4+ Bedroom Rent · October 2026

4+ Bedroom Apartment Rent in Saginaw, TX

$3,550/mo

Median asking rent for a 4+ bedroom apartment in Saginaw, Texas as of October 2026. That's +91% higher than the citywide median of $1,857 and +41% above the national 4+ bedroom median of $2,520.

4+ Bedroom median
$3,550
October 2026
vs city overall
+91%
$1,857 city median
vs national
+41%
$2,520 US median
Texas rank
#220
of 239 cities

Income needed for a 4+ bedroom in Saginaw

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 4+ bedroom at the current median rent.

Annual income
$142,000
Monthly gross
$11,833
Hourly (full-time)
$68.27

Rent by apartment size in Saginaw

Compare Saginaw's median rent across every apartment size.

Studio
$1,770
1-Bedroom
$1,890
2-Bedroom
$2,200
3-Bedroom
$2,910
4+ Bedroom (current)
$3,550

Cheapest cities for a 4+ bedroom in Texas

#City4+ Bedroom rent
1Clute$1,277
2Eagle Pass$1,280
3Alton$1,350
4Del Rio$1,360
5Harlingen$1,380
6Brownsville$1,387
7Palestine$1,399
8Paris$1,420
9Weslaco$1,425
10Edinburg$1,447
11Robinson$1,458
12Mission$1,460
13Pharr$1,470
14Orange$1,489
15Athens$1,500

Most expensive cities for a 4+ bedroom in Texas

#City4+ Bedroom rent
1University Park$4,560
2Argyle$4,560
3Flower Mound$4,450
4Little Elm$4,230
5Aledo$4,130
6Justin$4,030
7Forney$3,910
8Keller$3,870
9Bellaire$3,850
10Fresno$3,840
11Royse City$3,830
12Haslet$3,830
13Celina$3,770
14Lakeway$3,680
15Coppell$3,610

Nearby cities — 4+ bedroom rent

Considering nearby alternatives? 5 of these cities have cheaper 4+ bedroom rents than Saginaw.

CityDistance4+ Bedroom rentvs Saginaw
Watauga, TX6.5 mi$3,550—
Fort Worth, TX6.9 mi$2,743$-807 (-23%)
Haslet, TX7.5 mi$3,830+$280 (+8%)
Haltom City, TX7.7 mi$2,340$-1,210 (-34%)
Keller, TX8.8 mi$3,870+$320 (+9%)
North Richland Hills, TX9 mi$2,299$-1,251 (-35%)
White Settlement, TX11.5 mi$1,799$-1,751 (-49%)
Roanoke, TX12 mi$2,371$-1,179 (-33%)
Hurst, TX12.3 mi$2,630$-920 (-26%)
Trophy Club, TX13.8 mi$2,953$-597 (-17%)
Bedford, TX14.6 mi$1,977$-1,573 (-44%)
Azle, TX14.9 mi$2,360$-1,190 (-34%)

4+ Bedroom rent in Saginaw — common questions

How much is a 4+ bedroom apartment in Saginaw?

As of October 2026, the median 4+ bedroom apartment rent in Saginaw, Texas is $3,550 per month. This is +91% higher than the citywide median of $1,857.

What income do you need to afford a 4+ bedroom in Saginaw?

Using the standard 30% rent-to-income rule, you would need an annual income of about $142,000 ($11,833/month gross), which works out to roughly $68.27/hour at a full-time job.

Is Saginaw expensive for a 4+ bedroom compared to the rest of the US?

Saginaw's 4+ bedroom median of $3,550 is +41% above the national 4+ bedroom median of $2,520. It ranks in the 82th percentile of US cities tracked.

How does Saginaw rank for 4+ bedroom rent in Texas?

Among the 239 cities in Texas with 4+ bedroom data, Saginaw ranks #220 from cheapest to most expensive.

Are there cheaper 4+ bedroom options near Saginaw?

Yes — nearby cities with cheaper 4+ bedroom rents include Fort Worth ($2,743), Haltom City ($2,340), North Richland Hills ($2,299).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Saginaw, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (October 2026) and exclude cities with median rent below $400 or above $20,000.