Rent Affordability for A Chef in Kentucky
A typical chef in Kentucky earns about $56,452 a year, which supports approximately $1,411 a month in rent under the 30% rule. Below, every tracked Kentucky city is ranked by how local rent compares against that affordability ceiling.
As of May 2026. 21 of 43 cities tracked stay within the 30% rule; 22 are rent-burdened on this salary.
| City↕ | Median rent↕ | % of income↑ | Affordability |
|---|---|---|---|
| Russellville, KY | $890/mo | 18.9% | very comfortable |
| Radcliff, KY | $934/mo | 19.9% | very comfortable |
| Morehead, KY | $953/mo | 20.3% | affordable |
| Frankfort, KY | $989/mo | 21% | affordable |
| Glasgow, KY | $988/mo | 21% | affordable |
| Bardstown, KY | $1,011/mo | 21.5% | affordable |
| Paris, KY | $1,023/mo | 21.7% | affordable |
| Hopkinsville, KY | $1,035/mo | 22% | affordable |
| Corbin, KY | $1,098/mo | 23.3% | affordable |
| Richmond, KY | $1,109/mo | 23.6% | affordable |
| Murray, KY | $1,116/mo | 23.7% | affordable |
| Paducah, KY | $1,168/mo | 24.8% | affordable |
| Oak Grove, KY | $1,239/mo | 26.3% | affordable |
| Bowling Green, KY | $1,240/mo | 26.4% | affordable |
| Owensboro, KY | $1,259/mo | 26.8% | affordable |
| Lawrenceburg, KY | $1,284/mo | 27.3% | affordable |
| Erlanger, KY | $1,318/mo | 28% | affordable |
| Louisville, KY | $1,330/mo | 28.3% | affordable |
| Elizabethtown, KY | $1,339/mo | 28.5% | affordable |
| Franklin, KY | $1,348/mo | 28.7% | affordable |
| Fort Thomas, KY | $1,386/mo | 29.5% | affordable |
| Winchester, KY | $1,431/mo | 30.4% | stretched |
| Cold Spring, KY | $1,432/mo | 30.4% | stretched |
| Bellevue, KY | $1,445/mo | 30.7% | stretched |
| Southgate, KY | $1,446/mo | 30.7% | stretched |
| Nicholasville, KY | $1,454/mo | 30.9% | stretched |
| Covington, KY | $1,513/mo | 32.2% | stretched |
| Florence, KY | $1,522/mo | 32.4% | stretched |
| Newport, KY | $1,560/mo | 33.2% | stretched |
| Georgetown, KY | $1,581/mo | 33.6% | stretched |
| Shepherdsville, KY | $1,595/mo | 33.9% | stretched |
| Versailles, KY | $1,619/mo | 34.4% | stretched |
| Lexington, KY | $1,631/mo | 34.7% | stretched |
| Shelbyville, KY | $1,639/mo | 34.8% | stretched |
| Fort Wright, KY | $1,659/mo | 35.3% | stretched |
| Vine Grove, KY | $1,780/mo | 37.8% | stretched |
| Alexandria, KY | $1,803/mo | 38.3% | stretched |
| Hebron, KY | $1,803/mo | 38.3% | stretched |
| La Grange, KY | $1,907/mo | 40.5% | rent-burdened |
| Independence, KY | $2,000/mo | 42.5% | rent-burdened |
| Dayton, KY | $2,015/mo | 42.8% | rent-burdened |
| Burlington, KY | $2,149/mo | 45.7% | rent-burdened |
| Prospect, KY | $2,382/mo | 50.6% | severely rent-burdened |