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ZIP Code · TX

ZIP 75040

Part of Garland, TX
Pop. 64,606·Dallas County·268th most expensive ZIP in Texas
Median rent (all units)
$1,685/mo
Year-over-Year
-7.2%
Month-over-Month
-2.0%
vs US Median
-$280
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 75040 · $1,685
More affordable than 60% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,580
1 BR
$1,650
2 BR
$1,930
3 BR
$2,430
4 BR+
$3,090
Research median
$1,930/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$20,220/yr
At $1,685/mo median
Location
StateTX
CountyDallas County
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 7.2% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (-7.2% YoY, -2.0% MoM), not inventory.
Demographics

Who lives here

ZIP 75040 (Garland, TX) is majority owner-occupied, has a large share of families with children, 24.3% of residents hold a bachelor's degree or higher.

Population
64,606
Median income
$74,519
Median age
35.5
Renters
33.2%
Age distribution
25.6%
24%
24.8%
12.8%
12.8%
Under 1825.6%
18–3424%
35–5424.8%
55–6412.8%
65+12.8%
Gender
49.9%
50.1%
Male49.9%
Female50.1%
Race & ethnicity
27.8%
14.7%
47.8%
12.5%
White27.8%
Black14.7%
Hispanic47.8%
Asian12.5%
Education (25+)
22.3%
26.6%
26.8%
24.3%
No HS diploma22.3%
HS diploma26.6%
Some college26.8%
Bachelor's+24.3%
Housing tenure
66.8%
33.2%
Owner66.8%
Renter33.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 75040 in Garland, TX has changed in 5 years

Rent
$1,432 → $1,685
up 17.7%
Income
$65,141 → $74,519
up 14.4%
Population
64,565 → 64,606
up 0.1%
Renter share
30.8% → 33.2%
+2.4 pts
Bachelor's+
19.5% → 24.3%
+4.8 pts

Across the past five years, the going rent in ZIP 75040 in Garland, TX has shifted from $1,432 to $1,685, up 17.7% since 2021. On the earnings side, the typical household in ZIP 75040 in Garland, TX now reports about $74,519, up from $65,141 in 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. The renter share has risen from 30.8% to 33.2%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 19.5% to 24.3% across the same window. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 75040 in Garland, TX reflects that arc in its own way.

Community

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Local insights

Tips for renters in ZIP 75040

About renting in ZIP 75040

Last updated: July 20, 2026

ZIP code 75040 covers Garland, TX. The median rent here is $1,685/mo as of July 2026. A 1-bedroom rents for a median of $1,650/mo. A 2-bedroom rents for a median of $1,930/mo.

At 27% of local median household income ($74,519/yr), ZIP 75040 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 7.2% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 75040?

As of July 20, 2026, the median monthly rent in ZIP 75040 (Garland, TX) is $1,685. This is based on aggregated data from public sources and community submissions.

How does ZIP 75040 rent compare to the US average?

ZIP 75040's median rent of $1,685/mo is $280 (14%) below the US national median of $1,965/mo.

How does ZIP 75040 compare to other ZIPs in Texas?

ZIP 75040 falls in the middle range for Texas, ranking #268 out of 689 ZIPs at $1,685/mo.

How much income do you need to rent in ZIP 75040?

To keep rent at or below 30% of gross income, you would need to earn at least $67,000/year (~$32/hour full-time) to afford the median rent of $1,685/mo in ZIP 75040. The local median household income is $74,519/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 75040?

Rent in ZIP 75040 has decreased 7.2% over the past year as of July 20, 2026, offering some relief compared to 12 months ago.

Is ZIP 75040 an affordable place to rent?

ZIP 75040 is considered affordable for renters. At $1,685/mo, rent takes approximately 27% of the local median household income ($74,519/yr). The standard benchmark is 30%. ZIP 75040 falls comfortably within that range.

What percentage of ZIP 75040 residents rent vs. own?

According to Census data, approximately 33.2% of ZIP 75040 households are renters, while 66.8% are owner-occupied. ZIP 75040 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 75040 compare to the rest of Garland?

ZIP 75040 is pricier than Garland as a whole. At $1,685/mo, it's $166 above the Garland citywide median of $1,519/mo.

When was rent data for ZIP 75040 last updated?

Rent data for ZIP 75040 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
27%
AFFORDABLE

At $1,685/mo, rent takes ~27% of ZIP 75040's median household income ($74,519/yr). The standard benchmark is 30%.

ZIP 75040 27%Benchmark 30%
State income taxNone
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Schools nearby

Public schools near ZIP 75040 (Garland, TX)

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