Can A Chef Afford Rent in Santa Rosa Beach, FL?

Stretched but workable — rent takes 39.1% of gross income.

Santa Rosa Beach rent: June 2026. Salary: BLS OEWS May 2024 (Florida state estimate).

Santa Rosa Beach median rent
$1,942/mo
Chef salary (Florida)
$59,660/yr
Rent as % of income
39.1%
Gross monthly income works out to about $4,972, and the 30% rule supports up to $1,492/mo in rent. Santa Rosa Beach's median rent of $1,942 exceeds that threshold by $450/mo, putting a chef salary into the rent-burdened range here. A chef works roughly 67.7 hours a month to cover that rent.

About rent and a chef salary

Chef pay varies sharply by restaurant type, with executive chefs at high-end establishments earning materially above the BLS mean. At the national-average chef salary, the 30% rule supports about $1,604 a month in rent.

Cheaper rent nearby

These Florida cities have lower median rent than Santa Rosa Beach, which improves the affordability math on a chef salary:

Winter Springs, FL
$1,941/mo (39% of income)
San Antonio, FL
$1,941/mo (39% of income)
Oldsmar, FL
$1,941/mo (39% of income)

Compare with full rent data for Santa Rosa Beach

View full rent data for Santa Rosa Beach, FL

Frequently asked questions

Can a chef afford rent in Santa Rosa Beach, FL?

Median rent in Santa Rosa Beach is $1,942 a month. A typical chef in Florida earns about $59,660 a year, which makes that rent 39.1% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a chef afford in Santa Rosa Beach?

Using the 30% rule, a chef salary in Florida (~$59,660/yr) supports up to $1,492 a month in rent. Santa Rosa Beach's current median rent is $1,942/mo, which is $450/mo over the affordability threshold.

How many hours does a chef work to cover rent in Santa Rosa Beach?

At an hourly equivalent of about $29 an hour, a chef in Florida works roughly 67.7 hours a month to cover Santa Rosa Beach's median rent of $1,942.

Where is rent cheaper than Santa Rosa Beach for a chef?

Nearby Florida cities with lower median rent include Winter Springs ($1,941/mo), San Antonio ($1,941/mo), Oldsmar ($1,941/mo). Each shifts the affordability math materially on a chef salary.

Methodology: Salary uses the BLS-derived Florida state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Santa Rosa Beach, FL. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.