At $2,335/mo, rent takes about 27% of the local median household income, comfortably within the 30% benchmark.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,335 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: October 17, 2026
What the numbers show
Rent in Red Oak changed +6.3% over the year to September 2026. Across the 224 Texas cities Zillow tracks, the typical change was +1.0%.
Rent rose in 10 of the last 12 months.
30% of the median household income ($104,561) is $2,614 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($2,370); a 4-bedroom is $3,040.
Cedar Hill, 10 miles away, rents for 22% less ($1,823/mo), about $6,100 a year in savings.
From Zillow's monthly rent index (ZORI) for Red Oak. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
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Who lives here
Red Oak, TX is majority owner-occupied, has a large share of families with children, has a median income above the national average, 36.7% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Red Oak, TX has changed in 5 years
Median household income rose from $86,902 to $104,561 between 2021 and 2024, a 20.3% shift. The population has grown by 22.4% since 2021, moving from about 13,956 residents to roughly 17,077. Renters now make up 24.5% of households, compared with 27.4% five years ago. College-educated residents now make up 36.7% of adults here, versus 29.3% in 2021.
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Can you afford rent in Red Oak on your salary?
At $2,335/mo, how Red Oak rent compares to typical pay (30% rule).
Red Oak rent by bedroom count
Median rent for each apartment size in Red Oak. Click any size for full breakdown.
Tips for renters in Red Oak
Last updated: October 17, 2026
The median rent in Red Oak is $2,335/mo as of October 2026. A studio apartment averages $1,540/mo while a 2-bedroom runs $1,890/mo. One-bedroom apartments average $1,610/mo and 3-bedroom units go for $2,370/mo.
At 27% of local median household income ($104,561/yr), Red Oak ranks as affordable compared to the national benchmark of 30%. Rents have increased 6.3% over the past year.
Frequently asked questions
How much income do you need to rent in Red Oak?
Is rent going up or down in Red Oak?
How does Red Oak rent compare to other cities in Texas?
Which nearby cities are cheaper to rent in than Red Oak?
At $2,335/mo, rent takes ~27% of Red Oak's median household income ($104,561/yr). The standard benchmark is 30%.
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Estimated from ZIP-level data
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