Can A Chef Afford Rent in Cocoa Beach, FL?

Rent-burdened — rent takes 50.2% of gross income.

Cocoa Beach rent: September 2026. Salary: BLS OEWS May 2024 (Florida state estimate).

Cocoa Beach median rent
$2,496/mo
Chef salary (Florida)
$59,660/yr
Rent as % of income
50.2%
Gross monthly income works out to about $4,972, and the 30% rule supports up to $1,492/mo in rent. Cocoa Beach's median rent of $2,496 exceeds that threshold by $1,004/mo, putting a chef salary into the rent-burdened range here. A chef works roughly 87 hours a month to cover that rent.

About rent and a chef salary

Chef pay varies sharply by restaurant type, with executive chefs at high-end establishments earning materially above the BLS mean. At the national-average chef salary, the 30% rule supports about $1,604 a month in rent.

Cheaper rent nearby

These Florida cities have lower median rent than Cocoa Beach, which improves the affordability math on a chef salary:

Homestead, FL
$2,495/mo (50.2% of income)
Jensen Beach, FL
$2,494/mo (50.2% of income)
Ponte Vedra Beach, FL
$2,494/mo (50.2% of income)

Compare with full rent data for Cocoa Beach

View full rent data for Cocoa Beach, FL →

Frequently asked questions

Can a chef afford rent in Cocoa Beach, FL?

Median rent in Cocoa Beach is $2,496 a month. A typical chef in Florida earns about $59,660 a year, which makes that rent 50.2% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a chef afford in Cocoa Beach?

Using the 30% rule, a chef salary in Florida (~$59,660/yr) supports up to $1,492 a month in rent. Cocoa Beach's current median rent is $2,496/mo, which is $1,004/mo over the affordability threshold.

How many hours does a chef work to cover rent in Cocoa Beach?

At an hourly equivalent of about $29 an hour, a chef in Florida works roughly 87 hours a month to cover Cocoa Beach's median rent of $2,496.

Where is rent cheaper than Cocoa Beach for a chef?

Nearby Florida cities with lower median rent include Homestead ($2,495/mo), Jensen Beach ($2,494/mo), Ponte Vedra Beach ($2,494/mo). Each shifts the affordability math materially on a chef salary.

Methodology: Salary uses the BLS-derived Florida state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Cocoa Beach, FL. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.