City Report · TX

Universal City

Pop. 20,189·243rd most expensive in Texas·One of the most affordable rental markets in the US
Median rent (all units)
$1,189/mo
Year-over-Year
-0.8%
Month-over-Month
+0.4%
vs US Median
-$743
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
Universal City · $1,189
More affordable than 93% of US cities · National median $1,932/mo
Affordability
19% of income
VERY AFFORDABLE
0%30% benchmark60%+

At $1,189/mo, rent takes about 19% of the local median household income, comfortably within the 30% benchmark.

Income to afford
$48,000/yr
Local median income
$74,811/yr
Based on the 30%-of-income rule using Universal City's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$1,090
1 BR
$1,200
2 BR
$1,460
3 BR
$1,850
4 BR+
$2,180
Fair Market Rent (HUD)
$1,460/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,189 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in Universal City usually run 1% below trend in December and 1.1% above it in August, about $25 a month apart at today's median. Based on 5 years of data.

Compared with the peak

Rent in Universal City is 7.5% below its high of $1,285 in January 2023, at $1,189 as of September 2026.

Past year vs. the rest of Texas

Rent in Universal City changed -0.8% over the year to September 2026. Across the 224 Texas cities Zillow tracks, the typical change was +1.0%.

Recent direction

Rent rose in 5 of the last 12 months.

What a typical income covers

30% of the median household income ($74,811) is $1,870 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($1,850); a 4-bedroom is $2,180.

From Zillow's monthly rent index (ZORI) for Universal City. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$14,268/yr
At $1,189/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (-0.8% YoY, +0.4% MoM), not inventory.
Rent check

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Demographics

Who lives here

Universal City, TX is majority owner-occupied, 33.6% of residents hold a bachelor's degree or higher.

Population
20,189
Median income
$74,811
Median age
37.1
Renters
42.5%
Age distribution
22.5%
24.3%
25.4%
13.3%
14.4%
Under 1822.5%
18–3424.3%
35–5425.4%
55–6413.3%
65+14.4%
Gender
51%
49%
Male51%
Female49%
Race & ethnicity
52.9%
43.2%
White52.9%
Black8.2%
Hispanic43.2%
Asian4.2%
Education (25+)
25.6%
35.9%
33.6%
No HS diploma4.9%
HS diploma25.6%
Some college35.9%
Bachelor's+33.6%
Housing tenure
57.5%
42.5%
Owner57.5%
Renter42.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Universal City, TX has changed in 5 years

Rent
$1,071 → $1,189
up 11.0%
Income
$64,115 → $74,811
up 16.7%
Population
19,679 → 20,189
up 2.6%
Renter share
44.4% → 42.5%
-1.9 pts
Bachelor's+
31% → 33.6%
+2.6 pts
Median age
35.4 → 37.1
+1.7 yrs

Five years ago, renters in Universal City, TX paid around $1,071 a month. That figure now sits near $1,189, up 11.0% from the 2021 baseline. Local incomes tracked alongside that move, going from a median of $64,115 in 2021 to $74,811 more recently. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. Census counts show Universal City, TX adding about 510 residents over the five-year window, up 2.6% on net. The renter share has eased from 44.4% to 42.5%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 31% to 33.6% across the same window. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the Universal City, TX market of 2021.

Community

Discussions about Universal City

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View Universal City rent history (2015–2026) →
Salary vs rent

Can you afford rent in Universal City on your salary?

At $1,189/mo, how Universal City rent compares to typical pay (30% rule).

By apartment size

Universal City rent by bedroom count

Median rent for each apartment size in Universal City. Click any size for full breakdown.

Local insights

Tips for renters in Universal City

About renting in Universal City, TX

Last updated: October 17, 2026

The median rent in Universal City is $1,189/mo as of October 2026. A studio apartment averages $1,090/mo while a 2-bedroom runs $1,460/mo. One-bedroom apartments average $1,200/mo and 3-bedroom units go for $1,850/mo.

At 19% of local median household income ($74,811/yr), Universal City ranks as affordable compared to the national benchmark of 30%. Rents have decreased 0.8% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Universal City?

To keep rent at or below 30% of gross income, you would need to earn at least $48,000/year (about $23/hour full-time) to afford the median rent of $1,189/mo in Universal City. The local median household income is $74,811/yr, so the typical household meets that bar.

Is rent going up or down in Universal City?

Rent in Universal City has fallen 0.8% over the past year as of September 2026. It sits 7.5% below its high of $1,285 in January 2023.

When is the cheapest time to rent in Universal City?

Asking rents in Universal City are usually lowest in December, about 1% below their yearly trend, and highest in August, about 1.1% above it. At today's median that is a gap of roughly $25 a month. This pattern comes from 5 years of Zillow rent data.

How does Universal City rent compare to other cities in Texas?

Universal City is one of the more affordable among Texas cities for rent, ranking #243 of 257 tracked cities at $1,189/mo. Over the year to September 2026, rent in Universal City changed -0.8%, against a typical +1.0% across the 224 Texas cities Zillow tracks.

Which nearby cities are cheaper to rent in than Universal City?

Nearby cities with lower median rent than Universal City ($1,189/mo) include Windcrest ($1,043/mo).
Income Affordability
19%
VERY AFFORDABLE

At $1,189/mo, rent takes ~19% of Universal City's median household income ($74,811/yr). The standard benchmark is 30%.

Universal City 19%Benchmark 30%
State income taxNone
Run the Universal City affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Universal City, TX

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