Rent Affordability for A Chef in Kentucky

A typical chef in Kentucky earns about $56,452 a year, which supports approximately $1,411 a month in rent under the 30% rule. Below, every tracked Kentucky city is ranked by how local rent compares against that affordability ceiling.

As of May 2026. 22 of 43 cities tracked stay within the 30% rule; 21 are rent-burdened on this salary.

CityMedian rent% of incomeAffordability
Corbin, KY$875/mo18.6%very comfortable
Russellville, KY$890/mo18.9%very comfortable
Morehead, KY$969/mo20.6%affordable
Glasgow, KY$981/mo20.9%affordable
Hopkinsville, KY$997/mo21.2%affordable
Paris, KY$1,023/mo21.7%affordable
Radcliff, KY$1,055/mo22.4%affordable
Bardstown, KY$1,075/mo22.9%affordable
Murray, KY$1,112/mo23.6%affordable
Owensboro, KY$1,121/mo23.8%affordable
Lawrenceburg, KY$1,138/mo24.2%affordable
Oak Grove, KY$1,140/mo24.2%affordable
Frankfort, KY$1,151/mo24.5%affordable
Richmond, KY$1,188/mo25.3%affordable
Winchester, KY$1,209/mo25.7%affordable
Erlanger, KY$1,242/mo26.4%affordable
Bowling Green, KY$1,284/mo27.3%affordable
Paducah, KY$1,285/mo27.3%affordable
Elizabethtown, KY$1,327/mo28.2%affordable
Franklin, KY$1,350/mo28.7%affordable
Louisville, KY$1,394/mo29.6%affordable
Fort Thomas, KY$1,402/mo29.8%affordable
Shelbyville, KY$1,448/mo30.8%stretched
Southgate, KY$1,447/mo30.8%stretched
Alexandria, KY$1,488/mo31.6%stretched
Georgetown, KY$1,524/mo32.4%stretched
Nicholasville, KY$1,546/mo32.9%stretched
Lexington, KY$1,551/mo33%stretched
Fort Wright, KY$1,565/mo33.3%stretched
Bellevue, KY$1,584/mo33.7%stretched
Florence, KY$1,588/mo33.8%stretched
Covington, KY$1,615/mo34.3%stretched
Newport, KY$1,614/mo34.3%stretched
Vine Grove, KY$1,625/mo34.5%stretched
Cold Spring, KY$1,637/mo34.8%stretched
Shepherdsville, KY$1,652/mo35.1%stretched
Versailles, KY$1,650/mo35.1%stretched
La Grange, KY$1,795/mo38.2%stretched
Dayton, KY$1,869/mo39.7%stretched
Hebron, KY$1,950/mo41.5%rent-burdened
Burlington, KY$2,050/mo43.6%rent-burdened
Independence, KY$2,143/mo45.6%rent-burdened
Prospect, KY$2,343/mo49.8%rent-burdened
Methodology: Salary is the BLS-derived state estimate for Kentucky. Rent is the latest ZORI monthly value for each city. Affordability uses the 30% rule (rent ≤ 30% of gross income).