Garland, TX has shifted from $1,271 to $1,560, up 22.7% since 2021. Household income in the area moved from $65,278 to $76,320 across the same window, up 16.9% versus 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Bachelor's-degree-or-higher attainment moved from 23% to 25.4% across the same window. Reading these numbers side by side helps frame whether current listings in Garland, TX look reasonable against where the market sat half a decade ago.
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Can you afford rent in Garland on your salary?
At $1,560/mo, how Garland rent compares to typical pay (30% rule).
Garland rent by bedroom count
Median rent for each apartment size in Garland. Click any size for full breakdown.
Tips for renters in Garland
Last updated: October 17, 2026
The median rent in Garland is $1,560/mo as of October 2026. A studio apartment averages $1,458/mo while a 2-bedroom runs $1,796/mo. One-bedroom apartments average $1,532/mo and 3-bedroom units go for $2,252/mo.
At 25% of local median household income ($76,320/yr), Garland ranks as affordable compared to the national benchmark of 30%. Rents have decreased 0.4% over the past year.
Frequently asked questions
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Which nearby cities are cheaper to rent in than Garland?
At $1,560/mo, rent takes ~25% of Garland's median household income ($76,320/yr). The standard benchmark is 30%.
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Estimated from ZIP-level data
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