City Report · TX

Universal City

Pop. 20,189·259th most expensive in Texas·One of the most affordable rental markets in the US
Median rent (all units)
$1,137/mo
Year-over-Year
+3.1%
Month-over-Month
+2.0%
vs US Median
-$825
Rising (Monthly)
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Most AffordableMost Expensive
Universal City · $1,137
More affordable than 94% of US cities · National median $1,962/mo
Affordability
18% of income
VERY AFFORDABLE
0%30% benchmark60%+

At $1,137/mo, rent takes about 18% of the local median household income, comfortably within the 30% benchmark.

Income to afford
$45,000/yr
Local median income
$74,811/yr
Based on the 30%-of-income rule using Universal City's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$1,090
1 BR
$1,200
2 BR
$1,460
3 BR
$1,850
4 BR+
$2,180
Fair Market Rent (HUD)
$1,460/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,137 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$13,644/yr
At $1,137/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 3.1% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+3.1% YoY, +2.0% MoM), not inventory.
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Demographics

Who lives here

Universal City, TX is majority owner-occupied, 33.6% of residents hold a bachelor's degree or higher.

Population
20,189
Median income
$74,811
Median age
37.1
Renters
42.5%
Age distribution
22.5%
24.3%
25.4%
13.3%
14.4%
Under 1822.5%
18–3424.3%
35–5425.4%
55–6413.3%
65+14.4%
Gender
51%
49%
Male51%
Female49%
Race & ethnicity
52.9%
43.2%
White52.9%
Black8.2%
Hispanic43.2%
Asian4.2%
Education (25+)
25.6%
35.9%
33.6%
No HS diploma4.9%
HS diploma25.6%
Some college35.9%
Bachelor's+33.6%
Housing tenure
57.5%
42.5%
Owner57.5%
Renter42.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Universal City, TX has changed in 5 years

Rent
$981 → $1,137
up 15.9%
Income
$64,115 → $74,811
up 16.7%
Population
19,679 → 20,189
up 2.6%
Renter share
44.4% → 42.5%
-1.9 pts
Bachelor's+
31% → 33.6%
+2.6 pts
Median age
35.4 → 37.1
+1.7 yrs

Five years ago, renters in Universal City, TX paid around $981 a month. That figure now sits near $1,137, up 15.9% from the 2021 baseline. Local incomes tracked alongside that move, going from a median of $64,115 in 2021 to $74,811 more recently. Census counts show Universal City, TX adding about 510 residents over the five-year window, up 2.6% on net. The renter share has eased from 44.4% to 42.5%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 31% to 33.6% across the same window. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the Universal City, TX market of 2021.

Community

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View Universal City rent history (2015–2026) →
Salary vs rent

Can you afford rent in Universal City on your salary?

At $1,137/mo, how Universal City rent compares to typical pay (30% rule).

By apartment size

Universal City rent by bedroom count

Median rent for each apartment size in Universal City. Click any size for full breakdown.

Local insights

Tips for renters in Universal City

About renting in Universal City, TX

Last updated: August 17, 2026

The median rent in Universal City is $1,137/mo as of August 2026. A studio apartment averages $1,090/mo while a 2-bedroom runs $1,460/mo. One-bedroom apartments average $1,200/mo and 3-bedroom units go for $1,850/mo.

At 18% of local median household income ($74,811/yr), Universal City ranks as affordable compared to the national benchmark of 30%. Rents have increased 3.1% over the past year.

FAQ

Frequently asked questions

Is Universal City an affordable city for renters?

Universal City is considered very affordable for renters. At $1,137/mo, rent takes approximately 18% of the local median household income ($74,811/yr). The standard benchmark is 30%. Universal City falls comfortably within that range.

How much income do you need to rent in Universal City?

To keep rent at or below 30% of gross income, you would need to earn at least $45,000/year (~$22/hour full-time) to afford the median rent of $1,137/mo in Universal City. The local median household income is $74,811/yr, meaning the typical Universal City household meets that threshold.

Is rent going up or down in Universal City?

Rent in Universal City has increased 3.1% over the past year as of August 2026, putting upward pressure on renter budgets.

How does Universal City rent compare to other cities in Texas?

Universal City is one of the more affordable cities in Texas for rent, ranking #259 out of 267 tracked cities at $1,137/mo.

Which nearby cities are cheaper to rent in than Universal City?

Windcrest is nearby and more affordable at $1,123/mo, which is $14 less than Universal City.

What percentage of Universal City residents rent vs. own?

According to Census data, approximately 42.5% of Universal City households are renters, while 57.5% are owner-occupied. Universal City leans toward homeownership, which can mean a smaller rental inventory.

How does Universal City rent compare to the national average?

Universal City's median rent of $1,137/mo is $825 (42%) below the US national median of $1,962/mo. Within Texas, it ranks #259 out of 267 tracked cities.
Income Affordability
18%
VERY AFFORDABLE

At $1,137/mo, rent takes ~18% of Universal City's median household income ($74,811/yr). The standard benchmark is 30%.

Universal City 18%Benchmark 30%
State income taxNone
Run the Universal City affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Universal City, TX

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