City Report · VA

Chesterfield

·31st most expensive in Virginia·Chesterfield rents are up 5.6% over the past year
Median rent (all units)
$2,178/mo
Year-over-Year
+5.6%
Month-over-Month
-0.2%
vs US Median
+$246
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
Chesterfield · $2,178
More expensive than 69% of US cities · National median $1,932/mo
Rent Reality Score
58/100
Fairly priced
OverheatedFairGreat value

Rents are 4% below what Chesterfield's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$2,178/mo
Expected by trend
$2,264/mo
The Rent Reality Score compares today's median rent to where Chesterfield's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,705
1 BR
$1,770
2 BR
$1,960
3 BR
$2,485
4 BR+
$3,070
Fair Market Rent (HUD)
$1,960/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,178 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in Chesterfield is 0.2% below its high of $2,183 in August 2026, at $2,178 as of September 2026.

Past year vs. the rest of Virginia

Rent in Chesterfield changed +5.6% over the year to September 2026. Across the 66 Virginia cities Zillow tracks, the typical change was +2.5%.

Recent direction

Rent rose in 9 of the last 12 months.

Cheaper nearby

Bellwood, 5 miles away, rents for 21% less ($1,724/mo), about $5,400 a year in savings.

From Zillow's monthly rent index (ZORI) for Chesterfield.

Annual cost
$26,136/yr
At $2,178/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (5.6% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+5.6% YoY, -0.2% MoM), not inventory.
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2022 vs 2026

How Chesterfield, VA has changed in 5 years

Rent
$1,684 → $2,178
up 29.3%

Rent in Chesterfield, VA has climbed 29.3% since 2022, going from about $1,684 per month to roughly $2,178 today. Taken together, the five-year picture in Chesterfield, VA reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

Community

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View Chesterfield rent history (2015–2026) →
Salary vs rent

Can you afford rent in Chesterfield on your salary?

At $2,178/mo, how Chesterfield rent compares to typical pay (30% rule).

By apartment size

Chesterfield rent by bedroom count

Median rent for each apartment size in Chesterfield. Click any size for full breakdown.

Local insights

Tips for renters in Chesterfield

About renting in Chesterfield, VA

Last updated: October 17, 2026

The median rent in Chesterfield is $2,178/mo as of October 2026. A studio apartment averages $1,705/mo while a 2-bedroom runs $1,960/mo. One-bedroom apartments average $1,770/mo and 3-bedroom units go for $2,485/mo.

At 36% of estimated US median household income ($72,000/yr), Chesterfield ranks as moderate compared to the national benchmark of 30%. Rents have increased 5.6% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Chesterfield?

To keep rent at or below 30% of gross income, you would need to earn at least $87,000/year (about $42/hour full-time) to afford the median rent of $2,178/mo in Chesterfield.

Is rent going up or down in Chesterfield?

Rent in Chesterfield has risen 5.6% over the past year as of September 2026. It sits 0.2% below its high of $2,183 in August 2026.

Which Chesterfield neighborhoods have the lowest rent?

The most affordable ZIP codes in Chesterfield are 23237 ($1,879/mo), and 23832 ($1,891/mo). Citywide, the median rent is $2,178/mo.

How does Chesterfield rent compare to other cities in Virginia?

Chesterfield is in the middle among Virginia cities for rent, ranking #31 of 80 tracked cities at $2,178/mo. Over the year to September 2026, rent in Chesterfield changed +5.6%, against a typical +2.5% across the 66 Virginia cities Zillow tracks.

Which nearby cities are cheaper to rent in than Chesterfield?

Nearby cities with lower median rent than Chesterfield ($2,178/mo) include Richmond ($1,628/mo), Colonial Heights ($1,665/mo), and Bellwood ($1,724/mo).
Income Affordability
36%
MODERATE

At $2,178/mo, rent takes ~36% of US median household income ($72,000/yr). The standard benchmark is 30%.

Chesterfield 36%Benchmark 30%
State income tax2–5.75%
Run the Chesterfield affordability calculator →
Lowest-rent ZIP codes in Chesterfield
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Chesterfield, VA

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