Studio Rent · July 2026

Studio Apartment Rent in McKinney, TX

$1,374/mo

Median asking rent for a studio apartment in McKinney, Texas as of July 2026. That's +24% lower than the citywide median of $1,819 and +7% above the national studio median of $1,290.

Studio median
$1,374
July 2026
vs city overall
-24%
$1,819 city median
vs national
+7%
$1,290 US median
Texas rank
#169
of 241 cities

Income needed for a studio in McKinney

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a studio at the current median rent.

Annual income
$54,960
Monthly gross
$4,580
Hourly (full-time)
$26.42

Rent by apartment size in McKinney

Compare McKinney's median rent across every apartment size.

Studio (current)
$1,374
1-Bedroom
$1,441
2-Bedroom
$1,690
3-Bedroom
$2,119
4+ Bedroom
$2,722

Cheapest cities for a studio in Texas

#CityStudio rent
1Clute$522
2Burnet$525
3Palestine$646
4Corsicana$700
5Harlingen$705
6Brownsville$707
7Bonham$710
8Eagle Pass$730
9Alton$750
10Del Rio$760
11Canyon$770
12Huntsville$770
13Wharton$770
14San Leon$778
15Livingston$780

Most expensive cities for a studio in Texas

#CityStudio rent
1University Park$2,300
2Argyle$2,300
3Flower Mound$2,250
4Prosper$2,170
5Little Elm$2,140
6Aledo$2,060
7Justin$2,030
8Lavon$2,010
9Lakeway$1,980
10Royse City$1,930
11Haslet$1,910
12Celina$1,900
13Grapevine$1,850
14Bellaire$1,840
15Fresno$1,830

Nearby cities — studio rent

Considering nearby alternatives? 5 of these cities have cheaper studio rents than McKinney.

CityDistanceStudio rentvs McKinney
Melissa, TX7.1 mi$1,455+$81 (+6%)
Allen, TX7.6 mi$1,266$-108 (-8%)
Celina, TX12 mi$1,900+$526 (+38%)
Princeton, TX12 mi$1,730+$356 (+26%)
Prosper, TX12.3 mi$2,170+$796 (+58%)
Frisco, TX12.3 mi$1,404+$30 (+2%)
Anna, TX12.9 mi$1,466+$92 (+7%)
Plano, TX13.5 mi$1,294$-80 (-6%)
Wylie, TX15.4 mi$1,405+$31 (+2%)
Van Alstyne, TX16.9 mi$1,250$-124 (-9%)
Richardson, TX17.1 mi$1,262$-112 (-8%)
Sachse, TX17.1 mi$1,294$-80 (-6%)

Studio rent in McKinney — common questions

How much is a studio apartment in McKinney?

As of July 2026, the median studio apartment rent in McKinney, Texas is $1,374 per month. This is +24% below the citywide median of $1,819.

What income do you need to afford a studio in McKinney?

Using the standard 30% rent-to-income rule, you would need an annual income of about $54,960 ($4,580/month gross), which works out to roughly $26.42/hour at a full-time job.

Is McKinney expensive for a studio compared to the rest of the US?

McKinney's studio median of $1,374 is +7% above the national studio median of $1,290. It ranks in the 57th percentile of US cities tracked.

How does McKinney rank for studio rent in Texas?

Among the 241 cities in Texas with studio data, McKinney ranks #169 from cheapest to most expensive.

Are there cheaper studio options near McKinney?

Yes — nearby cities with cheaper studio rents include Allen ($1,266), Plano ($1,294), Van Alstyne ($1,250).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for McKinney, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.