Can A Chef Afford Rent in Somerville, MA?

Rent-burdened — rent takes 55.3% of gross income.

Somerville rent: September 2026. Salary: BLS OEWS May 2024 (Massachusetts state estimate).

Somerville median rent
$3,428/mo
Chef salary (Massachusetts)
$74,414/yr
Rent as % of income
55.3%
Gross monthly income works out to about $6,201, and the 30% rule supports up to $1,860/mo in rent. Somerville's median rent of $3,428 exceeds that threshold by $1,568/mo, putting a chef salary into the rent-burdened range here. A chef works roughly 95.8 hours a month to cover that rent.

About rent and a chef salary

Chef pay varies sharply by restaurant type, with executive chefs at high-end establishments earning materially above the BLS mean. At the national-average chef salary, the 30% rule supports about $1,604 a month in rent.

Cheaper rent nearby

These Massachusetts cities have lower median rent than Somerville, which improves the affordability math on a chef salary:

Cambridge, MA
$3,418/mo (55.1% of income)
Hingham, MA
$3,416/mo (55.1% of income)
Hingham, MA
$3,413/mo (55% of income)

Compare with full rent data for Somerville

View full rent data for Somerville, MA →

Frequently asked questions

Can a chef afford rent in Somerville, MA?

Median rent in Somerville is $3,428 a month. A typical chef in Massachusetts earns about $74,414 a year, which makes that rent 55.3% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a chef afford in Somerville?

Using the 30% rule, a chef salary in Massachusetts (~$74,414/yr) supports up to $1,860 a month in rent. Somerville's current median rent is $3,428/mo, which is $1,568/mo over the affordability threshold.

How many hours does a chef work to cover rent in Somerville?

At an hourly equivalent of about $36 an hour, a chef in Massachusetts works roughly 95.8 hours a month to cover Somerville's median rent of $3,428.

Where is rent cheaper than Somerville for a chef?

Nearby Massachusetts cities with lower median rent include Cambridge ($3,418/mo), Hingham ($3,416/mo), Hingham ($3,413/mo). Each shifts the affordability math materially on a chef salary.

Methodology: Salary uses the BLS-derived Massachusetts state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Somerville, MA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.