City Report · MA

Somerville

Pop. 81,036·9th most expensive in Massachusetts·One of the pricier rental markets in the US
Median rent (all units)
$3,428/mo
Year-over-Year
+3.6%
Month-over-Month
-0.2%
vs US Median
+$1,496
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
Somerville · $3,428
More expensive than 95% of US cities · National median $1,932/mo
Rent Reality Score
47/100
Fairly priced
OverheatedFairGreat value

Rents are right about where Somerville's 10-year trend predicts.

Actual rent
$3,428/mo
Expected by trend
$3,376/mo
The Rent Reality Score compares today's median rent to where Somerville's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$2,633
1 BR
$2,787
2 BR
$3,303
3 BR
$3,977
4 BR+
$4,380
Fair Market Rent (HUD)
$3,303/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $3,428 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in Somerville usually run 4% below trend in December and 3.6% above it in June, about $261 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in Somerville is 0.2% below its high of $3,434 in August 2026, at $3,428 as of September 2026.

Past year vs. the rest of Massachusetts

Rent in Somerville changed +3.6% over the year to September 2026. Across the 89 Massachusetts cities Zillow tracks, the typical change was +2.8%.

Rent vs. income since 2019

From 2019 to 2024, rent in Somerville rose 23.9% while median household income rose 36.2% ($97,328 to $132,572). Income kept ahead of rent.

Since before the pandemic

Rent in Somerville is 29.8% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($132,572) is $3,314 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($3,303); a 3-bedroom is $3,977.

Spread across ZIP codes

The priciest of 3 ZIP codes in Somerville, 02144 ($4,065/mo), costs 28% more than the cheapest, 02143 ($3,176/mo).

Cheaper nearby

Everett, 3 miles away, rents for 18% less ($2,803/mo), about $7,500 a year in savings.

From Zillow's monthly rent index (ZORI) for Somerville. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$41,136/yr
At $3,428/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (3.6% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+3.6% YoY, -0.2% MoM), not inventory.
Rent check

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Demographics

Who lives here

Somerville, MA is majority renter-occupied, skews toward younger working-age adults, has a median income above the national average, 69.4% of residents hold a bachelor's degree or higher.

Population
81,036
Median income
$132,572
Median age
31.9
Renters
65.8%
Age distribution
48.2%
24.2%
Under 189.8%
18–3448.2%
35–5424.2%
55–647.8%
65+10%
Gender
48.9%
51.1%
Male48.9%
Female51.1%
Race & ethnicity
67.8%
White67.8%
Black4.5%
Hispanic11.4%
Asian11.6%
Other4.8%
Education (25+)
12.3%
69.4%
No HS diploma7.1%
HS diploma12.3%
Some college11.2%
Bachelor's+69.4%
Housing tenure
34.2%
65.8%
Owner34.2%
Renter65.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Somerville, MA has changed in 5 years

Rent
$2,496 → $3,428
up 37.3%
Income
$108,896 → $132,572
up 21.7%
Population
80,608 → 81,036
up 0.5%
Renter share
66.1% → 65.8%
-0.3 pts
Bachelor's+
65.9% → 69.4%
+3.5 pts

Five years ago, renters in Somerville, MA paid around $2,496 a month. That figure now sits near $3,428, up 37.3% from the 2021 baseline. Local incomes tracked alongside that move, going from a median of $108,896 in 2021 to $132,572 more recently. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Bachelor's-degree-or-higher attainment moved from 65.9% to 69.4% across the same window. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the Somerville, MA market of 2021.

Community

Discussions about Somerville

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View Somerville rent history (2015–2026) →
Salary vs rent

Can you afford rent in Somerville on your salary?

At $3,428/mo, how Somerville rent compares to typical pay (30% rule).

By apartment size

Somerville rent by bedroom count

Median rent for each apartment size in Somerville. Click any size for full breakdown.

Local insights

Tips for renters in Somerville

About renting in Somerville, MA

Last updated: October 17, 2026

The median rent in Somerville is $3,428/mo as of October 2026. A studio apartment averages $2,633/mo while a 2-bedroom runs $3,303/mo. One-bedroom apartments average $2,787/mo and 3-bedroom units go for $3,977/mo.

At 31% of local median household income ($132,572/yr), Somerville ranks as moderate compared to the national benchmark of 30%. Rents have increased 3.6% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Somerville?

To keep rent at or below 30% of gross income, you would need to earn at least $137,000/year (about $66/hour full-time) to afford the median rent of $3,428/mo in Somerville. The local median household income is $132,572/yr, so the typical household falls short of that bar.

Is rent going up or down in Somerville?

Rent in Somerville has risen 3.6% over the past year as of September 2026. It sits 0.2% below its high of $3,434 in August 2026.

When is the cheapest time to rent in Somerville?

Asking rents in Somerville are usually lowest in December, about 4% below their yearly trend, and highest in June, about 3.6% above it. At today's median that is a gap of roughly $261 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in Somerville?

No. From 2019 to 2024, rent in Somerville rose 23.9% while median household income rose 36.2%, from $97,328 to $132,572. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

Which Somerville neighborhoods have the lowest rent?

The most affordable ZIP codes in Somerville are 02143 ($3,176/mo), 02145 ($3,238/mo), and 02144 ($4,065/mo). Citywide, the median rent is $3,428/mo.

How does Somerville rent compare to other cities in Massachusetts?

Somerville is one of the pricier among Massachusetts cities for rent, ranking #9 of 107 tracked cities at $3,428/mo. Over the year to September 2026, rent in Somerville changed +3.6%, against a typical +2.8% across the 89 Massachusetts cities Zillow tracks.

Which nearby cities are cheaper to rent in than Somerville?

Nearby cities with lower median rent than Somerville ($3,428/mo) include Everett ($2,803/mo), Malden ($2,929/mo), and Boston ($3,271/mo).
Income Affordability
31%
MODERATE

At $3,428/mo, rent takes ~31% of Somerville's median household income ($132,572/yr). The standard benchmark is 30%.

Somerville 31%Benchmark 30%
State income tax5%
Run the Somerville affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Somerville, MA

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