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ZIP Code · WA

ZIP 98446

Pop. 14,634·Pierce County·95th most expensive ZIP in Washington
Median rent (all units)
$2,096/mo
Year-over-Year
+3.8%
Month-over-Month
-0.3%
vs US Median
+$131
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 98446 · $2,096
More expensive than 65% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,590
1 BR
$1,790
2 BR
$2,200
3 BR
$3,050
4 BR+
$3,460
Research median
$2,200/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$25,152/yr
At $2,096/mo median
Location
StateWA
CountyPierce County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (3.8% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+3.8% YoY, -0.3% MoM), not inventory.
Demographics

Who lives here

ZIP 98446 (Clover Creek, WA) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 21.5% of residents hold a bachelor's degree or higher.

Population
14,634
Median income
$101,938
Median age
36.7
Renters
33.2%
Age distribution
25.1%
22%
25.3%
14.3%
13.3%
Under 1825.1%
18–3422%
35–5425.3%
55–6414.3%
65+13.3%
Gender
50.6%
49.4%
Male50.6%
Female49.4%
Race & ethnicity
60.4%
15.4%
White60.4%
Black9.6%
Hispanic15.4%
Asian4.1%
Other10.3%
Education (25+)
12.3%
27.1%
39%
21.5%
No HS diploma12.3%
HS diploma27.1%
Some college39%
Bachelor's+21.5%
Housing tenure
66.8%
33.2%
Owner66.8%
Renter33.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 98446 in Clover Creek, WA has changed in 5 years

Income
$89,743 → $101,938
up 13.6%
Population
13,068 → 14,634
up 12.0%
Renter share
25.4% → 33.2%
+7.8 pts
Bachelor's+
23.5% → 21.5%
-2.0 pts
Median age
37.6 → 36.7
-0.9 yrs

Census figures show median household income at $101,938 today, compared with $89,743 five years earlier. The population has grown by 12.0% since 2021, moving from about 13,068 residents to roughly 14,634. Renters now make up 33.2% of households, compared with 25.4% five years ago. College-educated residents now make up 21.5% of adults here, versus 23.5% in 2021.

Community

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Local insights

Tips for renters in ZIP 98446

About renting in ZIP 98446

Last updated: July 20, 2026

ZIP code 98446 covers Clover Creek, WA. The median rent here is $2,096/mo as of July 2026. A 1-bedroom rents for a median of $1,790/mo. A 2-bedroom rents for a median of $2,200/mo.

At 25% of local median household income ($101,938/yr), ZIP 98446 ranks as affordable compared to the national benchmark of 30%. Rents have increased 3.8% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 98446?

As of July 20, 2026, the median monthly rent in ZIP 98446 (Clover Creek, WA) is $2,096. This is based on aggregated data from public sources and community submissions.

How does ZIP 98446 rent compare to the US average?

ZIP 98446's median rent of $2,096/mo is $131 (7%) above the US national median of $1,965/mo.

How does ZIP 98446 compare to other ZIPs in Washington?

ZIP 98446 falls in the middle range for Washington, ranking #95 out of 209 ZIPs at $2,096/mo.

How much income do you need to rent in ZIP 98446?

To keep rent at or below 30% of gross income, you would need to earn at least $84,000/year (~$40/hour full-time) to afford the median rent of $2,096/mo in ZIP 98446. The local median household income is $101,938/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 98446?

Rent in ZIP 98446 has increased 3.8% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 98446 an affordable place to rent?

ZIP 98446 is considered affordable for renters. At $2,096/mo, rent takes approximately 25% of the local median household income ($101,938/yr). The standard benchmark is 30%. ZIP 98446 falls comfortably within that range.

What percentage of ZIP 98446 residents rent vs. own?

According to Census data, approximately 33.2% of ZIP 98446 households are renters, while 66.8% are owner-occupied. ZIP 98446 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 98446 compare to the rest of Clover Creek?

ZIP 98446 is pricier than Clover Creek as a whole. At $2,096/mo, it's $19 above the Clover Creek citywide median of $2,077/mo.

When was rent data for ZIP 98446 last updated?

Rent data for ZIP 98446 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
25%
AFFORDABLE

At $2,096/mo, rent takes ~25% of ZIP 98446's median household income ($101,938/yr). The standard benchmark is 30%.

ZIP 98446 25%Benchmark 30%
State income taxNone
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Schools nearby

Public schools near ZIP 98446 (Clover Creek, WA)

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