City Report · TX

San Marcos

Pop. 70,897·192nd most expensive in Texas·Rental market data updated monthly for San Marcos, TX
Median rent (all units)
$1,433/mo
Year-over-Year
+0.8%
Month-over-Month
+0.6%
vs US Median
-$499
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
San Marcos · $1,433
More affordable than 80% of US cities · National median $1,932/mo
Rent Reality Score
76/100
Good value
OverheatedFairGreat value

Rents are 13% below what San Marcos's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,433/mo
Expected by trend
$1,651/mo
The Rent Reality Score compares today's median rent to where San Marcos's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,220
1 BR
$1,300
2 BR
$1,540
3 BR
$1,960
4 BR+
$2,280
Fair Market Rent (HUD)
$1,540/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,433 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in San Marcos usually run 1.4% below trend in December and 1.8% above it in July, about $46 a month apart at today's median. Based on 10 years of data.

Compared with the peak

Rent in San Marcos is 6.5% below its high of $1,533 in March 2024, at $1,433 as of September 2026.

Past year vs. the rest of Texas

Rent in San Marcos changed +0.8% over the year to September 2026. Across the 224 Texas cities Zillow tracks, the typical change was +1.0%.

Rent vs. income since 2019

From 2019 to 2024, rent in San Marcos rose 26.6% while median household income rose 27% ($40,370 to $51,281). Income kept ahead of rent.

Since before the pandemic

Rent in San Marcos is 17.8% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 2 months in a row, and rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($51,281) is $1,282 a month. That covers HUD's Fair Market Rent for up to a studio ($1,220); a 1-bedroom is $1,300.

From Zillow's monthly rent index (ZORI) for San Marcos. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$17,196/yr
At $1,433/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (0.8% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+0.8% YoY, +0.6% MoM), not inventory.
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Demographics

Who lives here

San Marcos, TX is majority renter-occupied, skews toward younger working-age adults, has a median income below the national average, 38.3% of residents hold a bachelor's degree or higher.

Population
70,897
Median income
$51,281
Median age
25.5
Renters
69.2%
Age distribution
13.3%
52.3%
17%
Under 1813.3%
18–3452.3%
35–5417%
55–646.6%
65+10.8%
Gender
46.3%
53.7%
Male46.3%
Female53.7%
Race & ethnicity
58.8%
42.2%
White58.8%
Black5.7%
Hispanic42.2%
Asian2.2%
Education (25+)
22.4%
29.8%
38.3%
No HS diploma9.5%
HS diploma22.4%
Some college29.8%
Bachelor's+38.3%
Housing tenure
30.8%
69.2%
Owner30.8%
Renter69.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How San Marcos, TX has changed in 5 years

Rent
$1,253 → $1,433
up 14.4%
Income
$42,500 → $51,281
up 20.7%
Population
64,812 → 70,897
up 9.4%
Renter share
73.8% → 69.2%
-4.6 pts
Bachelor's+
34.8% → 38.3%
+3.5 pts
Median age
24.9 → 25.5
+0.6 yrs

Across the past five years, the going rent in San Marcos, TX has shifted from $1,253 to $1,433, up 14.4% since 2021. Local incomes tracked alongside that move, going from a median of $42,500 in 2021 to $51,281 more recently. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. Census counts show San Marcos, TX adding about 6,085 residents over the five-year window, up 9.4% on net. The renter share has eased from 73.8% to 69.2%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 34.8% to 38.3% across the same window. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the San Marcos, TX market of 2021.

Community

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View San Marcos rent history (2015–2026) →
Salary vs rent

Can you afford rent in San Marcos on your salary?

At $1,433/mo, how San Marcos rent compares to typical pay (30% rule).

By apartment size

San Marcos rent by bedroom count

Median rent for each apartment size in San Marcos. Click any size for full breakdown.

Local insights

Tips for renters in San Marcos

About renting in San Marcos, TX

Last updated: October 17, 2026

The median rent in San Marcos is $1,433/mo as of October 2026. A studio apartment averages $1,220/mo while a 2-bedroom runs $1,540/mo. One-bedroom apartments average $1,300/mo and 3-bedroom units go for $1,960/mo.

At 34% of local median household income ($51,281/yr), San Marcos ranks as moderate compared to the national benchmark of 30%. Rents have increased 0.8% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in San Marcos?

To keep rent at or below 30% of gross income, you would need to earn at least $57,000/year (about $27/hour full-time) to afford the median rent of $1,433/mo in San Marcos. The local median household income is $51,281/yr, so the typical household falls short of that bar.

Is rent going up or down in San Marcos?

Rent in San Marcos has risen 0.8% over the past year as of September 2026. It sits 6.5% below its high of $1,533 in March 2024.

When is the cheapest time to rent in San Marcos?

Asking rents in San Marcos are usually lowest in December, about 1.4% below their yearly trend, and highest in July, about 1.8% above it. At today's median that is a gap of roughly $46 a month. This pattern comes from 10 years of Zillow rent data.

Has rent outpaced income in San Marcos?

No. From 2019 to 2024, rent in San Marcos rose 26.6% while median household income rose 27%, from $40,370 to $51,281. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does San Marcos rent compare to other cities in Texas?

San Marcos is one of the more affordable among Texas cities for rent, ranking #192 of 257 tracked cities at $1,433/mo. Over the year to September 2026, rent in San Marcos changed +0.8%, against a typical +1.0% across the 224 Texas cities Zillow tracks.
Income Affordability
34%
MODERATE

At $1,433/mo, rent takes ~34% of San Marcos's median household income ($51,281/yr). The standard benchmark is 30%.

San Marcos 34%Benchmark 30%
State income taxNone
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