City Report · MA

Somerville

Pop. 81,036·8th most expensive in Massachusetts·Somerville rents are up 6.9% over the past year
Median rent (all units)
$3,497/mo
Year-over-Year
+6.9%
Month-over-Month
-2.6%
vs US Median
+$1,535
Falling (Monthly)
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Most AffordableMost Expensive
Somerville · $3,497
More expensive than 96% of US cities · National median $1,962/mo
Rent Reality Score
54/100
Fairly priced
OverheatedFairGreat value

Rents are 2% below what Somerville's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$3,497/mo
Expected by trend
$3,573/mo
The Rent Reality Score compares today's median rent to where Somerville's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$2,633
1 BR
$2,787
2 BR
$3,303
3 BR
$3,977
4 BR+
$4,380
Fair Market Rent (HUD)
$3,303/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $3,497 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$41,964/yr
At $3,497/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+6.9% YoY, -2.6% MoM), not inventory.
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Demographics

Who lives here

Somerville, MA is majority renter-occupied, skews toward younger working-age adults, has a median income above the national average, 69.4% of residents hold a bachelor's degree or higher.

Population
81,036
Median income
$132,572
Median age
31.9
Renters
65.8%
Age distribution
48.2%
24.2%
Under 189.8%
18–3448.2%
35–5424.2%
55–647.8%
65+10%
Gender
48.9%
51.1%
Male48.9%
Female51.1%
Race & ethnicity
67.8%
White67.8%
Black4.5%
Hispanic11.4%
Asian11.6%
Other4.8%
Education (25+)
12.3%
69.4%
No HS diploma7.1%
HS diploma12.3%
Some college11.2%
Bachelor's+69.4%
Housing tenure
34.2%
65.8%
Owner34.2%
Renter65.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Somerville, MA has changed in 5 years

Rent
$2,678 → $3,497
up 30.6%
Income
$108,896 → $132,572
up 21.7%
Population
80,608 → 81,036
up 0.5%
Renter share
66.1% → 65.8%
-0.3 pts
Bachelor's+
65.9% → 69.4%
+3.5 pts

Five years ago, renters in Somerville, MA paid around $2,678 a month. That figure now sits near $3,497, up 30.6% from the 2021 baseline. Local incomes tracked alongside that move, going from a median of $108,896 in 2021 to $132,572 more recently. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Bachelor's-degree-or-higher attainment moved from 65.9% to 69.4% across the same window. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the Somerville, MA market of 2021.

Community

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View Somerville rent history (2015–2026) →
Salary vs rent

Can you afford rent in Somerville on your salary?

At $3,497/mo, how Somerville rent compares to typical pay (30% rule).

By apartment size

Somerville rent by bedroom count

Median rent for each apartment size in Somerville. Click any size for full breakdown.

Local insights

Tips for renters in Somerville

About renting in Somerville, MA

Last updated: August 17, 2026

The median rent in Somerville is $3,497/mo as of August 2026. A studio apartment averages $2,633/mo while a 2-bedroom runs $3,303/mo. One-bedroom apartments average $2,787/mo and 3-bedroom units go for $3,977/mo.

At 32% of local median household income ($132,572/yr), Somerville ranks as moderate compared to the national benchmark of 30%. Rents have increased 6.9% over the past year.

FAQ

Frequently asked questions

Is Somerville an affordable city for renters?

Somerville is considered moderate for renters. At $3,497/mo, rent takes approximately 32% of the local median household income ($132,572/yr). The standard benchmark is 30%. Somerville slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Somerville?

To keep rent at or below 30% of gross income, you would need to earn at least $140,000/year (~$67/hour full-time) to afford the median rent of $3,497/mo in Somerville. The local median household income is $132,572/yr, meaning the typical Somerville household falls short of that threshold.

Is rent going up or down in Somerville?

Rent in Somerville has increased 6.9% over the past year as of August 2026, putting upward pressure on renter budgets.

Which Somerville neighborhoods have the lowest rent?

The most affordable ZIP codes in Somerville are 02143 ($3,365/mo), 02145 ($3,402/mo), and 02144 ($3,784/mo). Citywide, the median rent in Somerville is $3,497/mo.

How does Somerville rent compare to other cities in Massachusetts?

Somerville is one of the pricier cities in Massachusetts for rent, ranking #8 out of 112 tracked cities at $3,497/mo.

Which nearby cities are cheaper to rent in than Somerville?

Several nearby cities have lower median rents than Somerville ($3,497/mo): Everett ($2,788/mo), Malden ($2,933/mo), Medford ($3,401/mo).

What percentage of Somerville residents rent vs. own?

According to Census data, approximately 65.8% of Somerville households are renters, while 34.2% are owner-occupied. With a majority renter population, Somerville has a strong rental market.

How does Somerville rent compare to the national average?

Somerville's median rent of $3,497/mo is $1,535 (78%) above the US national median of $1,962/mo. Within Massachusetts, it ranks #8 out of 112 tracked cities.
Income Affordability
32%
MODERATE

At $3,497/mo, rent takes ~32% of Somerville's median household income ($132,572/yr). The standard benchmark is 30%.

Somerville 32%Benchmark 30%
State income tax5%
Run the Somerville affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Somerville, MA

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