Rents are 5% below what Schertz's 10-year trend predicts — a better deal than its own history suggests.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,786 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: October 17, 2026
What the numbers show
December. Asking rents in Schertz usually run 2% below trend in December and 1.5% above it in May, about $63 a month apart at today's median. Based on 5 years of data.
Rent in Schertz is 2.8% below its high of $1,838 in November 2025, at $1,786 as of September 2026.
Rent in Schertz changed -1.4% over the year to September 2026. Across the 224 Texas cities Zillow tracks, the typical change was +1.0%.
Rent has fallen 3 months in a row, and rose in 5 of the last 12 months.
30% of the median household income ($99,948) is $2,499 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($2,440); a 4-bedroom is $2,870.
Universal City, 2 miles away, rents for 33% less ($1,189/mo), about $7,200 a year in savings.
From Zillow's monthly rent index (ZORI) for Schertz. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
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Who lives here
Schertz, TX is majority owner-occupied, has a median income above the national average, 39.8% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Schertz, TX has changed in 5 years
The median rent in Schertz, TX stood at $1,732 in 2022 and currently runs about $1,786, reflecting a 3.1% increase over the period. Household income in the area moved from $87,492 to $99,948 across the same window, up 14.2% versus 2021. On paper, paychecks moved up faster than rent, which softens the affordability squeeze versus the 2021 baseline. The population has grown by 5.9% since 2021, moving from about 41,607 residents to roughly 44,050. Reading these numbers side by side helps frame whether current listings in Schertz, TX look reasonable against where the market sat half a decade ago.
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At $1,786/mo, how Schertz rent compares to typical pay (30% rule).
Schertz rent by bedroom count
Median rent for each apartment size in Schertz. Click any size for full breakdown.
Tips for renters in Schertz
Last updated: October 17, 2026
The median rent in Schertz is $1,786/mo as of October 2026. A studio apartment averages $1,430/mo while a 2-bedroom runs $1,920/mo. One-bedroom apartments average $1,580/mo and 3-bedroom units go for $2,440/mo.
At 21% of local median household income ($99,948/yr), Schertz ranks as affordable compared to the national benchmark of 30%. Rents have decreased 1.4% over the past year.
Frequently asked questions
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Which nearby cities are cheaper to rent in than Schertz?
At $1,786/mo, rent takes ~21% of Schertz's median household income ($99,948/yr). The standard benchmark is 30%.
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Estimated from ZIP-level data
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