Can A Chef Afford Rent in Owensboro, KY?
Comfortably affordable — rent takes 24.7% of gross income.
Owensboro rent: July 2026. Salary: BLS OEWS May 2024 (Kentucky state estimate).
About rent and a chef salary
Chef pay varies sharply by restaurant type, with executive chefs at high-end establishments earning materially above the BLS mean. At the national-average chef salary, the 30% rule supports about $1,604 a month in rent.
Cheaper rent nearby
These Kentucky cities have lower median rent than Owensboro, which improves the affordability math on a chef salary:
Compare with full rent data for Owensboro
View full rent data for Owensboro, KY →Frequently asked questions
Can a chef afford rent in Owensboro, KY?
Median rent in Owensboro is $1,161 a month. A typical chef in Kentucky earns about $56,452 a year, which makes that rent 24.7% of gross monthly income. Under the 30% rule, the answer is yes.
How much rent can a chef afford in Owensboro?
Using the 30% rule, a chef salary in Kentucky (~$56,452/yr) supports up to $1,411 a month in rent. Owensboro's current median rent is $1,161/mo, which leaves a $250/mo buffer.
How many hours does a chef work to cover rent in Owensboro?
At an hourly equivalent of about $27 an hour, a chef in Kentucky works roughly 42.8 hours a month to cover Owensboro's median rent of $1,161.
Where is rent cheaper than Owensboro for a chef?
Nearby Kentucky cities with lower median rent include Oak Grove ($1,158/mo), Morehead ($1,158/mo), Frankfort ($1,151/mo). Each shifts the affordability math materially on a chef salary.