Can A Carpenter Afford Rent in Stephenville, TX?

Comfortably affordable — rent takes 17.9% of gross income.

Stephenville rent: July 2026. Salary: BLS OEWS May 2024 (Texas state estimate).

Stephenville median rent
$899/mo
Carpenter salary (Texas)
$60,331/yr
Rent as % of income
17.9%
Gross monthly income works out to about $5,028, and the 30% rule supports up to $1,508/mo in rent. Stephenville's median rent of $899 leaves roughly $609/mo of headroom under that threshold. A carpenter works roughly 31 hours a month to cover that rent.

About rent and a carpenter salary

Carpenter pay sits modestly above the US median household income and covers comfortable rent in most lower- and mid-cost metros. Union carpenters in high-cost cities often earn well above the BLS mean. At the national-average carpenter salary, the 30% rule supports about $1,524 a month in rent.

Cheaper rent nearby

These Texas cities have lower median rent than Stephenville, which improves the affordability math on a carpenter salary:

Paris, TX
$890/mo (17.7% of income)
Harlingen, TX
$876/mo (17.4% of income)
Clute, TX
$869/mo (17.3% of income)

Compare with full rent data for Stephenville

View full rent data for Stephenville, TX

Frequently asked questions

Can a carpenter afford rent in Stephenville, TX?

Median rent in Stephenville is $899 a month. A typical carpenter in Texas earns about $60,331 a year, which makes that rent 17.9% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a carpenter afford in Stephenville?

Using the 30% rule, a carpenter salary in Texas (~$60,331/yr) supports up to $1,508 a month in rent. Stephenville's current median rent is $899/mo, which leaves a $609/mo buffer.

How many hours does a carpenter work to cover rent in Stephenville?

At an hourly equivalent of about $29 an hour, a carpenter in Texas works roughly 31 hours a month to cover Stephenville's median rent of $899.

Where is rent cheaper than Stephenville for a carpenter?

Nearby Texas cities with lower median rent include Paris ($890/mo), Harlingen ($876/mo), Clute ($869/mo). Each shifts the affordability math materially on a carpenter salary.

Methodology: Salary uses the BLS-derived Texas state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Stephenville, TX. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.