City Report · WA

Ferndale

Pop. 15,999·49th most expensive in Washington·Rental market data updated monthly for Ferndale, WA
Median rent (all units)
$2,110/mo
Year-over-Year
+3.3%
Month-over-Month
-0.9%
vs US Median
+$178
Reported rents
Falling (Monthly)
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Most AffordableMost Expensive
Ferndale · $2,110
More expensive than 66% of US cities · National median $1,932/mo
Rent Reality Score
51/100
Fairly priced
OverheatedFairGreat value

Rents are right about where Ferndale's 10-year trend predicts.

Actual rent
$2,110/mo
Expected by trend
$2,117/mo
The Rent Reality Score compares today's median rent to where Ferndale's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,300
1 BR
$1,330
2 BR
$1,580
3 BR
$2,210
4 BR+
$2,650
Fair Market Rent (HUD)
$1,580/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,110 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in Ferndale is 1.2% below its high of $2,136 in June 2026, at $2,110 as of September 2026.

Past year vs. the rest of Washington

Rent in Ferndale changed +3.3% over the year to September 2026. Across the 97 Washington cities Zillow tracks, the typical change was +2.6%.

Recent direction

Rent has fallen 3 months in a row, and rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($87,579) is $2,189 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,580); a 3-bedroom is $2,210.

From Zillow's monthly rent index (ZORI) for Ferndale. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$25,320/yr
At $2,110/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+3.3% YoY, -0.9% MoM), not inventory.
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Demographics

Who lives here

Ferndale, WA is majority owner-occupied, 36.9% of residents hold a bachelor's degree or higher.

Population
15,999
Median income
$87,579
Median age
35.1
Renters
32.4%
Age distribution
24.8%
24.8%
26.4%
15.7%
Under 1824.8%
18–3424.8%
35–5426.4%
55–648.2%
65+15.7%
Gender
48.3%
51.7%
Male48.3%
Female51.7%
Race & ethnicity
74.6%
12.6%
White74.6%
Black0.6%
Hispanic12.6%
Asian8.4%
Other4%
Education (25+)
24.1%
32.3%
36.9%
No HS diploma6.8%
HS diploma24.1%
Some college32.3%
Bachelor's+36.9%
Housing tenure
67.6%
32.4%
Owner67.6%
Renter32.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How Ferndale, WA has changed in 5 years

Rent
$1,919 → $2,110
up 10.0%
Income
$77,746 → $87,579
up 12.6%
Population
14,777 → 15,999
up 8.3%
Renter share
34.4% → 32.4%
-2.0 pts
Bachelor's+
32.9% → 36.9%
+4.0 pts
Median age
32.7 → 35.1
+2.4 yrs

Rent in Ferndale, WA has increased 10.0% since 2023, going from about $1,919 per month to roughly $2,110 today. Census figures show median household income at $87,579 today, compared with $77,746 five years earlier. Headcount in the area went from 14,777 to 15,999 between 2021 and 2024, a 8.3% change. About 32.4% of households rent today, against 34.4% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 32.9% to 36.9%. The combined trend lines point to a market that has changed measurably from where it stood in early 2023.

Community

Discussions about Ferndale

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View Ferndale rent history (2015–2026) →
Salary vs rent

Can you afford rent in Ferndale on your salary?

At $2,110/mo, how Ferndale rent compares to typical pay (30% rule).

By apartment size

Ferndale rent by bedroom count

Median rent for each apartment size in Ferndale. Click any size for full breakdown.

Local insights

Tips for renters in Ferndale

About renting in Ferndale, WA

Last updated: October 17, 2026

The median rent in Ferndale is $2,110/mo as of October 2026. A studio apartment averages $1,300/mo while a 2-bedroom runs $1,580/mo. One-bedroom apartments average $1,330/mo and 3-bedroom units go for $2,210/mo.

At 29% of local median household income ($87,579/yr), Ferndale ranks as affordable compared to the national benchmark of 30%. Rents have increased 3.3% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Ferndale?

To keep rent at or below 30% of gross income, you would need to earn at least $84,000/year (about $40/hour full-time) to afford the median rent of $2,110/mo in Ferndale. The local median household income is $87,579/yr, so the typical household meets that bar.

Is rent going up or down in Ferndale?

Rent in Ferndale has risen 3.3% over the past year as of September 2026. It sits 1.2% below its high of $2,136 in June 2026.

How does Ferndale rent compare to other cities in Washington?

Ferndale is in the middle among Washington cities for rent, ranking #49 of 109 tracked cities at $2,110/mo. Over the year to September 2026, rent in Ferndale changed +3.3%, against a typical +2.6% across the 97 Washington cities Zillow tracks.

Which nearby cities are cheaper to rent in than Ferndale?

Nearby cities with lower median rent than Ferndale ($2,110/mo) include Bellingham ($1,908/mo), Lynden ($1,971/mo), and Burlington ($2,059/mo).
Income Affordability
29%
AFFORDABLE

At $2,110/mo, rent takes ~29% of Ferndale's median household income ($87,579/yr). The standard benchmark is 30%.

Ferndale 29%Benchmark 30%
State income taxNone
Run the Ferndale affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Ferndale, WA

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