Can A Police Officer Afford Rent in Ferndale, WA?

Comfortably affordable — rent takes 27.8% of gross income.

Ferndale rent: June 2026. Salary: BLS OEWS May 2024 (Washington state estimate).

Ferndale median rent
$2,007/mo
Police Officer salary (Washington)
$86,542/yr
Rent as % of income
27.8%
Gross monthly income works out to about $7,212, and the 30% rule supports up to $2,164/mo in rent. Ferndale's median rent of $2,007 leaves roughly $157/mo of headroom under that threshold. A police officer works roughly 48.2 hours a month to cover that rent.

About rent and a police officer salary

The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.

Cheaper rent nearby

These Washington cities have lower median rent than Ferndale, which improves the affordability math on a police officer salary:

Auburn, WA
$2,006/mo (27.8% of income)
Ridgefield, WA
$2,006/mo (27.8% of income)
Lynden, WA
$2,006/mo (27.8% of income)

Compare with full rent data for Ferndale

View full rent data for Ferndale, WA

Frequently asked questions

Can a police officer afford rent in Ferndale, WA?

Median rent in Ferndale is $2,007 a month. A typical police officer in Washington earns about $86,542 a year, which makes that rent 27.8% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a police officer afford in Ferndale?

Using the 30% rule, a police officer salary in Washington (~$86,542/yr) supports up to $2,164 a month in rent. Ferndale's current median rent is $2,007/mo, which leaves a $157/mo buffer.

How many hours does a police officer work to cover rent in Ferndale?

At an hourly equivalent of about $42 an hour, a police officer in Washington works roughly 48.2 hours a month to cover Ferndale's median rent of $2,007.

Where is rent cheaper than Ferndale for a police officer?

Nearby Washington cities with lower median rent include Auburn ($2,006/mo), Ridgefield ($2,006/mo), Lynden ($2,006/mo). Each shifts the affordability math materially on a police officer salary.

Methodology: Salary uses the BLS-derived Washington state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Ferndale, WA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.