Can A Carpenter Afford Rent in Owensboro, KY?

Comfortably affordable — rent takes 28.2% of gross income.

Owensboro rent: September 2026. Salary: BLS OEWS May 2024 (Kentucky state estimate).

Owensboro median rent
$1,259/mo
Carpenter salary (Kentucky)
$53,627/yr
Rent as % of income
28.2%
Gross monthly income works out to about $4,469, and the 30% rule supports up to $1,341/mo in rent. Owensboro's median rent of $1,259 leaves roughly $82/mo of headroom under that threshold. A carpenter works roughly 48.8 hours a month to cover that rent.

About rent and a carpenter salary

Carpenter pay sits modestly above the US median household income and covers comfortable rent in most lower- and mid-cost metros. Union carpenters in high-cost cities often earn well above the BLS mean. At the national-average carpenter salary, the 30% rule supports about $1,524 a month in rent.

Cheaper rent nearby

These Kentucky cities have lower median rent than Owensboro, which improves the affordability math on a carpenter salary:

Fort Thomas, KY
$1,258/mo (28.1% of income)
Fort Thomas, KY
$1,258/mo (28.1% of income)
Fort Thomas, KY
$1,254/mo (28.1% of income)

Compare with full rent data for Owensboro

View full rent data for Owensboro, KY →

Frequently asked questions

Can a carpenter afford rent in Owensboro, KY?

Median rent in Owensboro is $1,259 a month. A typical carpenter in Kentucky earns about $53,627 a year, which makes that rent 28.2% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a carpenter afford in Owensboro?

Using the 30% rule, a carpenter salary in Kentucky (~$53,627/yr) supports up to $1,341 a month in rent. Owensboro's current median rent is $1,259/mo, which leaves a $82/mo buffer.

How many hours does a carpenter work to cover rent in Owensboro?

At an hourly equivalent of about $26 an hour, a carpenter in Kentucky works roughly 48.8 hours a month to cover Owensboro's median rent of $1,259.

Where is rent cheaper than Owensboro for a carpenter?

Nearby Kentucky cities with lower median rent include Fort Thomas ($1,258/mo), Fort Thomas ($1,258/mo), Fort Thomas ($1,254/mo). Each shifts the affordability math materially on a carpenter salary.

Methodology: Salary uses the BLS-derived Kentucky state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Owensboro, KY. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.