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City Report · TX

Schertz

Pop. 44,050·59th most expensive in Texas·Schertz rents are up 8.3% over the past year
Median rent (all units)
$1,942/mo
Year-over-Year
+8.3%
Month-over-Month
-1.8%
vs US Median
-$20
Falling (Monthly)
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Most AffordableMost Expensive
Schertz · $1,942
More expensive than 55% of US cities · National median $1,962/mo
Rent Reality Score
42/100
Fairly priced
OverheatedFairGreat value

Rents are 4% above what Schertz's 10-year trend predicts — running hotter than its own history.

Actual rent
$1,942/mo
Expected by trend
$1,867/mo
The Rent Reality Score compares today's median rent to where Schertz's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,430
1 BR
$1,580
2 BR
$1,920
3 BR
$2,440
4 BR+
$2,870
Fair Market Rent (HUD)
$1,920/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,942 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$23,304/yr
At $1,942/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (8.3% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+8.3% YoY, -1.8% MoM), not inventory.
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Demographics

Who lives here

Schertz, TX is majority owner-occupied, has a median income above the national average, 39.8% of residents hold a bachelor's degree or higher.

Population
44,050
Median income
$99,948
Median age
38.6
Renters
21.6%
Age distribution
22.9%
21.5%
27.7%
14.3%
13.6%
Under 1822.9%
18–3421.5%
35–5427.7%
55–6414.3%
65+13.6%
Gender
50%
50%
Male50%
Female50%
Race & ethnicity
53.6%
13.3%
34.5%
White53.6%
Black13.3%
Hispanic34.5%
Asian2.1%
Education (25+)
22.1%
32.3%
39.8%
No HS diploma5.8%
HS diploma22.1%
Some college32.3%
Bachelor's+39.8%
Housing tenure
78.4%
21.6%
Owner78.4%
Renter21.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How Schertz, TX has changed in 5 years

Rent
$1,690 → $1,942
up 14.9%
Income
$87,492 → $99,948
up 14.2%
Population
41,607 → 44,050
up 5.9%
Renter share
21.3% → 21.6%
+0.3 pts
Bachelor's+
39.3% → 39.8%
+0.5 pts

The median rent in Schertz, TX stood at $1,690 in 2022 and currently runs about $1,942, reflecting a 14.9% increase over the period. Household income in the area moved from $87,492 to $99,948 across the same window, up 14.2% versus 2021. The population has grown by 5.9% since 2021, moving from about 41,607 residents to roughly 44,050. Reading these numbers side by side helps frame whether current listings in Schertz, TX look reasonable against where the market sat half a decade ago.

Community

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View Schertz rent history (2015–2026) →
Salary vs rent

Can you afford rent in Schertz on your salary?

At $1,942/mo, how Schertz rent compares to typical pay (30% rule).

By apartment size

Schertz rent by bedroom count

Median rent for each apartment size in Schertz. Click any size for full breakdown.

Local insights

Tips for renters in Schertz

About renting in Schertz, TX

Last updated: August 17, 2026

The median rent in Schertz is $1,942/mo as of August 2026. A studio apartment averages $1,430/mo while a 2-bedroom runs $1,920/mo. One-bedroom apartments average $1,580/mo and 3-bedroom units go for $2,440/mo.

At 23% of local median household income ($99,948/yr), Schertz ranks as affordable compared to the national benchmark of 30%. Rents have increased 8.3% over the past year.

FAQ

Frequently asked questions

Is Schertz an affordable city for renters?

Schertz is considered very affordable for renters. At $1,942/mo, rent takes approximately 23% of the local median household income ($99,948/yr). The standard benchmark is 30%. Schertz falls comfortably within that range.

How much income do you need to rent in Schertz?

To keep rent at or below 30% of gross income, you would need to earn at least $78,000/year (~$38/hour full-time) to afford the median rent of $1,942/mo in Schertz. The local median household income is $99,948/yr, meaning the typical Schertz household meets that threshold.

Is rent going up or down in Schertz?

Rent in Schertz has increased 8.3% over the past year as of August 2026, putting upward pressure on renter budgets.

How does Schertz rent compare to other cities in Texas?

Schertz is one of the pricier cities in Texas for rent, ranking #59 out of 267 tracked cities at $1,942/mo.

Which nearby cities are cheaper to rent in than Schertz?

Several nearby cities have lower median rents than Schertz ($1,942/mo): Windcrest ($1,123/mo), Universal City ($1,137/mo), Selma ($1,297/mo).

What percentage of Schertz residents rent vs. own?

According to Census data, approximately 21.6% of Schertz households are renters, while 78.4% are owner-occupied. Schertz leans toward homeownership, which can mean a smaller rental inventory.

How does Schertz rent compare to the national average?

Schertz's median rent of $1,942/mo is $20 (1%) below the US national median of $1,962/mo. Within Texas, it ranks #59 out of 267 tracked cities.
Income Affordability
23%
VERY AFFORDABLE

At $1,942/mo, rent takes ~23% of Schertz's median household income ($99,948/yr). The standard benchmark is 30%.

Schertz 23%Benchmark 30%
State income taxNone
Run the Schertz affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Schertz, TX

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