Can A Chef Afford Rent in Hagerstown, MD?

Comfortably affordable — rent takes 25% of gross income.

Hagerstown rent: June 2026. Salary: BLS OEWS May 2024 (Maryland state estimate).

Hagerstown median rent
$1,442/mo
Chef salary (Maryland)
$69,282/yr
Rent as % of income
25%
Gross monthly income works out to about $5,774, and the 30% rule supports up to $1,732/mo in rent. Hagerstown's median rent of $1,442 leaves roughly $290/mo of headroom under that threshold. A chef works roughly 43.3 hours a month to cover that rent.

About rent and a chef salary

Chef pay varies sharply by restaurant type, with executive chefs at high-end establishments earning materially above the BLS mean. At the national-average chef salary, the 30% rule supports about $1,604 a month in rent.

Cheaper rent nearby

These Maryland cities have lower median rent than Hagerstown, which improves the affordability math on a chef salary:

Carney, MD
$1,439/mo (24.9% of income)
Reisterstown, MD
$1,437/mo (24.9% of income)
Lochearn, MD
$1,433/mo (24.8% of income)

Compare with full rent data for Hagerstown

View full rent data for Hagerstown, MD

Frequently asked questions

Can a chef afford rent in Hagerstown, MD?

Median rent in Hagerstown is $1,442 a month. A typical chef in Maryland earns about $69,282 a year, which makes that rent 25% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a chef afford in Hagerstown?

Using the 30% rule, a chef salary in Maryland (~$69,282/yr) supports up to $1,732 a month in rent. Hagerstown's current median rent is $1,442/mo, which leaves a $290/mo buffer.

How many hours does a chef work to cover rent in Hagerstown?

At an hourly equivalent of about $33 an hour, a chef in Maryland works roughly 43.3 hours a month to cover Hagerstown's median rent of $1,442.

Where is rent cheaper than Hagerstown for a chef?

Nearby Maryland cities with lower median rent include Carney ($1,439/mo), Reisterstown ($1,437/mo), Lochearn ($1,433/mo). Each shifts the affordability math materially on a chef salary.

Methodology: Salary uses the BLS-derived Maryland state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Hagerstown, MD. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.