City Report · WA

Clover Creek

Pop. 7,345·58th most expensive in Washington·Rental market data updated monthly for Clover Creek, WA
Median rent (all units)
$2,028/mo
Year-over-Year
Stable
Month-over-Month
+0.5%
vs US Median
+$96
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
Clover Creek · $2,028
More expensive than 62% of US cities · National median $1,932/mo
Affordability
26% of income
AFFORDABLE
0%30% benchmark60%+

At $2,028/mo, rent takes about 26% of the local median household income, comfortably within the 30% benchmark.

Income to afford
$81,000/yr
Local median income
$95,061/yr
Based on the 30%-of-income rule using Clover Creek's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$1,555
1 BR
$1,755
2 BR
$2,160
3 BR
$3,025
4 BR+
$3,455
Fair Market Rent (HUD)
$2,160/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,028 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($95,061) is $2,377 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,160); a 3-bedroom is $3,025.

From Zillow's monthly rent index (ZORI) for Clover Creek. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$24,336/yr
At $2,028/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+0.0% YoY, +0.5% MoM), not inventory.
Rent check

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Demographics

Who lives here

Clover Creek, WA is majority owner-occupied, has a median income above the national average, 22.3% of residents hold a bachelor's degree or higher.

Population
7,345
Median income
$95,061
Median age
40.5
Renters
37.2%
Age distribution
18.8%
24.5%
22.3%
20.9%
13.6%
Under 1818.8%
18–3424.5%
35–5422.3%
55–6420.9%
65+13.6%
Gender
51.3%
48.7%
Male51.3%
Female48.7%
Race & ethnicity
64.2%
White64.2%
Black9.6%
Hispanic12%
Asian2.9%
Other11.3%
Education (25+)
31%
38.6%
22.3%
No HS diploma8%
HS diploma31%
Some college38.6%
Bachelor's+22.3%
Housing tenure
62.8%
37.2%
Owner62.8%
Renter37.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Clover Creek, WA has changed in 5 years

Income
$86,569 → $95,061
up 9.8%
Population
7,718 → 7,345
down 4.8%
Renter share
28% → 37.2%
+9.2 pts
Bachelor's+
22.3% → 22.3%
+0.0 pts
Median age
41.6 → 40.5
-1.1 yrs

Household income in the area moved from $86,569 to $95,061 across the same window, up 9.8% versus 2021. Census counts show Clover Creek, WA losing about 373 residents over the five-year window, down 4.8% on net. The renter share has risen from 28% to 37.2%, with owner-occupied housing accounting for the remainder.

Community

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View Clover Creek rent history (2015–2026) →
Salary vs rent

Can you afford rent in Clover Creek on your salary?

At $2,028/mo, how Clover Creek rent compares to typical pay (30% rule).

By apartment size

Clover Creek rent by bedroom count

Median rent for each apartment size in Clover Creek. Click any size for full breakdown.

Local insights

Tips for renters in Clover Creek

About renting in Clover Creek, WA

Last updated: October 17, 2026

The median rent in Clover Creek is $2,028/mo as of October 2026. A studio apartment averages $1,555/mo while a 2-bedroom runs $2,160/mo. One-bedroom apartments average $1,755/mo and 3-bedroom units go for $3,025/mo.

At 26% of local median household income ($95,061/yr), Clover Creek ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Clover Creek?

To keep rent at or below 30% of gross income, you would need to earn at least $81,000/year (about $39/hour full-time) to afford the median rent of $2,028/mo in Clover Creek. The local median household income is $95,061/yr, so the typical household meets that bar.

Is rent going up or down in Clover Creek?

Rent in Clover Creek has been roughly flat over the past year, a 0.0% change.

Which Clover Creek neighborhoods have the lowest rent?

The most affordable ZIP codes in Clover Creek are 98445 ($2,073/mo), and 98446 ($2,074/mo). Citywide, the median rent is $2,028/mo.

How does Clover Creek rent compare to other cities in Washington?

Clover Creek is in the middle among Washington cities for rent, ranking #58 of 109 tracked cities at $2,028/mo.

Which nearby cities are cheaper to rent in than Clover Creek?

Nearby cities with lower median rent than Clover Creek ($2,028/mo) include Parkland ($1,759/mo), and Midland ($2,016/mo).
Income Affordability
26%
AFFORDABLE

At $2,028/mo, rent takes ~26% of Clover Creek's median household income ($95,061/yr). The standard benchmark is 30%.

Clover Creek 26%Benchmark 30%
State income taxNone
Run the Clover Creek affordability calculator →
Lowest-rent ZIP codes in Clover Creek
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Clover Creek, WA

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